Caixa Geral de Depósitos

Overview

Caixa Geral de Depósitos is Portuguese state-owned commercial bank + Portuguese government via Ministry of Finance fully owned + Portugal's largest commercial bank by assets + branches + founded Apr 10 1876 in Lisbon Portugal + ~3.5M+ CGD customers [1, pt-cro].

History

Apr 10 1876 — Caixa Geral de Depósitos CGD founded in Lisbon Portugal as Portuguese state savings bank distinctive Portuguese banking heritage.

1969 — CGD universal commercial banking conversion.

2014 — Caixadirecta mobile banking app launch.

Ownership & operator

Operating entity: Caixa Geral de Depósitos CGD (Portuguese state-owned commercial bank; Portuguese government fully owned).

Major shareholders: Portuguese government via Ministry of Finance fully owned.

Regulators: Banco de Portugal + ECB + national regulators across 11+ countries.

Technical integration

Caixadirecta mobile app (iOS + Android; ~3.5M+ CGD customers) + cgd.pt online + CGD branch network across Portugal + Angola + Mozambique + Cape Verde + Spain + France + Luxembourg + UK + South Africa + Brazil + Macau international branches + CGD Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + MB Way (Portuguese national mobile payment scheme + P2P) + Wero (post-EPI launch).

Implementations & partners

Major Portuguese banking + payments competitors: [[millennium-bcp]] (Banco Comercial Português BCP Millennium BCP; ENXTLS: BCP; Portugal's largest private commercial bank by assets; ~5M+ Millennium BCP customers) + [[novobanco-pt]] (Novo Banco; Portuguese commercial bank; Lone Star Funds US private equity ~75%+ controlling) + [[santander-portugal]] (Santander Portugal; Banco Santander Spain Portuguese subsidiary) + [[banco-bpi]] (Banco BPI; CaixaBank Spanish parent ~94%+ controlling; Portuguese commercial bank) + [[montepio-pt]] (Banco Montepio; Portuguese savings bank) + [[mb-way]] (MB Way Portuguese national mobile payment scheme + P2P; SIBS Portuguese national payments switch parent).

Regulators: Banco de Portugal + ECB + national regulators across 11+ countries.

Status

Active, Portuguese state-owned commercial bank + Portuguese government via Ministry of Finance fully owned + Portugal's largest commercial bank by assets + branches + founded Apr 10 1876 in Lisbon Portugal + ~3.5M+ CGD customers [1, 2].

Sources

• 1 CGD — official
• 2 CGD — Wikipedia
• pt-cro In-corpus: reports/countries/PT-portugal.md

Source

Biography extracted from cgd-portugal.md. See matrix.md for standards-support matrix if present.