Payments/LR
Liberia
ISO LR · 3 schemes
Summary
- Orange Money QR payments active
- 4.3+ million mobile money users (2024)
- Lonestar MTN major competitor
- Dual currency LRD and USD
- AccessBank biometric ATM integration
Banking landscape
Central Bank
- Name: Central Bank of Liberia (CBL)
- Website: https://www.cbl.org.lr/
- Role: Monetary policy, financial oversight
Major Banks (2024)
| Rank | Bank Name | Type | Digital Platform |
|---|---|---|---|
| 1 | Ecobank Liberia | Pan-African | Ecobank Mobile |
| 2 | United Bank for Africa | Pan-African | UBA App |
| 3 | AccessBank Liberia | Regional | Mobile Banking |
| 4 | Guaranty Trust Bank | Pan-African | GTBank App |
| 5 | LBDI | State | LBDI Mobile |
Market Structure
- Orange Money: Leading mobile money
- Lonestar Cell MTN: Major competitor
- 4.3M+: Active mobile money users
- Dual currency: USD widely used
Payment infrastructure
National Payment Systems
| System | Operator | Type | Status |
|---|---|---|---|
| Orange Money | Orange Liberia | Mobile money | Leading |
| MTN MoMo | Lonestar Cell | Mobile money | Active |
| AccessBank ATM | AccessBank | Biometric | Active |
Mobile Money Statistics (2024)
- 4.3+ million active users
- Orange Money leading provider
- Lonestar Cell MTN competitor
- No bank account required
AccessBank Integration
- Biometric ATM technology
- MTN and Orange compatibility
- Enhanced security
- Digital banking growth
QR code standards
Orange Money QR
| Attribute | Value |
|---|---|
| Provider | Orange Liberia |
| USSD | *144# |
| App | Orange Max it |
| QR | Merchant payments |
Orange Money QR Features
- Free merchant payments
- QR code or merchant number
- Instant transactions
- No cash required
- Bill payments
Orange Max it App
- E-wallet management
- Secret code updates
- Fingerprint login
- QR code reader
- Quick service access
Orange Money Africa App
- Multi-country support
- Liberia included
- Merchant QR payments
- Android 6.0+
- Bill payments
Mobile payment apps
| App | Provider | QR | Features |
|---|---|---|---|
| Orange Max it | Orange | Yes | QR reader |
| Orange Money Africa | Orange | Yes | Multi-country |
| MTN MoMo | Lonestar | Limited | Mobile money |
Orange Money Features
- Send/receive money
- Buy airtime
- Pay bills
- Merchant payments
- Free deposits
- QR code payments
Orange Max it Liberia
- All-in-one app
- E-wallet management
- QR code scanning
- Service access
- Security options
Lonestar MTN Services
- Mobile money transfers
- Airtime purchase
- Bill payments
- Agent network
- P2P transfers
Schemes
| Scheme | Type | Symbology | Adoption | Technical standard |
|---|---|---|---|---|
| Orange Money QR | Mobile QR | App | Active | orange-money-qr |
| MTN MoMo | Mobile money | USSD | Active | mtn-momo |
| AccessBank | Biometric | ATM | Active | — |
Sources
- Orange Liberia - Orange Money
- Orange Liberia - Introducing Orange Money
- Orange Liberia - FAQs
- Google Play - Orange Max it Liberia
- Google Play - Orange Money Africa
- TransFi - Liberia Payment Rails
- LRA - Mobile Money
- HippoTechGroup - Orange Money Tariffs
Full country report
Schemes
Standards
Primary · 1