UPI-France

Overview

The UPI-France Linkage is a cross-border merchant-acceptance arrangement that enables Indian travellers to pay French merchants using their Unified Payments Interface (UPI) apps. It is operated by NPCI International Payments Limited (NIPL) in partnership with Lyra, a French specialist in securing e-commerce and proximity payments [1][3]. The connection made France the first European country to accept UPI [1]. The launch debuted on an e-commerce model: the Eiffel Tower became the first merchant, letting Indian visitors book entry tickets online and pay in rupees [1]. Acceptance later widened to physical retail, with UPI going live at the flagship Galeries Lafayette department store on Boulevard Haussmann in Paris [2]. Within the corpus, France's national report focuses on the domestic Wero/European Payments Initiative landscape under Banque de France oversight [[../countries/FR-france.md]], while India's report documents UPI as the dominant NPCI-operated retail rail [[../countries/IN-india.md]].

History

The acceptance of UPI in France was announced by NIPL and Lyra and formally launched in Paris on 2 February 2024 at an event organised by the Embassy of India to mark India's Republic Day, with the Eiffel Tower as the first merchant [1]. Indian Prime Minister Narendra Modi had earlier signalled, during his France visit, that UPI roll-out would begin at the Eiffel Tower [1]. NIPL CEO Ritesh Shukla framed it within NIPL's ambition to enable acceptance of NPCI's payment solutions in international markets, and Lyra's commercial director called it a major advancement for European tourism [1]. Acceptance then expanded: on 3 July 2024, UPI went live at the flagship Galeries Lafayette store in Haussmann, Paris — timed ahead of the Paris 2024 Olympic Games and their expected large inflow of Indian visitors [2]. France's national report separately records a France launch milestone dated 14 October 2024 in its domestic-payments timeline [[../countries/FR-france.md]].

Technical specification

Linkage model. A one-directional merchant-acceptance linkage. The initial deployment was e-commerce/online: Indian users pay with UPI when booking Eiffel Tower tickets online, rather than scanning an in-store QR [1]. The Galeries Lafayette expansion extended UPI into a physical retail store as well [2]. Lyra, which secures both e-commerce and proximity (in-store) payments, provides the French acquiring/gateway side [1][3].

Direction supported. Outbound from India only — Indian UPI users pay French merchants. There is no reciprocal French-to-India capability; this is a tourist acceptance corridor, not an account-to-account remittance linkage [1].

Currency. The model lets Indian visitors transact in rupees abroad through UPI; the fetched sources did not specify FX mechanics or per-transaction limits [1].

Inbound RuPay issuance. Not applicable — unlike the Mauritius linkage, the France corridor does not include local issuance of RuPay cards; it is purely UPI acceptance [1][2].

Use cases

• Tourist attraction ticketing. The launch use case is online booking of Eiffel Tower tickets by Indian visitors, who rank among the largest groups of international tourists at the monument [1].
• Retail. In-store payment at the flagship Galeries Lafayette and, prospectively, other tourism and retail merchants such as hotels and museums [1][2].
• Event-driven travel. The Galeries Lafayette go-live was explicitly timed for the Indian-visitor surge around the Paris 2024 Olympics [2].

Implementations

On the Indian side the corridor uses standard UPI apps; the French side is enabled by Lyra, which provides the acquiring and gateway infrastructure spanning e-commerce and proximity payments [1][3]. The first live merchants were the Eiffel Tower (online ticketing) and the Galeries Lafayette flagship on Boulevard Haussmann (in-store) [1][2]. Lyra publicly stated an intent to expand UPI acceptance more broadly across France and internationally in 2024, emphasising POS and switch solutions [3].

Comparison

UPI-France is a one-way tourist merchant-acceptance corridor, contrasting with the upi-paynow template's bidirectional account-to-account remittance design [1][[../standards/upi-paynow.md]]. It differs from the other three India corridors documented here in starting with an e-commerce/online acceptance point (Eiffel Tower ticketing) before adding in-store retail, whereas Nepal (Fonepay QR), Qatar (QNB merchant QR), and Mauritius (UPI QR) led with point-of-sale QR scanning. Like Nepal and Qatar it is unidirectional and includes no RuPay issuance, unlike the bidirectional, RuPay-issuing Mauritius linkage. Against the multilateral nexus hub, France is a standalone bilateral acceptance arrangement, not a connection through a shared instant-payment switch; France's own instant-payment ambitions sit within the European Wero/EPI ecosystem rather than any UPI hub [[../countries/FR-france.md]].

Fun facts

• France is the first European country to accept UPI [1].
• The corridor's debut merchant was the Eiffel Tower, and the formal launch took place at a Paris event for India's Republic Day [1].
• Lyra's symbolic first UPI-for-France transaction — an Eiffel Tower ticket purchase — was executed at Lyra's Mumbai office on the company's 16th anniversary, with the French Consul General participating [3].

Status

Live and expanding. UPI acceptance launched at the Eiffel Tower on 2 February 2024 and reached the Galeries Lafayette flagship on 3 July 2024, with stated plans to extend to further tourism and retail merchants [1][2]. France's national report logs a related France launch milestone in October 2024 [[../countries/FR-france.md]]. Specific transaction volumes for the corridor were not disclosed in the fetched sources [2].

Sources

1 UPI now in France: Indian tourists can buy tickets for Eiffel Tower via UPI — Business Today, 2024 2 UPI became live at the flagship store of Galeries Lafayette in Haussmann, Paris — Embassy of India, Paris, 2024 3 Lyra Network revolutionizes global payments with UPI transactions in France — Lyra Network, 2024

Deployments

No country reports mention this standard by name.

Regions / aggregations not mapped to a single country

• India–France