Wallets/vtb-bank
VTB Bank Russia (VTB Online + VTB MAX)
0 standards supported
Overview
VTB Bank Russia (VTB Online + VTB MAX) is Russia's #2 state-controlled commercial bank by assets + Russian government majority controlling + 2025 VTB digital bank on MAX + VK platforms + 2M+ users in MAX 2025 + 30,000 unique users on VKontakte + 2022 baseline 50M+ monthly payments and transfers + VTB cross-border QR Code payments Egypt + AI-powered virtual cards [1, 2, ru-cro]. 2025 baseline: VTB Bank 2025 VTB digital bank on MAX + VK platforms + 2M+ users in MAX 2025 + 30,000 unique users on VKontakte; VTB has been expanding its digital banking capabilities + VTB's digital bank is now operational on the Russian MAX platform, where VTB clients in MAX can check their balance and transaction history, transfer money, pay invoices or QR-code purchases, connect banking products, select cashback categories, configure notifications, and perform other actions distinctive Russian state-controlled commercial banking + MAX domestic messenger virtual bank integration; 2022 baseline 50M+ monthly payments and transfers distinctive Russian state-controlled commercial banking pre-sanctions scale; VTB has successfully adapted to Russia's digital environment by developing alternative platforms following international restrictions on foreign messaging services distinctive Russian state-controlled commercial banking post-sanctions adaptation.
Distinctive VTB Bank positioning:
- Russia's #2 state-controlled commercial bank by assets (VTB Bank Russia; MOEX: VTBR; Russian government majority controlling)
- Russian government majority controlling distinctive Russian state-controlled commercial banking ownership
- 2025 VTB digital bank on MAX + VK platforms distinctive Russian state-controlled commercial banking + MAX + VK platforms virtual bank integration
- 2M+ users in MAX 2025 + 30,000 unique users on VKontakte distinctive Russian state-controlled commercial banking + Russian domestic messenger virtual bank user base
- 2022 baseline 50M+ monthly payments and transfers distinctive Russian state-controlled commercial banking pre-sanctions scale
- VTB cross-border QR Code payments Egypt distinctive Russian state-controlled commercial banking + Russia-Egypt cross-border QR payments
- VTB has successfully adapted to Russia's digital environment by developing alternative platforms following international restrictions on foreign messaging services distinctive Russian state-controlled commercial banking post-sanctions adaptation
- Oct 17 1990 VTB Bank founding as Vneshtorgbank (VTB) successor distinctive Russian state-controlled commercial banking heritage
History
Oct 17 1990 — VTB Bank founded as Vneshtorgbank (VTB) successor distinctive Russian state-controlled commercial banking heritage.
May 28 2007 — VTB Bank LSE GDR + MICEX IPO under ticker VTBR (LSE GDR delisted post-2022 sanctions) distinctive Russian state-controlled banking dual-listings (pre-sanctions).
May 23 2016 — VTB + Bank of Moscow merger → VTB Group distinctive Russian state-controlled banking consolidation.
2010 — VTB Online mobile banking app launch distinctive Russian state-controlled commercial banking mobile banking strategy.
Feb 2022 — VTB Bank OFAC sanctions post-Russian invasion of Ukraine + LSE GDR delisting + foreign messaging services restrictions on VTB.
2022 — VTB 50M+ monthly payments and transfers distinctive Russian state-controlled commercial banking pre-sanctions scale.
2025 — VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte + VTB cross-border QR Code payments Egypt [1, 2, 3].
Ownership & operator
Operating entity: VTB Bank Russia (MOEX: VTBR; Russia's #2 state-controlled commercial bank by assets; Russian government majority controlling).
Major shareholders: Russian Federation Federal Property Management Agency (Russian government majority controlling ~60.93%) + Russian institutional + retail + foreign investors (limited post-sanctions).
Regulator: CBR (Central Bank of Russia) + OFAC sanctions exposure.
Technical integration
VTB Online mobile banking app (iOS + Android) + VTB MAX virtual bank (Russian MAX domestic messenger platform) + VTB VK virtual bank (Russian VKontakte VK Group platform) + vtb.ru online + VTB Bank branch network Russia + Austria + Azerbaijan + Georgia + Kazakhstan + Armenia + Belarus + Kyrgyzstan + Angola + India + VTB Visa + Mastercard (limited post-sanctions) + MIR cards; SPB System + Faster Payments RU + Card2Card RU; 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX 2025 + 30,000 unique users on VKontakte + VTB clients in MAX can check their balance and transaction history, transfer money, pay invoices or QR-code purchases, connect banking products, select cashback categories, configure notifications, and perform other actions distinctive Russian state-controlled commercial banking + Russian domestic messenger virtual bank integration + VTB cross-border QR Code payments Egypt distinctive Russian state-controlled commercial banking + Russia-Egypt cross-border QR payments.
