Wallets/bidv
BIDV (BIDV SmartBanking X)
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Overview
BIDV (BIDV SmartBanking X) is Vietnam's largest commercial bank by assets + State Bank of Vietnam SBV ~80.99% controlling + BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels +2% vs same period 2024 + Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' [1, 2, vn-cro]. 2025 baseline: BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels +2% vs same period 2024; BIDV SmartBanking has expanded its service scope to three customer groups: individuals, business households, and children distinctive Vietnamese mobile banking customer segmentation; BIDV SmartBanking X 10-year milestone of pioneering digitalization journey distinctive Vietnamese mobile banking decade-of-innovation milestone.
Distinctive BIDV positioning:
- Vietnam's largest commercial bank by assets (Bank for Investment and Development of Vietnam; HOSE: BID; State Bank of Vietnam SBV ~80.99% controlling)
- State Bank of Vietnam SBV ~80.99% controlling distinctive Vietnamese state-owned commercial banking ownership
- BIDV SmartBanking 22M+ users distinctive Vietnamese mobile banking user scale
- 4.2M new customers 2025 distinctive Vietnamese mobile banking annual customer acquisition
- >16M digital customers mid-2025 distinctive Vietnamese digital banking penetration
- >7M transactions per day distinctive Vietnamese mobile banking daily transaction volume
- 95.3% transactions on digital channels +2% vs same period 2024 distinctive Vietnamese digital banking transaction migration
- Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' distinctive Vietnamese mobile banking device compatibility record
- BIDV SmartBanking has expanded its service scope to three customer groups: individuals, business households, and children distinctive Vietnamese mobile banking customer segmentation
- Apr 26 1957 BIDV founding distinctive Vietnamese state-owned commercial banking heritage
History
Apr 26 1957 — Bank for Investment and Development of Vietnam founded as Vietnamese state-owned commercial bank for investment + development of Vietnam.
Jan 24 2014 — BIDV HOSE IPO under ticker BID distinctive Vietnamese commercial banking listing.
2015 — BIDV SmartBanking mobile banking app launch distinctive Vietnamese mobile banking strategy.
2025 — BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels +2% vs same period 2024 + BIDV SmartBanking X 10-year milestone of pioneering digitalization journey + BIDV SmartBanking has expanded its service scope to three customer groups: individuals, business households, and children [1, 2, 3].
Sep 27 2025 — BIDV SmartBanking version X awarded by Vietnam Record Organization for 'digital banking app supporting financial transactions on most devices'.
Ownership & operator
Operating entity: Bank for Investment and Development of Vietnam (HOSE: BID; Vietnam's largest commercial bank by assets; State Bank of Vietnam SBV ~80.99% controlling).
Major shareholders: State Bank of Vietnam SBV (Vietnamese central bank) ~80.99% controlling + KEB Hana Bank (Korean parent ~15% strategic investor since Jul 11 2019 ~$881M acquisition) + Vietnamese retail + institutional + foreign investors.
Regulators: SBV (State Bank of Vietnam) + national regulators across 8 countries.
Technical integration
BIDV SmartBanking mobile banking app (iOS + Android; 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels) + bidv.com.vn online + BIDV branch network across Vietnam + Laos + Cambodia + Myanmar + Russia + Taiwan + Czech Republic + UK + BIDV Visa + Mastercard cards; VietQR + NAPAS; BIDV SmartBanking has expanded its service scope to three customer groups: individuals, business households, and children distinctive Vietnamese mobile banking customer segmentation + BIDV SmartBanking X 10-year milestone of pioneering digitalization journey distinctive Vietnamese mobile banking decade-of-innovation milestone + Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' distinctive Vietnamese mobile banking device compatibility record.
Users & growth
2025: BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels +2% vs same period 2024.
