Wallets/davivienda
Davivienda + DaviPlata
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Overview
Davivienda is one of Colombia's Big-3 banks + operates DaviPlata, Colombia's 2nd-largest digital wallet [1, 2, co-cro]. DaviPlata 2025 baseline: 19M customers + 15M+ active users — distinctive Colombian financial-inclusion + digital-wallet positioning.
Distinctive DaviPlata positioning [2, 3]:
- Colombia's 2nd-largest neobank (after nequi 13M+ users H1 2025; ahead of MOVii)
- Davivienda operates DaviPlata as mobile banking + digital wallet service
- DaviPlata services: Send + receive money + pay bills + recharge mobile phones + make purchases directly from smartphones without traditional bank account + cash withdrawals/deposits at authorized locations
- Colombian government subsidy disbursement channel [4]: Government subsidies paid through DaviPlata app — distinctive Colombian financial inclusion + government disbursement role
History
1972 — Davivienda founded by Grupo Bolívar — distinctive Colombian Bolívar-family-controlled banking heritage.
2010 — Davivienda mobile banking app launches.
February 2011 — DaviPlata launches by Davivienda as Colombian mobile banking + digital wallet service for unbanked + underbanked populations — distinctive early Colombian mobile-money launch.
2011-2025 — Mass Colombian + LatAm adoption [2]: DaviPlata grew to 19M customers + 15M+ active users by 2025.
2025 — DaviPlata 19M customers + 15M+ active users + Colombian government subsidy disbursement channel [4].
Ownership & operator
Operating entity: Banco Davivienda S.A. (BVC: PFDAVVNDA).
Major shareholders: Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate; majority controlling) + Colombian institutional + BVC public float.
Regulators: Superfinanciera (Superintendencia Financiera de Colombia) + per-country (Banco Central de Panamá + others).
Technical integration
| Layer | Description |
|---|---|
| Channels | Davivienda app (iOS + Android; CO retail-banking primary mobile channel) + DaviPlata app (iOS + Android; mobile-wallet + financial-inclusion channel) + Davivienda Online Banking + Davivienda cards + Davivienda branch network |
| Identifiers | Phone + email + card number + cédula (Colombian ID) |
| CO rail | [[pse]] (PSE - Pagos Seguros en Línea; Colombian online payment standard via ACH Colombia) |
| License | Bank (Davivienda full Colombian banking license; CO Big-3 bank) |
| Sub-products | Davivienda Account + Davivienda Cards + Davivienda Crédito + Davivienda Inversiones + Davivienda Seguros + Davivienda Empresas + Davivienda Pyme (SME) + DaviPlata (mobile-wallet + financial inclusion) + Davivienda CIB + Banca Privada |
| DaviPlata distinctive: Send/receive money + pay bills + mobile recharge + purchases without traditional bank account + cash withdrawals/deposits at authorized locations | |
| Multi-country presence: CO + Panama + Costa Rica + Honduras + El Salvador + US | |
| Distinctive Colombian government subsidy disbursement channel: DaviPlata used for paying government subsidies |
Users & growth
- DaviPlata: 19M customers + 15M+ active users
- Colombia's 2nd-largest neobank (after Nequi 13M+ users H1 2025; ahead of MOVii)
- Davivienda multi-country presence: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US)
- Distinctive Colombian government subsidy disbursement channel for DaviPlata
Use cases
Colombian + multi-country LatAm retail + corporate + SME + private banking via Davivienda app + Online Banking + cards + branches; PSE Colombian online payment standard; DaviPlata mobile-wallet + financial-inclusion channel (send/receive money + pay bills + mobile recharge + purchases + cash withdrawals/deposits); Colombian government subsidy disbursement via DaviPlata; multi-country (Davivienda Panama + Davivienda Costa Rica + Davivienda Honduras + Davivienda El Salvador + Davivienda US).
Implementations & partners
Operator: Banco Davivienda S.A. (BVC: PFDAVVNDA).
Major shareholders: Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate; majority controlling) + Colombian institutional + BVC public float.
Major Colombian banking + neobank competitors:
- [[mi-bancolombia]] (Mi Bancolombia; CO largest bank by assets; since Jan 8 2025 evolved from Bancolombia Personas; 9M+ users; Nequi sister)
- nequi (Bancolombia's neobank sister; Colombia's largest neobank; 13M+ users H1 2025; ahead of DaviPlata)
- MOVii (CO 3rd-largest neobank)
- Banco de Bogotá + BBVA Colombia (BBVA's Colombian subsidiary) + Banco Popular + Scotiabank Colpatria + Itaú Colombia (CO banking competitors)
- Banco W + Banco Caja Social + Banco WWB + Bancompartir (CO microfinance banks)
- WorldRemit + Western Union + MoneyGram (international remittance partners to DaviPlata)
Davivienda regional subsidiaries: Davivienda Panama + Davivienda Costa Rica + Davivienda Honduras + Davivienda El Salvador + Davivienda US.
Regulator: Superfinanciera + per-country.
Fun facts
- One of Colombia's Big-3 banks (alongside Bancolombia + Banco de Bogotá).
