Wallets/saudi-national-bank
Saudi National Bank (SNB)
0 standards supported
Overview
Saudi National Bank (SNB) is Saudi Arabia's largest bank by assets [1, 2, sa-cro]. SNB QuickPay = SNB's flagship remittance + money-transfer app (9-language support; 24/7 availability).
SNB historic post-2021 mega-merger context [3]: April 1, 2021 — NCB (National Commercial Bank) + Samba Financial Group merged to form Saudi National Bank (SNB) — distinctive Saudi mega-bank consolidation creating the largest Saudi bank by assets.
SNB QuickPay features [2]:
- 9-language support (Arabic + English + Filipino + Urdu + Hindi + Bengali + Indonesian + Sinhala + Malayalam)
- 24/7 availability — 7 days/week any time of day
- International remittance focus — Saudi expat-worker remittance corridors
SNB Mobile [4]: SNB's flagship retail mobile-banking app — comprehensive Saudi banking + SNB ecosystem access.
Latest SNB QuickPay version 7.0.20 (December 9, 2025) [1]: Continuous app updates.
History
1953 — National Commercial Bank (NCB) founded as Saudi Arabia's first commercial bank [3].
1980 — Samba Financial Group founded as Saudi American Bank.
April 1, 2021 — NCB + Samba mega-merger [3]: Saudi National Bank (SNB) formed = SA's largest bank by assets.
SNB QuickPay launches as remittance + money-transfer app.
2025 — SNB QuickPay v7.0.18 (May 2025) + v7.0.20 (Dec 9, 2025) [1].
Ownership & operator
Operating entity: Saudi National Bank (SNB) (Tadawul: 1180; post-2021 NCB + Samba merger).
Major shareholders: PIF (Saudi Public Investment Fund; sovereign wealth fund; largest shareholder) + PPA + GOSI + Tadawul public float.
Regulators: SAMA (Saudi Central Bank).
Technical integration
| Layer | Description |
|---|---|
| Channels | SNB Mobile app (iOS + Android) + SNB QuickPay (iOS + Android; international remittance focus) + SNB cards + SNB branch network + SNB ATMs + SNB Phone Banking + SNB Online |
| Identifiers | Phone + email + card number + Saudi ID |
| SA rails | mada + sarie (Saudi national debit + instant payments) |
| License | Bank (SNB full Saudi banking license; SA's largest by assets) |
| Sub-products | SNB Account + SNB Cards + SNB Credit + SNB Investments + SNB Insurance + SNB for Business + SNB Mobile + SNB QuickPay (remittance) + SNB Phone Banking + SNB Online |
| 9-language support (SNB QuickPay): Arabic + English + Filipino + Urdu + Hindi + Bengali + Indonesian + Sinhala + Malayalam |
Users & growth
- SA's largest bank by assets (post-April 1, 2021 NCB + Samba merger)
- Multi-country presence: SA primary + UAE + Bahrain + Singapore + Korea + Turkey
- SNB QuickPay: 9 languages + 24/7 availability + continuous app updates (v7.0.20 Dec 9, 2025)
- Specific SNB Mobile + SNB QuickPay 2025 user numbers: not publicly disclosed in current sources
Use cases
Saudi + multi-country retail + corporate banking via SNB Mobile; SNB QuickPay international remittance + money-transfer (9-language Saudi expat-worker focus); Mada + SARIE Saudi national rails; SNB Investments + Insurance + Business + Phone Banking + Online.
Implementations & partners
Operator: Saudi National Bank (SNB; Tadawul: 1180) — SA's largest bank by assets (post-Apr 1 2021 NCB + Samba merger).
Major shareholders: PIF (Saudi Public Investment Fund; largest) + PPA + GOSI + Tadawul public float.
