Payments/CI
Côte d'Ivoire
ISO CI · 3 schemes
Summary
- Orange Money 45% market (QR payments)
- MTN MoMo 35% market share
- Max it app unified platform
- GIM-UEMOA regional network
- Moov Africa third operator
Banking landscape
Central Bank
- Name: BCEAO (Central Bank of West African States)
- Website: https://www.bceao.int/
- Role: Regional monetary policy (WAEMU zone)
Major Banks (2024)
| Rank | Bank Name | Type | Digital Platform |
|---|---|---|---|
| 1 | SGCI | International | SG Mobile |
| 2 | BICICI | International | BICICI App |
| 3 | Ecobank CI | Pan-African | Ecobank Mobile |
| 4 | Bank of Africa CI | Pan-African | BOA Mobile |
| 5 | Oragroup | Regional | Orabank App |
Market Structure
- Orange: 45% market share
- MTN: 35% market share
- Moov Africa: Third player
- WAEMU zone: Shared CFA franc
Payment infrastructure
National Payment Systems
| System | Operator | Type | Status |
|---|---|---|---|
| Orange Money | Orange | Mobile money | Dominant |
| MTN MoMo | MTN | Mobile money | Active |
| Moov Money | Moov Africa | Mobile money | Active |
| GIM-UEMOA | BCEAO | Card network | Active |
Mobile Money Market
- Three major operators
- High penetration
- Financial inclusion driver
- Regional leadership
Payment Gateway
- DPO Pay available
- MTN MoMo acceptance
- Orange Money acceptance
- Visa/Mastercard support
QR code standards
Orange Money QR
| Attribute | Value |
|---|---|
| Operator | Orange CI |
| App | Max it |
| Type | Merchant QR |
| Feature | Scan and pay |
Orange Money Features
- Control daily expenses
- Transfer money
- Buy passes
- Scan and pay in store
- Directory or QR code
MTN MoMo QR
- QR code payments
- Merchant acceptance
- Scan to pay
- Virtual card integration
Mobile payment apps
| App | Provider | QR | Features |
|---|---|---|---|
| Max it | Orange | Yes | Full platform |
| Orange Money | Orange | Yes | Wallet |
| MTN MoMo | MTN | Yes | Mobile money |
| Moov Money | Moov | Limited | Transfers |
Orange Max it
- Manage Orange Money wallet
- Transfer money
- Pay bills
- Scan and pay merchants
- Buy passes
- Merchant number or QR code
Orange Money App
- Mobile wallet
- QR code payments
- Merchant payments
- International receive
- Bill payments
MTN MoMo
- QR code capability
- Merchant payments
- Virtual Mastercard
- Global network access
Schemes
| Scheme | Type | Symbology | Adoption | Technical standard |
|---|---|---|---|---|
| Orange Money QR | Mobile QR | Max it | 45% share | orange-money-qr |
| MTN MoMo | Mobile money | QR | 35% share | mtn-momo |
| GIM-UEMOA | Card | Regional | Active | — |
Sources
- Orange Max it - Google Play
- Orange Money Africa - Google Play
- DPO Pay - Côte d'Ivoire
- WorldRemit - Ivory Coast
- Traveltomtom - SIM Cards
- Phone Travel Wiz - SIM Guide
- AfricallShop - Mobile Recharge
- eSIM Net - Guide
Full country report
Schemes
Standards
Primary · 1