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Wallets/pomelo-pay

Pomelo Pay

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Overview

Pomelo Pay is a UK-based merchant payment-acceptance platform, operated by Pomelo Pay Ltd. [1]. Founded in 2017, it lets merchants accept payments — including card, QR-code and alternative wallets — using just a smartphone (softPOS / tap-to-pay) plus QR-based collection, without dedicated hardware. Unlike consumer remittance or BNPL brands, Pomelo Pay sits on the acquiring/merchant side, aggregating multiple payment methods into one app and dashboard for small and medium businesses across the UK, Europe and Singapore [1].

History

2017 — Founded in London [1] by Vincent Choi and Daniel Lee, aiming to remove the need for card terminals.

2018-2020 — softPOS + QR acceptance [1]: Builds smartphone-based card acceptance and QR collection, plus integrations with alternative wallets.

2021-2025 — Multi-method merchant aggregation [1]: Expands payment-method coverage (cards, QR, wallets) and dashboard/reporting for SME merchants in the UK, Europe and Singapore.

Ownership & operator

Operating entity: Pomelo Pay Ltd. (London, UK).

Founders: Vincent Choi and Daniel Lee.

Regulators:

  • United Kingdom: FCA (payment-services registration for merchant acquiring/aggregation).

Technical integration

Pomelo Pay is a softPOS + QR merchant-acceptance platform [1]:

Layer Description
Channels Pomelo Pay merchant app (iOS + Android) — softPOS tap-to-pay + QR + payment links
Identifiers QR codes + card numbers
Acceptance Visa / Mastercard cards, EMV QR (QRCPS-style), alternative wallets
Form factor Smartphone-only (no dedicated terminal hardware)
Tools Merchant dashboard, reporting, payment links

Implementations & partners

Operator: Pomelo Pay Ltd.

Acceptance partners: Visa / Mastercard plus various QR-wallet schemes integrated into the merchant app.

Competitors: SumUp, Square, Zettle (PayPal), Viva Wallet, Dojo.

Status

Active, SME merchant payment-acceptance platform [1]:

  • Pomelo Pay Ltd. (London).
  • softPOS + QR + payment links; smartphone-only acceptance.
  • Operates in the UK, Europe and Singapore.

Sources

Source

Biography extracted from pomelo-pay.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/pomelo-pay/index.md