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Wallets/ecobank

Ecobank / Ecobank Mobile App

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Overview

Ecobank Group is Africa's leading private pan-African banking group + 35 sub-Saharan African countries + 4 non-African countries (France + UK + UAE + China) [1, 2, [global-cro]]. 2025 baseline: 32M+ Ecobank Group customers + Ecobank Mobile App 4M+ users in 33 African countries + Ecobank Togo affiliate named Bank of the Year 2024 in Togo in The Banker's prestigious Bank of the Year Awards 2024; 2025 — Ecobank + Thunes partnership powering Africa's instant payments for the next billion users (Togo first country to benefit); $1B+ in transactions processed on Ecobank Mobile App in Africa distinctive scale.

Distinctive Ecobank positioning [1, 2, 3, 4]:

  • Africa's leading private pan-African banking group + 35 sub-Saharan African countries + 4 non-African countries (France + UK + UAE + China)
  • 32M+ Ecobank Group customers
  • Ecobank Mobile App 4M+ users in 33 African countries + $1B+ in transactions processed on Ecobank Mobile App in Africa
  • Ecobank Togo affiliate named Bank of the Year 2024 in Togo in The Banker's prestigious Bank of the Year Awards 2024
  • 2025 Ecobank + Thunes partnership powering Africa's instant payments for the next billion users (Togo first country to benefit; distinctive pan-African instant payments innovation)
  • 1985 ETI founding by ECOWAS (Economic Community of West African States) Federation of West African Chambers of Commerce in Lomé, Togo — distinctive pan-African banking heritage
  • Distinctive Africa's only pan-African universal banking platform providing single gateway for payments + cash management + trade + investment

History

1985 — Ecobank Transnational Incorporated (ETI) founded by ECOWAS Federation of West African Chambers of Commerce in Lomé, Togo — distinctive pan-African banking heritage.

1988 — ETI formally incorporated in Lomé, Togo.

1990s-2010s — Ecobank pan-African expansion to 33 sub-Saharan African countries via greenfield + acquisitions.

2014 — Nedbank Group (South African banking group) acquires ~20% Ecobank ETI stake for $493M — distinctive South African-pan-African banking strategic alliance.

2017 — Ecobank Mobile App launches as pan-African mobile banking app.

2024 — Ecobank Togo affiliate named Bank of the Year 2024 in Togo in The Banker's prestigious Bank of the Year Awards 2024 [2].

2025 — Ecobank Mobile App 4M+ users milestone in Africa + $1B+ in transactions processed on Ecobank Mobile App in Africa [2, 3].

Oct 2025 — Ecobank + Thunes partnership powering Africa's instant payments for the next billion users (Togo first country to benefit) [4].

Ownership & operator

Operating entity: Ecobank Transnational Incorporated (ETI) (NGX: ETI; GSE: ETI; BRVM: ETI; LSE: ETI).

Major shareholders: Nedbank Group ~20% (South African banking group) + Qatar National Bank QNB ~15% + IFC International Finance Corporation + Public Investment Corporation South Africa + Arise B.V. (formerly Rabobank + Norfund + FMO ESG investor consortium; distinctive ESG ownership) + pan-African institutional + pan-African retail public float.

Regulators: BCEAO (Banque Centrale des États de l'Afrique de l'Ouest) + BEAC (Banque des États de l'Afrique Centrale) + multi-jurisdiction African + European central banks + UK FCA + UAE CBUAE + Chinese CBIRC.

Technical integration

Ecobank Mobile App (iOS + Android; 4M+ users in 33 African countries; $1B+ in transactions processed) + ecobank.com online + Ecobank cards (Visa + Mastercard) + Ecobank pan-African branch network (33 sub-Saharan African countries) + Ecobank Pay (distinctive pan-African mobile money + QR payment) + Rapidtransfer (Ecobank pan-African remittance service); WAMZ (West African Monetary Zone) + GIMACPay + RSW (Regional Switch West Africa) interconnect; 2025 Ecobank + Thunes partnership (Africa's instant payments for the next billion users).

