BNI Bank Negara Indonesia

Overview

BNI Bank Negara Indonesia is IDX: BBNI + Indonesia's #4 commercial bank by assets + Government of Indonesia ~60% controlling + Indonesia's oldest state-owned commercial bank since Jul 5 1946 + Indonesia's first state bank post-Indonesian independence [1, id-cro].

History

Jul 5 1946 — Bank Negara Indonesia founded by Vice President Mohammad Hatta as Indonesia's first state bank post-Indonesian independence distinctive Indonesian banking heritage.

1996 — BNI IDX IPO under ticker BBNI.

2010 — BNI Mobile Banking app launch.

2021 — BNI Mobile relaunch as BNI Mobile Banking with QRIS + BI-FAST integration.

Ownership & operator

Operating entity: PT Bank Negara Indonesia (Persero) Tbk BNI (Indonesia's #4 commercial bank by assets; IDX: BBNI).

Major shareholders: Government of Indonesia (Ministry of State-Owned Enterprises BUMN) ~60% controlling + Indonesian retail + institutional + foreign investors free float.

Regulators: OJK Indonesia + BI Bank Indonesia.

Technical integration

BNI Mobile Banking app (iOS + Android; ~16M+ Indonesian customers) + bni.co.id online + BNI branch network across Indonesia + Singapore + Hong Kong + UK + Japan + South Korea + Malaysia + US international branches + BNI Visa + Mastercard + UnionPay + JCB cards; ID IBAN + QRIS + BI-FAST.

Implementations & partners

Major Indonesian banking + payments competitors: [[bank-central-asia]] (BCA Bank Central Asia; IDX: BBCA; Indonesia's largest commercial bank by market capitalization) + [[bank-rakyat-indonesia]] (BRI Bank Rakyat Indonesia; IDX: BBRI; Indonesia's largest commercial bank by assets + customers ~190M+) + [[bank-mandiri]] (Bank Mandiri; IDX: BMRI; Indonesia's largest commercial bank by assets) + [[danamon-indonesia]] (Bank Danamon; IDX: BDMN; MUFG Bank Japanese parent ~92.5% controlling) + [[cimb-niaga]] (CIMB Niaga; CIMB Group Malaysian parent Indonesian subsidiary) + [[bank-ocbc-nisp]] (Bank OCBC NISP Indonesia; OCBC Singapore parent) + [[bank-syariah-indonesia]] (BSI Bank Syariah Indonesia; IDX: BRIS; Indonesia's largest Islamic bank) + [[bank-jago]] (Bank Jago; IDX: ARTO; Indonesian digital bank by Gojek/GoTo Group) + [[gopay]] (GoPay; GoTo Group Indonesian mobile wallet; ~30M+ users) + [[ovo]] (OVO Indonesian mobile wallet) + [[dana-indonesia]] (DANA Indonesian mobile wallet) + [[linkaja]] (LinkAja Indonesian state-anchored mobile wallet by BUMN consortium; BNI BUMN co-founder of LinkAja).

Regulators: OJK Indonesia + BI Bank Indonesia.

Status

Active, IDX:BBNI + Indonesia's #4 commercial bank by assets + Government of Indonesia ~60% controlling + Indonesia's oldest state-owned commercial bank since Jul 5 1946 [1, 2].

Sources

• 1 BNI — official
• 2 BNI — Wikipedia
• id-cro In-corpus: reports/countries/ID-indonesia.md

Source

Biography extracted from bni-indonesia.md. See matrix.md for standards-support matrix if present.