Use cases
Vietnamese + international (Laos + Cambodia + Myanmar + Russia + Taiwan + Czech Republic + UK) retail + private + SME + commercial + corporate + business households + children banking via BIDV SmartBanking mobile + bidv.com.vn online + BIDV branch network across 8 countries + Visa/Mastercard cards; VietQR + NAPAS.
Implementations & partners
Operator: Bank for Investment and Development of Vietnam (HOSE: BID; Vietnam's largest commercial bank by assets; State Bank of Vietnam SBV ~80.99% controlling); State Bank of Vietnam SBV (Vietnamese central bank) ~80.99% controlling + KEB Hana Bank (Korean parent ~15% strategic investor since Jul 11 2019 ~$881M acquisition) + Vietnamese retail + institutional + foreign investors.
KEB Hana Bank strategic alliance partnership: KEB Hana Bank (Korean parent ~15% strategic investor since Jul 11 2019 ~$881M acquisition) distinctive Korean-Vietnamese commercial banking strategic alliance.
Major Vietnamese banking competitors: [[techcombank]] (Vietnam's largest private commercial bank by assets; T-Connect ecosystem; Masan Group + Vingroup partnership; HOSE: TCB) + [[vpbank]] (Vietnam Prosperity Joint Stock Commercial Bank; HOSE: VPB; VPBank NEO 10M+ users + 600M annual transactions; SMBC ~15% strategic investor) + [[mb-bank]] (Vietnamese military-affiliated bank; HOSE: MBB; MB Bank App Vietnamese mobile banking) + [[acb-vietnam]] (Asia Commercial Bank; HOSE: ACB; Vietnamese private commercial bank) + [[vietcombank]] (Vietnam's #1 state-owned commercial bank by market cap; HOSE: VCB; VCB Digibank) + [[vietinbank]] (Vietnam's third-largest state-owned commercial bank; HOSE: CTG; VietinBank iPay) + [[tpbank]] (Vietnamese digital-first private bank; HOSE: TPB; TPBank LiveBank 24/7 self-service branches) + [[shb-bank]] (Saigon-Hanoi Commercial Joint Stock Bank; HOSE: SHB; SHB SAHA next-gen digital banking platform launch 2025) + [[hdbank]] (Ho Chi Minh City Development Joint Stock Commercial Bank; HOSE: HDB; Vietnamese commercial bank; H1 2025 pre-tax profit VND10.1T US$382.6M +23.3% YoY) + [[sacombank]] (Sacombank; HOSE: STB; Vietnamese commercial bank).
Regulators: SBV + national regulators across 8 countries.
Fun facts
- Vietnam's largest commercial bank by assets (Bank for Investment and Development of Vietnam; HOSE: BID; State Bank of Vietnam SBV ~80.99% controlling).
- State Bank of Vietnam SBV ~80.99% controlling distinctive Vietnamese state-owned commercial banking ownership.
- BIDV SmartBanking 22M+ users distinctive Vietnamese mobile banking user scale.
- 4.2M new customers 2025 distinctive Vietnamese mobile banking annual customer acquisition.
- >16M digital customers mid-2025 distinctive Vietnamese digital banking penetration.
- >7M transactions per day distinctive Vietnamese mobile banking daily transaction volume.
- 95.3% transactions on digital channels +2% vs same period 2024 distinctive Vietnamese digital banking transaction migration.
- Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' distinctive Vietnamese mobile banking device compatibility record.
- BIDV SmartBanking has expanded its service scope to three customer groups: individuals, business households, and children distinctive Vietnamese mobile banking customer segmentation.
- Apr 26 1957 BIDV founding distinctive Vietnamese state-owned commercial banking heritage.