Users & growth

2025: 32M+ Ecobank Group customers + Ecobank Mobile App 4M+ users in 33 African countries + $1B+ in transactions processed on Ecobank Mobile App in Africa.

Use cases

Pan-African (35 sub-Saharan African countries) + France + UK + UAE + China retail + private + corporate + SME + investment + Islamic banking via Ecobank Mobile App + ecobank.com online + cards + branches + Ecobank Pay (pan-African mobile money + QR payment) + Rapidtransfer (Ecobank pan-African remittance service); WAMZ + GIMACPay + RSW interconnect; 2025 Ecobank + Thunes partnership powering Africa's instant payments for the next billion users (Togo first country to benefit).

Implementations & partners

Operator: Ecobank Transnational Incorporated (ETI; NGX: ETI; GSE: ETI; BRVM: ETI; LSE: ETI); Nedbank Group ~20% + Qatar National Bank QNB ~15% + IFC + PIC South Africa + Arise B.V. (Rabobank + Norfund + FMO ESG consortium).

African subsidiaries: 35 sub-Saharan African country subsidiaries including: Ecobank Nigeria + Ecobank Ghana + Ecobank Côte d'Ivoire + Ecobank Senegal + Ecobank Cameroon + Ecobank Mali + Ecobank Burkina Faso + Ecobank Niger + Ecobank Benin + Ecobank Gabon + Ecobank Congo + Ecobank DRC + Ecobank South Africa + Ecobank Kenya + Ecobank Uganda + Ecobank Tanzania + Ecobank Malawi + Ecobank Zimbabwe + Ecobank Zambia + Ecobank Mozambique + Ecobank Sierra Leone + Ecobank Liberia + Ecobank Guinea + Ecobank Angola + Ecobank São Tomé + Ecobank Equatorial Guinea + Ecobank Cape Verde + Ecobank Gambia + Ecobank Burundi + Ecobank Rwanda + Ecobank Ethiopia + Ecobank South Sudan + 35 sub-Saharan African countries total.

Non-African subsidiaries: Ecobank France + Ecobank UK + Ecobank UAE + Ecobank China.

2025 partnerships: Ecobank + Thunes partnership (Africa's instant payments for the next billion users; Togo first country to benefit).

Major pan-African banking competitors: [[standard-bank]] (Africa #1 by assets; South African; 20+ countries) + [[firstrand]] (Africa #2 by assets; South African) + [[absa]] (Africa former #3 pre-Attijariwafa; South African; formerly Barclays Africa rebranded 2018; 12+ countries) + [[attijariwafa-bank]] (Africa #3; Moroccan; 25+ countries) + [[uba]] (United Bank for Africa; Nigerian; pan-African) + [[access-bank]] (Nigerian; pan-African; post-Apr 1 2019 Diamond Bank merger; Africa's largest retail bank by customer base) + [[gtbank]] (Nigerian + 11 countries) + [[zenith-bank]] (Nigerian) + Bank of Africa (BOA; Moroccan-controlled; West African footprint).

Regulators: BCEAO + BEAC + multi-jurisdiction African + European central banks + UK FCA + UAE CBUAE + Chinese CBIRC.

Fun facts

  • Africa's leading private pan-African banking group + 35 sub-Saharan African countries + 4 non-African countries (France + UK + UAE + China).
  • 32M+ Ecobank Group customers.
  • Ecobank Mobile App 4M+ users in 33 African countries + $1B+ in transactions processed on Ecobank Mobile App in Africa.
  • Ecobank Togo affiliate named Bank of the Year 2024 in Togo in The Banker's prestigious Bank of the Year Awards 2024.
  • 2025 Ecobank + Thunes partnership powering Africa's instant payments for the next billion users (Togo first country to benefit; distinctive pan-African instant payments innovation).
  • 1985 ETI founding by ECOWAS Federation of West African Chambers of Commerce in Lomé, Togo — distinctive pan-African banking heritage.
  • Distinctive Africa's only pan-African universal banking platform providing single gateway for payments + cash management + trade + investment.