- Colombia's 2nd-largest neobank via DaviPlata (19M customers + 15M+ active users) — after Nequi (13M+ users H1 2025); ahead of MOVii.
- 1972 founding by Grupo Bolívar — distinctive Colombian Bolívar-family-controlled banking heritage.
- February 2011 DaviPlata launch as Colombian mobile banking + digital wallet service for unbanked + underbanked populations.
- Distinctive Colombian government subsidy disbursement channel — DaviPlata used for paying government subsidies.
- DaviPlata services: Send/receive money + pay bills + mobile recharge + purchases without traditional bank account + cash withdrawals/deposits at authorized locations.
- Multi-country presence: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US).
- WorldRemit international remittance partner to DaviPlata.
Comparison
| Feature | Davivienda + DaviPlata | [[mi-bancolombia]] (Colombia's largest bank by assets rival) | nequi (Bancolombia's neobank sister; Colombia's largest neobank 13M+) | [[banorte]] (Mexico's largest local bank rival; 12M clients) | [[caixa-tem]] (Brazil state-bank social-inclusion comparable) |
|---|---|---|---|---|---|
| Operator | Banco Davivienda S.A. (BVC: PFDAVVNDA; Grupo Bolívar Bolívar family-controlled Colombian financial-services conglomerate majority controlling + Colombian institutional + BVC public float) | Bancolombia S.A. (BVC: BCOLOMBIA; NYSE: CIB; Grupo Empresarial Antioqueño / GEA controlling + Colombian institutional + BVC + NYSE floats) | Nequi (Bancolombia subsidiary) | Banco Mercantil del Norte / Banorte (BMV: GFNORTEO; Hank family-controlled) | Caixa Econômica Federal (Brazilian state-owned) |
| Type | CO Big-3 bank + DaviPlata Colombia's 2nd-largest neobank + multi-country (6 countries) + Colombian government subsidy disbursement channel | Colombia's largest bank by assets + Mi Bancolombia primary mobile (since Jan 8 2025) + Nequi neobank sister + 6 LatAm countries | Colombia's largest neobank + Bancolombia sister | Mexico's largest local bank + Banorte Móvil best in MX + LatAm + bineo digital bank + RappiCard | Brazilian state-owned Caixa Tem app for social benefits + low-income financial inclusion |
| Country | CO + 5 other LatAm countries + US | CO + 5 other LatAm countries | Colombia | MX + US | Brazil |
| Users | DaviPlata 19M customers + 15M+ active users (CO 2nd-largest neobank after Nequi) | 9M+ Bancolombia mobile-app users; Mi Bancolombia 1.6M+ active users + 50M+ transactions since Jan 8 2025 launch | 13M+ users (H1 2025; Colombia's largest neobank) | 12M clients | 40M+ active users |
| Distinctive | 1972 founding by Grupo Bolívar; Feb 2011 DaviPlata launch as Colombian mobile-wallet for unbanked + underbanked; Colombian government subsidy disbursement channel; CO's #2 neobank after Nequi; DaviPlata services (send/receive money + pay bills + mobile recharge + purchases + cash withdrawals/deposits without traditional bank account); 6-country regional presence; WorldRemit international remittance partner | 1875 Banco de Colombia founding; 1998 BIC + Banco de Colombia merger; 2016 Nequi launch; Jan 8 2025 Mi Bancolombia launch; Mar 25 2025 Personas app permanent shutdown | 13M+ users H1 2025; #1 Colombian neobank | Dec 2025 World Finance Best Consumer Digital Bank + Best Banking App in Mexico; Sep 2025 Global Finance Best Digital Bank in Mexico AND Latin America; Apr 2025 RappiCard full ownership acquisition | Apr 2020 launch during COVID-19 emergency aid; Bolsa Família state-conditional-cash-transfer disbursement; União Federal sole shareholder |
Status
Active, one of Colombia's Big-3 banks + operator of DaviPlata Colombia's 2nd-largest neobank [2, 3]:
- Banco Davivienda S.A. (BVC: PFDAVVNDA) since 1972 (Grupo Bolívar founding); DaviPlata since February 2011.
- DaviPlata 19M customers + 15M+ active users — Colombia's 2nd-largest neobank.
- Colombian government subsidy disbursement channel distinctive financial inclusion role.
- Multi-country presence: 6 countries (CO + Panama + Costa Rica + Honduras + El Salvador + US).
- Grupo Bolívar (Bolívar family-controlled Colombian financial-services conglomerate) majority controlling.
- Superfinanciera + per-country regulated.
Sources
- 1 Davivienda: productos y servicios — official
- 2 Nequi, DaviPlata, and MOVii Dominate Colombia's Neobanking Market — Fintech News America
- 3 DaviPlata: maneja tu dinero fácil y gratis — official
- 4 Estos son los subsidios del Gobierno que se pagan a través de la app Daviplata — Infobae Nov 4 2025
- co-cro In-corpus:
reports/countries/CO-colombia.md
Source
Biography extracted from davivienda.md. See matrix.md for standards-support matrix if present.