AYA Bank (Myanmar)

Key details

• Parent: ship

Overview

AYA Bank (Myanmar) is one of Myanmar's largest commercial banks + U Zaw Zaw founder + Max Myanmar Holding Co Ltd ownership + AYA Bank mobile banking + mBanking + MPU Visa cards [1, mm-cro]. 2025 baseline: AYA Bank one of Myanmar's largest commercial banks + U Zaw Zaw founder + Max Myanmar Holding Co Ltd ownership.

History

Jul 2 2010 — AYA Bank Ayeyarwady Bank founded by U Zaw Zaw + Max Myanmar Holding Co Ltd distinctive Myanmar private banking heritage (post-Myanmar banking sector liberalization).

2014 — AYA Bank mobile banking app launch distinctive Myanmar mobile banking strategy.

2021 — Myanmar military coup banking sector + AYA Bank operational continuity post-coup.

Ownership & operator

Operating entity: Ayeyarwady Bank (AYA Bank) (one of Myanmar's largest commercial banks; U Zaw Zaw founder + Max Myanmar Holding Co Ltd ownership).

Major shareholders: Max Myanmar Holding Co Ltd (U Zaw Zaw Myanmar conglomerate; cement + construction + automotive + hospitality + banking) majority controlling + Myanmar retail + institutional investors.

Regulators: CBM (Central Bank of Myanmar).

Technical integration

AYA mBanking mobile banking app (iOS + Android) + ayabank.com online + AYA Bank branch network across Myanmar + AYA Bank Visa + MPU cards; MPU (Myanmar Payment Union) + MMQR (Myanmar national QR code standard).

Implementations & partners

Major Myanmar banking + payments competitors: [[kbzpay]] (KBZ Pay Myanmar Kanbawza Bank mobile money + Yoma Bank competitor; one of Myanmar's largest mobile money platforms) + [[wave-money]] (Wave Money Myanmar Telenor + Yoma Bank JV mobile money; Myanmar's largest mobile money provider) + [[cb-bank]] (CB Bank Cooperative Bank Myanmar one of Myanmar's largest commercial banks) + [[yoma-bank]] (Yoma Bank Myanmar commercial bank + Wave Money JV parent) + [[kanbawza-bank]] (Kanbawza Bank KBZ Myanmar's largest commercial bank by assets + KBZ Pay parent) + [[aya-pay]] (AYA Pay Myanmar mobile wallet by AYA Bank).

Regulator: CBM.

Status

Active, one of Myanmar's largest commercial banks + U Zaw Zaw founder + Max Myanmar Holding Co Ltd ownership [1, 2]:

• Ayeyarwady Bank (AYA Bank) since Jul 2 2010 AYA Bank Ayeyarwady Bank founded by U Zaw Zaw + Max Myanmar Holding Co Ltd + 2014 AYA Bank mobile banking app launch.
• CBM regulated.

Sources

• 1 AYA Bank — official
• 2 Ayeyarwady Bank — Wikipedia
• mm-cro In-corpus: reports/countries/MM-myanmar.md

Source

Biography extracted from aya-bank.md. See matrix.md for standards-support matrix if present.