Comparison
| Feature | BIDV | [[techcombank]] (Techcombank rival; Vietnam's largest private commercial bank by assets) | [[vietcombank]] (Vietcombank rival; Vietnam's #1 state-owned commercial bank by market cap) | [[vietinbank]] (VietinBank rival; Vietnam's third-largest state-owned commercial bank) | [[vpbank]] (VPBank rival; VPBank NEO 10M+ users + 600M annual transactions) |
|---|---|---|---|---|---|
| Operator | Bank for Investment and Development of Vietnam (HOSE: BID; Vietnam's largest commercial bank by assets; State Bank of Vietnam SBV ~80.99% controlling) | Techcombank (HOSE: TCB; Masan Group + Vingroup partnership) | Vietcombank (HOSE: VCB; state-owned) | VietinBank (HOSE: CTG; state-owned) | Vietnam Prosperity Joint Stock Commercial Bank (HOSE: VPB; SMBC ~15% strategic investor since Mar 2023) |
| Type | Vietnam's largest commercial bank by assets + State Bank of Vietnam SBV ~80.99% controlling + BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels +2% vs 2024 + Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' + service scope to individuals + business households + children | Vietnam's largest private commercial bank by assets + T-Connect ecosystem + Masan Group + Vingroup partnership | Vietnam's #1 state-owned commercial bank by market cap + VCB Digibank | Vietnam's third-largest state-owned commercial bank + VietinBank iPay | VPBank NEO 10M+ users + 600M annual transactions + Jul 2021 all-in-one digital banking platform launch + SMBC ~15% strategic investor ~$1.5B investment |
| Country | VN + LA + KH + MM + RU + TW + CZ + GB | VN | VN | VN | VN |
| Distinctive | Apr 26 1957 BIDV founding (Vietnamese state-owned commercial banking heritage); Jan 24 2014 BIDV HOSE IPO under ticker BID; 2015 BIDV SmartBanking mobile banking app launch; Jul 11 2019 KEB Hana Bank ~15% strategic investor ~$881M acquisition; 2025 BIDV SmartBanking 22M+ users + 4.2M new customers + Sep 27 2025 Vietnam Record Organization 'digital banking app supporting financial transactions on most devices' + service scope to individuals + business households + children + BIDV SmartBanking X 10-year milestone | 1993 Techcombank founding; T-Connect ecosystem distinctive | 1963 Vietcombank founding as state-owned Vietnamese commercial bank | 1988 VietinBank founding as Industrial and Commercial Bank of Vietnam | 1993 VPBank founding; 2017 VPBank HOSE IPO; Jul 2021 VPBank NEO all-in-one digital banking platform launch; Mar 27 2023 SMBC ~15% strategic investor ~$1.5B investment |
Status
Active, Vietnam's largest commercial bank by assets + State Bank of Vietnam SBV ~80.99% controlling + BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >16M digital customers mid-2025 + >7M transactions per day + 95.3% transactions on digital channels [1, 2, 3]:
- Bank for Investment and Development of Vietnam (HOSE: BID; Vietnam's largest commercial bank by assets; State Bank of Vietnam SBV ~80.99% controlling) since Apr 26 1957 BIDV founding + Jan 24 2014 BIDV HOSE IPO under ticker BID + 2015 BIDV SmartBanking mobile banking app launch + Jul 11 2019 KEB Hana Bank ~15% strategic investor ~$881M acquisition + Sep 27 2025 BIDV SmartBanking version X awarded by Vietnam Record Organization for 'digital banking app supporting financial transactions on most devices'.
- BIDV SmartBanking 22M+ users + 4.2M new customers 2025 + >7M transactions per day.
- 95.3% transactions on digital channels +2% vs same period 2024.
- SBV + national regulators across 8 countries.
Sources
- 1 BIDV Smartbanking Version X - A Record-Breaking Milestone in Vietnam — BIDV
- 2 BIDV SmartBanking X: The culmination of a decade of transformation — Vietnam.vn
- 3 BIDV SmartBanking version X - a pioneering mark with a series of unique new features — Vietnam.vn
- vn-cro In-corpus:
reports/countries/VN-vietnam.md
Source
Biography extracted from bidv.md. See matrix.md for standards-support matrix if present.