JCB

Overview

JCB is Japanese card payment scheme + Japan's largest domestic card payment scheme + global card brand + founded Jan 1961 as Japan Credit Bureau + ~130M+ JCB cards issued globally + 47M+ JCB merchant locations worldwide + partnerships with Discover Financial Services US + UnionPay China + RuPay India + American Express + Diners Club International + Mir Russia [1, jp-cro].

History

Jan 1961 — Japan Credit Bureau JCB founded by Sanwa Bank + Nippon Shimpan in Tokyo distinctive Japanese card scheme heritage as Japan's first domestic card payment scheme.

Apr 2006 — Discover Financial Services + JCB Co Ltd reciprocal card network acceptance partnership.

Jul 2010 — JCB + UnionPay reciprocal card network acceptance partnership.

2014 — JCB + RuPay India reciprocal card network acceptance partnership.

Ownership & operator

Operating entity: JCB Co Ltd (Japanese card payment scheme; Japan's largest domestic card payment scheme + global card brand).

Major shareholders: Japanese consortium of MUFG Bank + SMBC + Mizuho Bank + 200+ Japanese banks + retailers (Sanwa Bank + Nippon Shimpan founding consortium).

Regulators: FSA Japan + national regulators across 30+ countries.

Technical integration

JCB Card mobile app (iOS + Android; ~130M+ JCB cards issued globally) + global.jcb online + 47M+ JCB merchant locations worldwide; JP Zengin + EMV + JCB Contactless + JCB partnerships with Discover Financial Services US + UnionPay China + RuPay India + American Express + Diners Club International + Mir Russia.

Implementations & partners

JCB reciprocal card network partners: [[discover-card]] (Discover Financial Services; NYSE: DFS; US-based card payment scheme) + [[unionpay-quickpass]] (UnionPay QuickPass Chinese state-backed wallet; China UnionPay) + [[rupay]] (RuPay Indian national card payment scheme; National Payments Corporation of India NPCI) + [[amex]] (American Express; NYSE: AXP; US-based card payment scheme) + [[diners-club]] (Diners Club International; US-based card payment scheme).

Major global card payment scheme competitors: [[visa]] (Visa Inc; NYSE: V; US-based card payment scheme; world's largest card payment scheme by cards issued + transactions) + [[mastercard]] (Mastercard Incorporated; NYSE: MA; US-based card payment scheme; world's #2 card payment scheme by cards issued + transactions) + [[amex]] (American Express; NYSE: AXP; US-based card payment scheme + premium credit cards) + [[discover-card]] (Discover Financial Services; NYSE: DFS; US-based card payment scheme) + [[diners-club]] (Diners Club International; US-based card payment scheme).

Regulators: FSA Japan + national regulators across 30+ countries.

Status

Active, Japanese card payment scheme + Japan's largest domestic card payment scheme + global card brand + founded Jan 1961 as Japan Credit Bureau + ~130M+ JCB cards issued globally + 47M+ JCB merchant locations worldwide + partnerships with Discover Financial Services US + UnionPay China + RuPay India + American Express + Diners Club International + Mir Russia [1, 2].

Sources

• 1 JCB — official
• 2 JCB — Wikipedia
• jp-cro In-corpus: reports/countries/JP-japan.md

Source

Biography extracted from jcb-card.md. See matrix.md for standards-support matrix if present.