Payments/SR
Suriname
ISO SR · 3 schemes
Summary
- Mopé first mobile wallet QR (Hakrinbank)
- WhatsApp QR sharing feature
- Netherlands link euro transfers
- Republic Bank 2024 upgrade
- Financial inclusion focus
Banking landscape
Central Bank
- Name: Centrale Bank van Suriname
- Website: https://www.cbvs.sr/
- Role: Monetary policy, financial regulation
Major Banks (2024)
| Rank | Bank Name | Type | Digital Platform |
|---|---|---|---|
| 1 | Hakrinbank | Private | Mopé |
| 2 | Republic Bank Suriname | Regional | RepublicOnline |
| 3 | De Surinaamsche Bank | Private | DSB App |
| 4 | Finabank | Private | Fina App |
| 5 | Godo | Microfinance | Godo App |
Market Structure
- Mopé: First mobile wallet
- Republic Bank: Regional integration
- Hakrinbank: Innovation leader
- High smartphone: Usage
Payment infrastructure
National Payment Systems
| System | Operator | Type | Status |
|---|---|---|---|
| Mopé | Hakrinbank | Mobile wallet | Active |
| RepublicOnline | Republic Bank | Digital banking | Active |
| Bank transfers | Banks | Wire | Active |
| Card networks | Visa/MC | Cards | Active |
Mopé Platform
- Launched by Hakrinbank
- QR code payments
- Digital wallet
- Netherlands integration
- WhatsApp sharing
Financial Inclusion
- UN/World Bank goals
- High smartphone penetration
- Unbanked access
- Secure platform
QR code standards
Mopé QR
| Attribute | Value |
|---|---|
| Provider | Hakrinbank |
| Feature | Scan to pay |
| Sharing | |
| Currency | SRD + EUR |
Mopé QR Features
- User creates payment request
- QR code displayed
- Other users scan to pay
- WhatsApp sharing option
- Cross-currency (SRD/EUR)
Netherlands Integration
- Euro wallet available
- Real-time transfer
- Currency exchange in-app
- Diaspora connection
Mobile payment apps
| App | Provider | QR | Features |
|---|---|---|---|
| Mopé | Hakrinbank | Yes | Full wallet |
| RepublicOnline | Republic Bank | Limited | Banking |
| Bank Apps | Various | Limited | Services |
Mopé Features
- Payment requests
- QR code generation
- P2P transfers
- Phone number = account
- No monthly fees
Security
- SMS validation
- Password protection
- Secure platform
- Account independent
Schemes
| Scheme | Type | Symbology | Adoption | Technical standard |
|---|---|---|---|---|
| Mopé QR | Wallet | Hakrinbank | Active | mop |
| Bank apps | Limited | Banks | Active | — |
| Wire transfers | SWIFT | Banks | Active | — |
Sources
Full country report
Schemes
Standards
Primary · 1