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Arab Bank (Arabi Mobile)

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Overview

Arab Bank (Arabi Mobile) is Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance [1, 2, jo-cro]. 2025 baseline: Arab Bank Jordan's largest commercial bank by assets + pan-MENA + global banking + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance; Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon distinctive Arab Bank multi-country MENA mobile banking strategy.

Distinctive Arab Bank positioning:

  • Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East (Arab Bank Plc; ASE: ARBK)
  • 600+ branches across 25+ countries distinctive pan-MENA + global commercial banking branch network
  • 80%+ active retail banking customers in Jordan use mobile banking distinctive Jordanian mobile banking penetration
  • 60-65% Arab Bank customers complete onboarding via mobile app distinctive MENA mobile-first onboarding
  • Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance distinctive Jordanian digital banking award recognition
  • Best Mobile Banking App Jordan 2018+2019+2020 Global Finance distinctive Jordanian mobile banking sustained award recognition
  • Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) distinctive Arab Bank multi-country MENA mobile banking strategy
  • 1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) → 1948 Amman relocation post-Arab-Israeli war distinctive pan-Arab banking heritage
  • Arabi Mobile cardless withdrawal + bill payment + Arabi Points loyalty program distinctive Arab Bank mobile banking features

History

1930 — Arab Bank founded by Abdul Hameed Shoman in Jerusalem (pre-Israel) distinctive pan-Arab banking heritage.

1948 — Arab Bank Amman relocation post-Arab-Israeli war distinctive Jordanian relocation heritage.

1978 — Arab Bank ASE IPO under ticker ARBK distinctive Jordanian banking listing.

Jul 2018 — Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) distinctive Arab Bank multi-country MENA mobile banking strategy.

2018-2020 — Arabi Mobile App recognized as Best Mobile Banking App (for smartphones and tablets) in Jordan for 2018, 2019, 2020 by Global Finance distinctive Jordanian mobile banking sustained award recognition.

2025 — Arab Bank recognized as Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding using mobile app + 600+ branches across 25+ countries [1, 2, 3].

Ownership & operator

Operating entity: Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East).

Major shareholders: Shoman family (Abdul Hameed Shoman founder family + Abdulhameed Shoman Foundation Jordanian non-profit) + Saudi Oger Saudi Arabian conglomerate + Saudi Public Investment Fund PIF + Jordanian retail + institutional + foreign investors.

Regulators: CBJ (Central Bank of Jordan) + national regulators across 25+ countries (post-Arab Bank pan-MENA + global presence).

Technical integration

Arabi Mobile mobile banking app (iOS + Android; 80%+ active retail banking customers in Jordan use mobile banking; 60-65% Arab Bank customers complete onboarding via mobile app) + arabbank.jo online + Arab Bank 600+ branches across 25+ countries + Arab Bank Visa + Mastercard cards; CliQ Jordan + InstaPay Egypt + Meeza Egypt + Aani UAE + Bahrain Fawri; Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + cardless withdrawal + bill payment + Arabi Points loyalty program + support for digital banking services across multiple countries where Arab Bank operates distinctive Arab Bank multi-country MENA mobile banking strategy.

Users & growth

2025: Arab Bank Jordan's largest commercial bank by assets + pan-MENA + global banking + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance.

Use cases

Jordanian + Palestinian + Egyptian + Bahraini + Qatari + UAE + Yemeni + Lebanese + Saudi + Kuwaiti + Iraqi + Moroccan + Djibouti + Sudanese + Australian + Austrian + French + German + Swiss + UK + US + Singaporean + Chinese + Albanian + Russian (25+ countries) retail + private + SME + commercial + corporate + cross-border banking via Arabi Mobile mobile + arabbank.jo online + Arab Bank 600+ branches across 25+ countries + Visa/Mastercard cards; CliQ Jordan + InstaPay Egypt + Meeza Egypt + Aani UAE + Bahrain Fawri; Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + cardless withdrawal + bill payment + Arabi Points loyalty program + support for digital banking services across multiple countries where Arab Bank operates distinctive Arab Bank multi-country MENA mobile banking strategy.

Implementations & partners

Operator: Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East); Shoman family (Abdul Hameed Shoman founder family + Abdulhameed Shoman Foundation Jordanian non-profit) + Saudi Oger Saudi Arabian conglomerate + Saudi Public Investment Fund PIF + Jordanian retail + institutional + foreign investors.

Major Jordanian banking + MENA + global banking competitors: [[cairo-amman-bank]] (Cairo Amman Bank; ASE: CABK; Jordanian commercial bank; 106 branches in Jordan + 22 in Palestine + 1 in Bahrain + 211 ATMs + CliQ Jordan instant payment integration) + [[housing-bank]] (Housing Bank for Trade and Finance; ASE: THBK; Jordanian commercial bank) + [[bank-of-jordan]] (Bank of Jordan; ASE: BOJX; Jordanian commercial bank) + [[jordan-kuwait-bank]] (Jordan Kuwait Bank; ASE: JOKB; Jordanian commercial bank) + [[capital-bank-jordan]] (Capital Bank of Jordan; ASE: EXFB; Jordanian commercial bank; SAR-acquired Bank of Jordan UAE) + [[union-bank-jordan]] (Union Bank for Saving & Investment; ASE: UBSI) + [[invest-bank-jordan]] (Invest Bank; ASE: INVB) + [[qnb-group]] (Qatar National Bank QNB Group; QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; 28 countries + 31,000 employees + 900 locations + 36M current accounts).