Comparison

Feature Ecobank / Ecobank Mobile App [[standard-bank]] (Africa #1 by assets rival; South African; 20+ countries) [[absa]] (Africa former #3 pre-Attijariwafa rival; South African; formerly Barclays Africa rebranded 2018) [[attijariwafa-bank]] (Africa #3 rival; Moroccan; 25+ countries) [[access-bank]] (Nigerian + pan-African rival; post-Apr 1 2019 Diamond Bank merger)
Operator Ecobank Transnational Incorporated (NGX: ETI; GSE: ETI; BRVM: ETI; LSE: ETI) Standard Bank Group Limited (JSE: SBK) Absa Group Limited (JSE: ABG; formerly Barclays Africa Group Limited; rebranded 2018) Attijariwafa bank S.A. (Casablanca Stock Exchange: ATW) Access Holdings PLC (NGX: ACCESSCORP)
Type Africa's leading private pan-African banking group + 35 sub-Saharan African countries + 4 non-African countries + 32M+ customers + Ecobank Mobile App 4M+ users in 33 African countries + $1B+ in transactions processed Africa #1 by assets + 20+ countries African footprint + Standard Bank app Africa former #3 pre-Attijariwafa + 12+ countries African footprint + 2018 Barclays Africa rebrand to Absa Morocco's largest financial institution by assets + market share + Africa's #3 largest banking group + 12M+ customers worldwide + 25+ countries footprint Africa's largest retail bank by customer base post-Apr 1 2019 Diamond Bank merger + 42M+ customers + 600 branches + 28K staff at merger close + Nigerian + 16+ countries pan-African
Country TG + 35 sub-Saharan African countries + FR + GB + AE + CN ZA + 20+ countries ZA + 12+ countries MA + 25+ countries NG + 16+ countries (pan-African + UK + UAE + China presence)
Distinctive 1985 ETI founding by ECOWAS Federation of West African Chambers of Commerce in Lomé, Togo; 1988 formal incorporation; 2014 Nedbank Group ~20% acquisition for $493M; 2024 Togo Bank of the Year 2024; 2025 Ecobank Mobile App 4M+ users + $1B+ transactions processed; Oct 2025 Ecobank + Thunes partnership (Africa's instant payments for next billion users; Togo first country) 1862 Standard Bank of British South Africa founding in Port Elizabeth 1991 Amalgamated Banks of South Africa formation; 2005 Barclays Africa 60% acquisition; 2018 Barclays Africa rebrand to Absa 1911 Wafabank Casablanca founding heritage; 1933 BCM founding; 2003 BCM + Wafabank merger 1989 Access Bank founding in Nigeria; Apr 1 2019 Diamond Bank merger (Africa's largest retail bank by customer base); 16+ countries pan-African footprint

Status

Active, Africa's leading private pan-African banking group + 35 sub-Saharan African countries + 4 non-African countries [1, 2, 3, 4]:

  • Ecobank Transnational Incorporated (ETI; NGX: ETI; GSE: ETI; BRVM: ETI; LSE: ETI) since 1985 ECOWAS Federation of West African Chambers of Commerce founding in Lomé, Togo + 1988 formal incorporation.
  • 32M+ Ecobank Group customers + Ecobank Mobile App 4M+ users in 33 African countries + $1B+ in transactions processed.
  • 2014 Nedbank Group ~20% strategic alliance for $493M + Oct 2025 Ecobank + Thunes partnership (Africa's instant payments for next billion users).
  • BCEAO + BEAC + multi-jurisdiction African + European central banks + UK FCA + UAE CBUAE + Chinese CBIRC regulated.

Sources

Source

Biography extracted from ecobank.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/ecobank/index.md