Wallets/itau-chile
Itaú Chile / itu (Cuenta corriente digital)
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Overview
Itaú Chile (Banco Itaú Chile S.A.) is Itaú Unibanco's Chilean subsidiary post-Apr 2016 Itaú Corpbanca merger [1, 2, cl-cro]. 2025 baseline: Itaú Chile + itu (Cuenta corriente digital) distinctive Chilean digital current account + Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite; Itaú Chile retail + private + corporate + SME + investment banking.
Distinctive Itaú Chile positioning:
- Itaú Unibanco's Chilean subsidiary post-Apr 2016 Itaú Corpbanca merger (Itaú Unibanco = Brazil's largest private bank by assets + Latin America's largest bank by market cap)
- Apr 2016 Itaú + Corpbanca Chile merger → Itaú Corpbanca ($14B+ combined assets at time; Latin America's largest cross-border banking merger at the time)
- 2022 Itaú Corpbanca renamed Itaú Chile post-Itaú Unibanco brand consolidation
- itu (Cuenta corriente digital) distinctive Chilean digital current account (Itaú Chile distinctive Chilean digital banking innovation)
- Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite (Itaú Chile business banking suite)
- 1871 Banco Concepción founding (Corpbanca ultimate predecessor; one of Chile's oldest banks) + 1995 Corpbanca renaming
History
1871 — Banco Concepción founded in Chile (Corpbanca ultimate predecessor; one of Chile's oldest banks) → distinctive Chilean banking heritage.
1995 — Banco Concepción renamed Corpbanca.
2007 — Itaú Chile founded as Itaú Unibanco Chilean subsidiary.
Apr 2016 — Itaú Chile + Corpbanca merger → Itaú Corpbanca ($14B+ combined assets at time; Latin America's largest cross-border banking merger at the time) → distinctive Latin American banking consolidation.
2013 — Itaú Chile mobile banking app launches.
2022 — Itaú Corpbanca renamed Itaú Chile post-Itaú Unibanco brand consolidation.
2025 — Itaú Chile + itu (Cuenta corriente digital) distinctive Chilean digital current account + Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite [1, 2].
Ownership & operator
Operating entity: Banco Itaú Chile S.A. (Itaú Unibanco Chilean subsidiary).
Parent: Itaú Unibanco Holding S.A. (BVMF: ITUB4; NYSE: ITUB) — Brazil's largest private bank by assets + Latin America's largest bank by market cap.
Regulator: CMF (Comisión para el Mercado Financiero).
Technical integration
Itaú Chile mobile banking app (iOS + Android) + itu (Cuenta corriente digital) distinctive Chilean digital current account + Itaú Pass Empresas + Itaú Empresas Chile business banking app suite + itau.cl online + Itaú Chile cards (Visa + Mastercard) + Itaú Chile Chilean branch network; Chilean TEF + ACH; Itaú Chile retail + private + corporate + SME + investment banking.
Users & growth
2025: Itaú Chile + itu (Cuenta corriente digital) distinctive Chilean digital current account + Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite.
Use cases
Chilean retail + private + corporate + SME + investment banking via Itaú Chile + itu + Itaú Pass Empresas + Itaú Empresas Chile + itau.cl online + cards + branches; Chilean TEF + ACH.
Implementations & partners
Operator: Banco Itaú Chile S.A. (Itaú Unibanco Chilean subsidiary); Itaú Unibanco Holding S.A. (BVMF: ITUB4; NYSE: ITUB) parent.
Itaú Unibanco Group sister entities: [[banco-itau]] (Brazil parent; BVMF: ITUB4) + Itaú Argentina + Itaú Paraguay + Itaú Uruguay + Itaú Colombia + Itaú USA + Itaú Switzerland + Itaú Asset Management + Itaú BBA (investment banking).
Major Chilean banking competitors: [[bci-chile]] (Chile #1 by assets per some rankings + Yrarrázaval family + MACH 4.3M + City National Bank Florida) + [[banco-de-chile]] (Chile's 4 largest banks + Citi 33.4% + Mi Pago Cardless distinctive Chilean payment innovation) + [[santander-chile]] (Chile #2 + Santander Group Chilean subsidiary; 4M+ customers) + [[bancoestado]] (Chile #3 state-controlled; CuentaRUT distinctive Chilean basic account for unbanked) + [[scotiabank-chile]] (post-2018 BBVA Chile $2.2B acquisition).
Regulator: CMF.
Fun facts
- Itaú Unibanco's Chilean subsidiary post-Apr 2016 Itaú Corpbanca merger (Itaú Unibanco = Brazil's largest private bank by assets + Latin America's largest bank by market cap).