Regulators: CBJ + national regulators across 25+ countries.

Fun facts

  • Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East (Arab Bank Plc; ASE: ARBK).
  • 600+ branches across 25+ countries distinctive pan-MENA + global commercial banking branch network.
  • 80%+ active retail banking customers in Jordan use mobile banking distinctive Jordanian mobile banking penetration.
  • 60-65% Arab Bank customers complete onboarding via mobile app distinctive MENA mobile-first onboarding.
  • Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance distinctive Jordanian digital banking award recognition.
  • Best Mobile Banking App Jordan 2018+2019+2020 Global Finance distinctive Jordanian mobile banking sustained award recognition.
  • Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) distinctive Arab Bank multi-country MENA mobile banking strategy.
  • 1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) → 1948 Amman relocation post-Arab-Israeli war distinctive pan-Arab banking heritage.
  • Arabi Mobile cardless withdrawal + bill payment + Arabi Points loyalty program distinctive Arab Bank mobile banking features.

Comparison

Feature Arab Bank [[cairo-amman-bank]] (Cairo Amman Bank rival; Jordanian commercial bank; 106 branches in JO + 22 in PS + 1 in BH + 211 ATMs) [[housing-bank]] (Housing Bank for Trade and Finance rival; Jordanian commercial bank) [[qnb-group]] (Qatar National Bank QNB Group rival; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; 28 countries) [[bank-of-jordan]] (Bank of Jordan rival; Jordanian commercial bank)
Operator Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East) Cairo Amman Bank (ASE: CABK; Jordanian commercial bank; Jordan + Palestine + Bahrain operations) Housing Bank for Trade and Finance (ASE: THBK; Jordanian commercial bank) Qatar National Bank QNB Group (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling) Bank of Jordan (ASE: BOJX; Jordanian commercial bank)
Type Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + Best Mobile Banking App Jordan 2018+2019+2020 Global Finance + Arabi Mobile in 8 countries Jordanian commercial bank + 106 branches in JO + 22 in PS + 1 in BH + 211 ATMs + CliQ Jordan instant payment integration + CAB Mobile with Western Union Jordanian commercial bank Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets + Qatar Investment Authority QIA ~50% controlling + 28 countries Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts Jordanian commercial bank
Country JO + 25+ countries (PS + EG + BH + QA + AE + YE + LB + SA + KW + IQ + MA + DJ + SD + AU + AT + FR + DE + CH + GB + US + SG + CN + AL + RU) JO + PS + BH JO + 9 countries QA + EG + TR + AE + OM + KW + BH + SA + JO + LB + SD + MR + ZW + TN + IR + FR + GB + US + CH + IT + ID + SG + HK + KR + MY + TH + VN + IN + MM (28 countries) JO + 5 countries
Distinctive 1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) (pan-Arab banking heritage); 1948 Arab Bank Amman relocation post-Arab-Israeli war; 1978 Arab Bank ASE IPO under ticker ARBK; Jul 2018 Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries); 2018-2020 Arabi Mobile App recognized as Best Mobile Banking App Jordan by Global Finance; 2025 Arab Bank Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance + 600+ branches across 25+ countries 1960 Cairo Amman Bank founding as joint venture of Banque Misr Egypt + Jordan Investment + Jordan Bank; 1986 Cairo Amman Bank ASE IPO under ticker CABK 1973 Housing Bank for Trade and Finance founding 1964 QNB founding as Qatar's first Qatari-owned commercial bank 1960 Bank of Jordan founding

Status

Active, Jordan's largest commercial bank by assets + pan-MENA + global banking + one of the largest financial institutions in the Middle East + 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app + Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance [1, 2, 3]:

  • Arab Bank Plc (ASE: ARBK; Jordan's largest commercial bank by assets + pan-MENA + global banking; one of the largest financial institutions in the Middle East) since 1930 Arab Bank founding by Abdul Hameed Shoman in Jerusalem (pre-Israel) + 1948 Arab Bank Amman relocation post-Arab-Israeli war + 1978 Arab Bank ASE IPO under ticker ARBK + Jul 2018 Arabi Mobile mobile banking app launch in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries) + 2018-2020 Arabi Mobile App recognized as Best Mobile Banking App Jordan by Global Finance + 2025 Arab Bank Best Consumer and Corporate Digital Bank in Jordan 2025 Global Finance.
  • Arab Bank 600+ branches across 25+ countries + 80%+ active retail banking customers in Jordan use mobile banking + 60-65% Arab Bank customers complete onboarding via mobile app.
  • Arabi Mobile launched July 2018 + available in Jordan + rolled out for Egypt + Palestine + UAE + Qatar + Bahrain + Yemen + Lebanon (8 countries).
  • CBJ + national regulators across 25+ countries.

Sources

Source

Biography extracted from arab-bank.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/arab-bank/index.md