Optima Bank Kyrgyzstan

Key details

• Parent: assets
• Launch: 1992

Overview

Optima Bank Kyrgyzstan is Kyrgyz commercial bank + Kazkommertsbank Kazakh parent ~67%+ controlling then 2018 Halyk Bank Kazakhstan LON: HSBK acquisition via Kazkom + one of Kyrgyzstan's largest commercial banks by assets + founded 1992 in Bishkek Kyrgyzstan [1, kg-cro].

History

1992 — Optima Bank predecessor founded in Bishkek Kyrgyzstan post-Kyrgyz independence.

2008 — Kazkommertsbank Kazakh parent acquires ~67%+ controlling stake.

Jul 17 2018 — Halyk Bank Kazakhstan LON: HSBK Kazkommertsbank acquisition completed making Halyk indirect Optima Bank parent.

2014 — Optima Mobile banking app launch.

Ownership & operator

Operating entity: OJSC Optima Bank (Kyrgyz commercial bank).

Major shareholders: Halyk Bank Kazakhstan (LON: HSBK) ~67%+ controlling via Kazkommertsbank acquisition + Kyrgyz retail + institutional + foreign investors free float.

Regulators: National Bank of the Kyrgyz Republic NBKR + National Bank of Kazakhstan NBK via Halyk parent.

Technical integration

Optima Mobile app (iOS + Android) + optimabank.kg online + Optima Bank branch network across Kyrgyzstan + Optima Visa + Mastercard + Elcart cards (Kyrgyz national card scheme); Elcart national card scheme + EMVCo QRCPS QR payments + Kyrgyz Som KGS domestic transfers.

Implementations & partners

Parent group: [[halyk-homebank]] (Halyk Bank Kazakhstan; LON: HSBK; Kazakhstan's largest commercial bank by assets).

Major Kyrgyz banking + payments competitors: [[mbank-kg]] (MBank Kyrgyzstan; Kyrgyz commercial bank + fintech mobile wallet; ~2M+ MBank users) + [[demir-bank-kg]] (Demir Bank Kyrgyzstan; Demir Kyrgyz International Bank brand) + [[kicb-kg]] (Kyrgyz Investment and Credit Bank KICB; Kyrgyz commercial bank) + [[bakai-bank]] (Bakai Bank; Kyrgyz commercial bank) + [[halyk-bank-kg]] (Halyk Bank Kyrgyzstan).

Regulators: National Bank of the Kyrgyz Republic NBKR + National Bank of Kazakhstan NBK via Halyk parent.

Status

Active, Kyrgyz commercial bank + Kazkommertsbank Kazakh parent ~67%+ controlling then 2018 Halyk Bank Kazakhstan LON:HSBK acquisition via Kazkom + one of Kyrgyzstan's largest commercial banks by assets + founded 1992 in Bishkek Kyrgyzstan [1, 2].

Sources

• 1 Optima — official
• 2 Optima — Wikipedia
• kg-cro In-corpus: reports/countries/KG-kyrgyzstan.md

Source

Biography extracted from optima-bank-kg.md. See matrix.md for standards-support matrix if present.