Users & growth
2025: VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte; 2022 baseline: 50M+ monthly payments and transfers.
Use cases
Russian + Austrian + Azerbaijani + Georgian + Kazakhstani + Armenian + Belarus + Kyrgyzstani + Angolan + Indian retail + private + SME + commercial + corporate + Russian state-controlled banking + Russian MAX domestic messenger virtual bank + Russian VK Group virtual bank + cross-border QR Code payments Egypt banking via VTB Online mobile + VTB MAX virtual bank + VTB VK virtual bank + vtb.ru online + VTB Bank branch network Russia + 9 other countries + Visa/Mastercard (limited post-sanctions) + MIR cards; SPB System + Faster Payments RU + Card2Card RU; 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX 2025 + 30,000 unique users on VKontakte + VTB cross-border QR Code payments Egypt distinctive Russian state-controlled commercial banking + Russian domestic messenger virtual bank integration + Russia-Egypt cross-border QR payments.
Implementations & partners
Operator: VTB Bank Russia (MOEX: VTBR; Russia's #2 state-controlled commercial bank by assets; Russian government majority controlling); Russian Federation Federal Property Management Agency (Russian government majority controlling ~60.93%) + Russian institutional + retail + foreign investors (limited post-sanctions).
Russian MAX + VK partnership: 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX 2025 + 30,000 unique users on VKontakte + VTB has successfully adapted to Russia's digital environment by developing alternative platforms following international restrictions on foreign messaging services distinctive Russian state-controlled commercial banking post-sanctions adaptation.
Russia-Egypt cross-border QR Code payments partnership: VTB customers have become available to pay for goods using a QR code in Egypt distinctive Russian state-controlled commercial banking + Russia-Egypt cross-border QR payments.
Major Russian banking + payments competitors: [[sberpay]] (Sberbank Russia SberPay; Russia's largest commercial bank by assets; MOEX: SBER; ~100M+ customers + ~85M+ Sberbank Online mobile banking users + Russia's largest banking app) + [[alfa-bank]] (Alfa-Bank Russia; Russia's largest private commercial bank; MOEX: ALFAB) + [[t-bank]] (T-Bank Russia formerly Tinkoff Bank; MOEX: T post-Sep 2024 LSE Tinkoff Group delisting; one of world's largest digital banks by number of customers + Russia's third largest bank by customer base + second largest provider of credit cards in Russia + Jan 1 2025 Rosbank merged into T-Bank as branch) + [[gazprombank]] (Gazprombank Russia; Russia's #3 state-controlled commercial bank by assets) + [[rosselkhozbank]] (Russian Agricultural Bank; Russia's state-controlled bank for agriculture) + [[uralsib]] (URALSIB Bank Russia; Russian commercial bank) + [[moskovsky-kreditny-bank]] (Moscow Credit Bank; Russian commercial bank) + [[sovkombank]] (Sovcombank Russia; MOEX: SVCB; Russia's commercial bank) + [[promsvyazbank]] (Promsvyazbank Russia; Russia's state-controlled defense industry bank) + [[postbank-russia]] (Pochta Bank; Russian postal commercial bank).
Regulator: CBR + OFAC sanctions exposure.
Fun facts
- Russia's #2 state-controlled commercial bank by assets (VTB Bank Russia; MOEX: VTBR; Russian government majority controlling).
- Russian government majority controlling distinctive Russian state-controlled commercial banking ownership.
- 2025 VTB digital bank on MAX + VK platforms distinctive Russian state-controlled commercial banking + MAX + VK platforms virtual bank integration.
- 2M+ users in MAX 2025 + 30,000 unique users on VKontakte distinctive Russian state-controlled commercial banking + Russian domestic messenger virtual bank user base.
- 2022 baseline 50M+ monthly payments and transfers distinctive Russian state-controlled commercial banking pre-sanctions scale.
- VTB cross-border QR Code payments Egypt distinctive Russian state-controlled commercial banking + Russia-Egypt cross-border QR payments.
- VTB has successfully adapted to Russia's digital environment by developing alternative platforms following international restrictions on foreign messaging services distinctive Russian state-controlled commercial banking post-sanctions adaptation.
- Oct 17 1990 VTB Bank founding as Vneshtorgbank (VTB) successor distinctive Russian state-controlled commercial banking heritage.