Major Saudi banking competitors:
- [[al-rajhi-bank]] (World's largest Islamic bank by market cap + ME's largest retail bank; 18.5M+ customers; 2025 net income SAR 24,792M)
- [[riyad-bank]] (Riyad Bank; SA major bank)
- stc-pay (Batch 8 covered; STC Pay / STC Bank)
- [[hala]] (Batch 13 covered; Saudi SME comprehensive)
- Banque Saudi Fransi + Arab National Bank + Saudi Investment Bank + Bank AlBilad + Bank AlJazira + Alinma Bank
Regulator: SAMA.
Fun facts
- Saudi Arabia's largest bank by assets (post-April 1, 2021 NCB + Samba mega-merger).
- National Commercial Bank (NCB) founded 1953 as SA's first commercial bank.
- Samba Financial Group founded 1980 as Saudi American Bank.
- April 1, 2021 — NCB + Samba merger formed Saudi National Bank (SNB) — distinctive Saudi mega-bank consolidation.
- SNB QuickPay 9-language support (Arabic + English + Filipino + Urdu + Hindi + Bengali + Indonesian + Sinhala + Malayalam) — Saudi expat-worker remittance focus.
- PIF (Saudi Public Investment Fund) largest shareholder — Saudi sovereign-wealth-fund parent stake.
- Multi-country: SA + UAE + Bahrain + Singapore + Korea + Turkey.
- Latest SNB QuickPay v7.0.20 Dec 9, 2025.
Comparison
| Feature | SNB Mobile + SNB QuickPay | [[al-rajhi-bank]] (World's largest Islamic bank by market cap rival) | [[riyad-bank]] (SA major bank rival) | stc-pay (Batch 8; SA telco-bank rival) | [[hala]] (Batch 13; SA SME comprehensive comparable) |
|---|---|---|---|---|---|
| Operator | Saudi National Bank (SNB; Tadawul: 1180; PIF largest + PPA + GOSI + public float; post-Apr 1 2021 NCB + Samba mega-merger) | Al Rajhi Banking and Investment Corporation (Tadawul: 1120; Al Rajhi family + PIF + institutional) | Riyad Bank | STC Pay (STC Bank subsidiary) | Hala (TPG + Sanabil $157M Sep 2025) |
| Type | SA's largest bank by assets + SNB Mobile + SNB QuickPay remittance (9-language) | World's largest Islamic bank by market cap + comprehensive Islamic banking mobile experience | SA major bank + Riyad Mobile | SA telco-bank wallet | Saudi SME comprehensive financial infrastructure |
| Country | SA + UAE + BH + SG + KR + TR | SA + KW + JO + MY | SA primary | SA primary | Saudi + UAE |
| Distinctive | PIF largest shareholder; Apr 1 2021 NCB + Samba mega-merger; SNB QuickPay 9-language remittance; 24/7 availability; Dec 9 2025 latest app version v7.0.20 | World's largest Islamic bank by market cap; 18.5M+ customers; 2024 1B+ app logins; 2025 net income SAR 24,792M; full Shariah compliance | SA major bank; Riyad Mobile + Riyad Online | Saudi telco-bank | Sep 2025 $157M Series B (TPG + Sanabil/Saudi PIF) |
Status
Active, Saudi Arabia's largest bank by assets (post-Apr 1, 2021 NCB + Samba mega-merger) [1, 3]:
- Saudi National Bank (SNB; Tadawul: 1180) since 1953 (as NCB; post-Apr 1, 2021 NCB + Samba merger).
- SA's largest bank by assets.
- SNB QuickPay: 9-language support + 24/7 availability + remittance + money-transfer focus; v7.0.20 (Dec 9, 2025).
- PIF (Saudi sovereign wealth fund) largest shareholder.
- Multi-country: SA + UAE + Bahrain + Singapore + Korea + Turkey.
- SAMA regulated.
Sources
- 1 SNB QuickPay v7.0.20 Dec 9 2025 — Soft112
- 2 SNB Quick Pay — Saudi National Bank
- 3 International transfer with Quick Pay — Saudi National Bank
- 4 SNB QuickPay — App Store
- sa-cro In-corpus:
reports/countries/SA-saudi-arabia.md
Source
Biography extracted from saudi-national-bank.md. See matrix.md for standards-support matrix if present.