Zürcher Kantonalbank (ZKB)

Overview

Zürcher Kantonalbank (ZKB) is Switzerland's largest cantonal bank by assets + Canton of Zurich Switzerland fully owned cantonal bank + TWINT founding member + Frankly digital pension app subsidiary [1, ch-cro].

History

Feb 15 1870 — Zürcher Kantonalbank ZKB founded by Canton of Zurich Switzerland distinctive Swiss cantonal banking heritage.

2014 — ZKB Mobile Banking app launch + TWINT founding member.

2020 — Frankly digital pension app subsidiary launch + Swiss 3a pension digital innovation.

Ownership & operator

Operating entity: Zürcher Kantonalbank ZKB (Switzerland's largest cantonal bank by assets; Canton of Zurich Switzerland fully owned cantonal bank).

Major shareholders: Canton of Zurich Switzerland (Canton of Zurich Swiss canton + government) fully owned cantonal bank with state guarantee.

Regulators: FINMA Switzerland.

Technical integration

ZKB Mobile Banking app (iOS + Android) + zkb.ch online + ZKB branch network across Canton of Zurich + ZKB Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + TWINT (Switzerland; ZKB founding member) + Swiss QR-bill standard.

Implementations & partners

TWINT founding member: twint (Swiss bank-consortium A2A mobile wallet; CH #1 mobile-payment; 6M+ users >half CH population; PostFinance + UBS + Raiffeisen + Zürcher Kantonalbank + SIX Group founding consortium).

Major Swiss banking + payments competitors: [[ubs]] (UBS Group; SIX: UBSG; world's largest wealth manager post-Mar 2023 Credit Suisse acquisition for ~CHF 3B) + [[postfinance]] (Swiss Post PostFinance; Switzerland's #5 retail bank by customers + TWINT founding member) + [[raiffeisen-ch]] (Raiffeisen Switzerland; Switzerland's #3 retail bank + cooperative banking model + TWINT founding member) + [[julius-baer]] (Julius Bär; SIX: BAER) + [[pictet]] (Pictet Group Swiss partnership private banking) + [[swissquote]] (Swissquote Switzerland's largest online bank + leading European online broker) + [[migros-bank]] (Migros Bank Migros Federation cooperative supermarket group subsidiary) + twint (Swiss bank consortium A2A mobile wallet).

Regulator: FINMA Switzerland.

Status

Active, Switzerland's largest cantonal bank by assets + Canton of Zurich Switzerland fully owned cantonal bank + TWINT founding member + Frankly digital pension app subsidiary [1, 2].

Sources

• 1 ZKB — official
• 2 Zürcher Kantonalbank — Wikipedia
• ch-cro In-corpus: reports/countries/CH-switzerland.md

Source

Biography extracted from zurcher-kantonalbank.md. See matrix.md for standards-support matrix if present.