Comparison
| Feature | VTB Bank | [[sberpay]] (Sberbank Russia SberPay rival; Russia's largest commercial bank by assets; ~100M+ customers; ~85M+ Sberbank Online mobile banking users) | [[t-bank]] (T-Bank Russia rival; one of world's largest digital banks; Russia's 3rd largest by customer base + 2nd largest provider of credit cards) | [[alfa-bank]] (Alfa-Bank Russia rival; Russia's largest private commercial bank) | [[gazprombank]] (Gazprombank Russia rival; Russia's #3 state-controlled commercial bank by assets) |
|---|---|---|---|---|---|
| Operator | VTB Bank Russia (MOEX: VTBR; Russia's #2 state-controlled commercial bank by assets; Russian government majority controlling) | Sberbank Russia (MOEX: SBER; Russia's largest commercial bank by assets) | T-Bank (MOEX: T post-Sep 2024 LSE Tinkoff Group delisting; one of world's largest digital banks by number of customers; formerly Tinkoff Bank) | Alfa-Bank Russia (MOEX: ALFAB; Russia's largest private commercial bank) | Gazprombank Russia (Russia's #3 state-controlled commercial bank by assets) |
| Type | Russia's #2 state-controlled commercial bank by assets + Russian government majority controlling + 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte + 2022 baseline 50M+ monthly payments and transfers + VTB cross-border QR Code payments Egypt + post-sanctions adaptation | Russia's largest commercial bank by assets + ~100M+ customers + ~85M+ Sberbank Online mobile banking users + Russia's largest banking app | One of world's largest digital banks by number of customers + Russia's third largest bank by customer base + second largest provider of credit cards in Russia + Jan 1 2025 Rosbank merged into T-Bank as branch + Jun 5 2024 Tinkoff Bank rebranded to T-Bank | Russia's largest private commercial bank | Russia's #3 state-controlled commercial bank by assets |
| Country | RU + AT + AZ + GE + KZ + AM + BY + KG + AO + IN | RU + AT + CZ + GE + KZ + UA + BY | RU + AM + BY + KZ + AZ + GE + CN | RU + KZ + UA + GB + NL | RU + DE + CH + BY + AM + KZ |
| Distinctive | Oct 17 1990 VTB Bank founding as Vneshtorgbank (VTB) successor; May 28 2007 VTB Bank LSE GDR + MICEX IPO under ticker VTBR (LSE GDR delisted post-2022 sanctions); May 23 2016 VTB + Bank of Moscow merger → VTB Group; 2010 VTB Online mobile banking app launch; Feb 2022 VTB Bank OFAC sanctions post-Russian invasion of Ukraine + LSE GDR delisting; 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte + VTB cross-border QR Code payments Egypt | 1841 Sberbank founding (Russia's oldest savings bank) | Dec 2006 Tinkoff Credit Systems founding by Oleg Tinkov; 2007 Tinkoff mobile banking app launch; Jun 5 2024 Tinkoff Bank rebranded to T-Bank; Jan 1 2025 Rosbank merged into T-Bank as branch | 1990 Alfa-Bank founding by Mikhail Fridman + Pyotr Aven + German Khan (Alfa Group) | 1990 Gazprombank founding by Gazprom Russian gas conglomerate |
Status
Active, Russia's #2 state-controlled commercial bank by assets + Russian government majority controlling + 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte + 2022 baseline 50M+ monthly payments and transfers + VTB cross-border QR Code payments Egypt [1, 2, 3]:
- VTB Bank Russia (MOEX: VTBR; Russia's #2 state-controlled commercial bank by assets; Russian government majority controlling) since Oct 17 1990 VTB Bank founding as Vneshtorgbank (VTB) successor + May 28 2007 VTB Bank LSE GDR + MICEX IPO under ticker VTBR + May 23 2016 VTB + Bank of Moscow merger → VTB Group + 2010 VTB Online mobile banking app launch + Feb 2022 VTB Bank OFAC sanctions post-Russian invasion of Ukraine + LSE GDR delisting + 2025 VTB digital bank on MAX + VK platforms operational + 2M+ users in MAX + 30,000 unique users on VKontakte + VTB cross-border QR Code payments Egypt.
- VTB 2M+ users in MAX 2025 + 30,000 unique users on VKontakte + 2022 baseline 50M+ monthly payments and transfers.
- VTB has successfully adapted to Russia's digital environment by developing alternative platforms following international restrictions on foreign messaging services.
- CBR + OFAC sanctions exposure regulated.
Sources
- 1 VTB Bank — Wikipedia
- 2 VTB launches digital bank in Russian domestic messenger MAX — Interfax
- 3 VTB customers have become available to pay for goods using a QR code in Egypt — TAdviser
- ru-cro In-corpus:
reports/countries/RU-russia.md
Source
Biography extracted from vtb-bank.md. See matrix.md for standards-support matrix if present.