Fortuneo

Key details

• Users: 4M customers

Overview

Fortuneo is French online bank + brokerage + Crédit Mutuel Arkéa subsidiary + ~1.1M+ customers in France [1, fr-cro].

History

2000 — Fortuneo founded as French online brokerage.

2006 — Crédit Mutuel Arkéa acquires Fortuneo + Fortuneo launches French online banking.

2009 — Fortuneo mobile banking app launch.

Ownership & operator

Operating entity: Fortuneo Banque (French online bank + brokerage; Crédit Mutuel Arkéa subsidiary).

Major shareholders: Crédit Mutuel Arkéa (French cooperative banking group; Crédit Mutuel federation member) fully owned.

Regulators: ACPR France + ECB.

Technical integration

Fortuneo mobile app (iOS + Android; ~1.1M+ customers) + fortuneo.fr web + Fortuneo Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).

Implementations & partners

Crédit Mutuel Arkéa parent: [[credit-mutuel]] (Crédit Mutuel French cooperative banking group; Crédit Mutuel federation member) + [[monabanq]] (Monabanq French neobank by Crédit Mutuel CIC subsidiary).

Major French online + neobank competitors: [[boursobank]] (Boursorama French digital bank subsidiary of Société Générale; 8.4M customers Jul 2025) + [[hello-bank-fr]] (Hello bank! BNP Paribas digital bank brand) + [[nickel]] (Nickel French neobank distributed via tobacco shops bureaux de tabac; BNP Paribas subsidiary post-Apr 2017 ~€200M acquisition; ~4M+ customers across 5 EU countries) + [[ma-french-bank]] (Ma French Bank La Banque Postale digital bank; closed 2024) + [[orange-bank]] (Orange Bank French neobank by Orange; BNP Paribas acquired 2024) + [[lydia]] (Lydia French P2P mobile wallet + neobank) + [[revolut]] (Revolut UK global; ~5M+ French users; Sep 2024 EU bank license via Lithuania).

Regulators: ACPR France + ECB.

Status

Active, French online bank + brokerage + Crédit Mutuel Arkéa subsidiary + ~1.1M+ customers in France [1, 2].

Sources

• 1 Fortuneo — official
• 2 Fortuneo — Wikipedia
• fr-cro In-corpus: reports/countries/FR-france.md

Source

Biography extracted from fortuneo.md. See matrix.md for standards-support matrix if present.