Ibercaja Banco (Spain)

Overview

Ibercaja Banco (Spain) is Ibercaja Banking Foundation Foundation Banking Group majority controlling + ~2.7M+ customers + Aragonese banking heritage post-Nov 2011 spin-off of historical Caja de Ahorros de la Inmaculada Aragonese savings bank [1, es-cro].

History

1876 — Caja de Ahorros de la Inmaculada CAI Aragonese savings bank founded in Zaragoza, Aragon, Spain distinctive Aragonese banking heritage.

1905 — Caja de Ahorros y Monte de Piedad de Zaragoza, Aragón y Rioja Ibercaja founded distinctive Aragonese savings banking heritage.

Nov 2011 — Ibercaja Banco S.A. founded via Ibercaja Banking Foundation good-bank spin-off of CAI + Ibercaja savings banks distinctive Spanish savings bank restructuring post-Spanish banking crisis.

2014 — Ibercaja Mobile Banking app launch.

2019-2022 — Ibercaja IPO plans repeatedly postponed.

Ownership & operator

Operating entity: Ibercaja Banco S.A. (Spanish commercial bank; Ibercaja Banking Foundation Foundation Banking Group majority controlling).

Major shareholders: Fundación Bancaria Ibercaja ~83.4% controlling + Caja de Badajoz Fundación + Fundación Caja Inmaculada CAI + Fundación Caja Tres Foundation Banking Group + Spanish retail + institutional investors.

Regulators: Banco de España + ECB.

Technical integration

Ibercaja Mobile Banking app (iOS + Android; ~2.7M+ customers) + ibercaja.es online + Ibercaja Banco branch network across Spain + Ibercaja Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Bizum (Spanish bank-consortium A2A mobile payments) + Wero (post-EPI launch).

Implementations & partners

Major Spanish banking + Bizum competitors: [[bbva-spain]] (BBVA Spain; Spain's largest commercial bank by assets) + [[caixabank]] (CaixaBank; Spain's #2 commercial bank by assets + Imagin digital subsidiary) + [[santander-spain]] (Banco Santander Spain; Spain's #3 commercial bank by assets) + [[banco-sabadell]] (Banco Sabadell; Spain's #4 commercial bank by assets) + [[bankinter]] (Bankinter Spanish commercial bank) + [[unicaja]] (Unicaja Banco; Spain's #5 commercial bank by assets) + [[abanca]] (Abanca Spanish commercial bank) + [[kutxabank]] (Kutxabank Basque savings bank) + [[banco-pichincha-es]] (Banco Pichincha Ecuadorian bank in Spain) + bizum (Spanish bank-consortium A2A mobile payments) + [[openbank]] (Openbank Santander digital bank).

Regulators: Banco de España + ECB.

Status

Active, Ibercaja Banking Foundation Foundation Banking Group majority controlling + ~2.7M+ customers + Aragonese banking heritage post-Nov 2011 spin-off of historical Caja de Ahorros de la Inmaculada Aragonese savings bank [1, 2].

Sources

• 1 Ibercaja — official
• 2 Ibercaja Banco — Wikipedia
• es-cro In-corpus: reports/countries/ES-spain.md

Source

Biography extracted from ibercaja.md. See matrix.md for standards-support matrix if present.