- Apr 2016 Itaú + Corpbanca Chile merger → Itaú Corpbanca ($14B+ combined assets at time; Latin America's largest cross-border banking merger at the time).
- 2022 Itaú Corpbanca renamed Itaú Chile post-Itaú Unibanco brand consolidation.
- itu (Cuenta corriente digital) distinctive Chilean digital current account (Itaú Chile distinctive Chilean digital banking innovation).
- Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite (Itaú Chile business banking suite).
- 1871 Banco Concepción founding (Corpbanca ultimate predecessor; one of Chile's oldest banks) + 1995 Corpbanca renaming.
Comparison
| Feature | Itaú Chile / itu | [[bci-chile]] (Chile #1 by assets per some rankings rival; Yrarrázaval family + MACH 4.3M + City National Bank Florida) | [[banco-de-chile]] (Chile's 4 largest banks + Citi 33.4% + Mi Pago Cardless distinctive Chilean payment innovation rival) | [[santander-chile]] (Chile #2 + Santander Group Chilean subsidiary; 4M+ customers rival) | [[bancoestado]] (Chile #3 state-controlled rival; CuentaRUT distinctive Chilean basic account for unbanked) |
|---|---|---|---|---|---|
| Operator | Banco Itaú Chile S.A. (Itaú Unibanco Chilean subsidiary; Itaú Unibanco Holding S.A. parent BVMF: ITUB4) | Banco de Crédito e Inversiones S.A. (SSE: BCI) | Banco de Chile (NYSE: BCH; SSE: CHILE) | Banco Santander Chile S.A. (NYSE: BSAC) | Banco del Estado de Chile (Chilean state) |
| Type | Itaú Unibanco's Chilean subsidiary post-Apr 2016 Itaú Corpbanca merger + itu (Cuenta corriente digital) distinctive Chilean digital current account + Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite | Chile #1 by assets per some rankings + Yrarrázaval family-controlled BCI Group + 2015 City National Bank Florida $882M acquisition + MACH 4.3M+ active users early 2025 | Chile's 4 largest banks by assets + 2M+ customers + 93%+ online/digital + Citi 33.4% strategic alliance + LQ Inversiones (Quiñenco/Luksic) controlling + Mi Pago Cardless distinctive Chilean payment innovation | Chile #2 + Santander Group Chilean subsidiary + 4M+ customers | Chile #3 state-controlled + CuentaRUT distinctive Chilean basic account + Chilean unbanked banking |
| Country | CL | CL + US + 7+ countries | CL | CL | CL |
| Distinctive | 1871 Banco Concepción founding (Corpbanca ultimate predecessor; one of Chile's oldest banks); 1995 Corpbanca renaming; 2007 Itaú Chile founding; Apr 2016 Itaú + Corpbanca merger → Itaú Corpbanca ($14B+ combined assets; Latin America's largest cross-border banking merger at the time); 2013 mobile app launch; 2022 Itaú Corpbanca renamed Itaú Chile post-Itaú Unibanco brand consolidation | Jun 10 1937 BCI founding by Yrarrázaval family; Oct 2015 City National Bank Florida $882M acquisition; 2017 MACH BCI Chilean challenger bank digital subsidiary launch | 1893 Banco de Chile founding; 2007 Citi 33.4% strategic alliance; 2008 LQ Inversiones (Quiñenco/Luksic) controlling shareholder consolidation | Santander Group Chilean subsidiary; Getnet Chile merchant acquiring | 1953 Chilean state-controlled bank founding; CuentaRUT distinctive Chilean basic account for unbanked |
Status
Active, Itaú Unibanco's Chilean subsidiary post-Apr 2016 Itaú Corpbanca merger [1, 2]:
- Banco Itaú Chile S.A. (Itaú Unibanco Chilean subsidiary; Itaú Unibanco Holding S.A. parent BVMF: ITUB4) since 1871 Banco Concepción founding (Corpbanca ultimate predecessor) + 1995 Corpbanca renaming + 2007 Itaú Chile founding + Apr 2016 Itaú + Corpbanca merger → Itaú Corpbanca + 2022 Itaú Corpbanca renamed Itaú Chile.
- itu (Cuenta corriente digital) + Itaú Pass Empresas + Itaú Empresas Chile distinctive Chilean banking app suite.
- CMF regulated.
Sources
- 1 Descarga tu APP Itaú — Banco Itaú Chile
- 2 Banco Itaú Chile — Soluciones Financieras para tu Empresa
- cl-cro In-corpus:
reports/countries/CL-chile.md
Source
Biography extracted from itau-chile.md. See matrix.md for standards-support matrix if present.