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Wallets/bitso

Bitso

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Overview

Bitso is Latin America's dominant crypto exchange + cross-border-payments fintech, with 9 million users across Mexico + Brazil + Argentina + Colombia [1, 2, [global-cro]]. 2,000+ B2B clients + active in 7 LATAM countries.

Distinctive Bitso advantage [3]: Local banking rail integrationSPEI (Mexico), Pix (Brazil), COELSA (Argentina), PSE (Colombia) — all free and settle within minutes to 24 hours. Bitso bridges crypto + LATAM fiat rails at scale.

2025 strategic milestones:

  • 2025 — Pay with Bitso launch [2]: Merchants accept crypto payments from Bitso users + receive instant fiat or crypto settlement.
  • August 2025 — Chilean + Peruvian markets entry [4]: Bitso Business launched 2 stablecoin-powered corporate payment systems.

Bitso is Latin America's most regulated crypto fintech — operating under Mexico's Institución de Fondos de Pago Electrónico (IFPE) license + per-country compliance.

History

2014 — Bitso founded [1] in Mexico City by Daniel Vogel, Pablo Gonzalez, Ben Peters.

2015-2020 — Pan-LATAM expansion [2]: BR + AR + CO.

2021 — $250M Series C at $2.2B valuation; LATAM crypto unicorn.

Sep 2024 — Mexico IFPE license: Distinctive LATAM regulatory milestone.

2025 — Pay with Bitso launch + Chile + Peru entry + stablecoin corporate payments [2, 4].

Ownership & operator

Operating entity: Bitso — Gibraltar-headquartered LATAM crypto fintech (operations spread across Mexico + LATAM).

Co-founders: Daniel Vogel (CEO), Pablo Gonzalez, Ben Peters.

Major investors: Tiger Global + Coatue + Paradigm + Pantera Capital + QED Investors + Kaszek Ventures + Valor Capital Group + a16z.

Regulators: CNBV (Mexico) + CVM (Brazil) + CMF (Argentina) + per-country LATAM crypto regulators; Mexico IFPE license.

Technical integration

Layer Description
Channels Bitso mobile app (iOS + Android) + Bitso Web + API
Identifiers Email + phone + crypto wallet address
LATAM rails SPEI (MX) + Pix (BR) + COELSA (AR) + PSE (CO) — all free + minutes-to-24h settlement
2025+ stablecoin corporate Bitso Business stablecoin-powered corporate payments (Aug 2025+)
2025+ Pay with Bitso Merchants accept crypto, instant fiat or crypto settlement
License Mexico IFPE + per-country LATAM compliance
Countries active MX + BR + AR + CO + CL + PE + GI

Users & growth

2025 baseline [1]:

  • Users: 9 million across MX + BR + AR + CO
  • B2B clients: 2,000+
  • Countries active: 7 (post-Chile + Peru 2025 entry)
  • 2021 valuation: $2.2B (Series C; unicorn status)

Use cases

LATAM crypto exchange (buy + sell + hold BTC, ETH, stablecoins, others); cross-border-payments via LATAM-fiat-rail bridges (SPEI + Pix + COELSA + PSE); Pay with Bitso merchant crypto-acceptance with instant settlement (2025+); B2B stablecoin corporate payments (Aug 2025+); remittance corridors using crypto + LATAM fiat.

Implementations & partners

Operator: Bitso (Daniel Vogel CEO + Pablo Gonzalez + Ben Peters).

Major investors: Tiger Global, Coatue, Paradigm, Pantera Capital, QED, Kaszek, Valor, a16z.

Major LATAM crypto exchange competitors:

  • Mercado Bitcoin (Brazil; largest BR crypto exchange)
  • Lemon Cash (Argentina)
  • Buenbit (Argentina)
  • Coinbase, Binance (global crypto exchanges with LATAM presence)
  • [[mercado-pago]] (LATAM super-app; growing crypto integration)

Regulators: CNBV + CVM + CMF + per-country LATAM.

Fun facts

  • LATAM's #1 crypto exchange — 9M users across 7 countries.
  • Co-founders: Daniel Vogel + Pablo Gonzalez + Ben Peters; 2014 Mexico City.
  • $2.2B valuation (Series C 2021) — LATAM crypto unicorn.
  • Backed by Tiger Global + Coatue + Paradigm + Pantera + a16z + QED + Kaszek + Valor.
  • LATAM-fiat-rail bridges: SPEI (MX) + Pix (BR) + COELSA (AR) + PSE (CO) — all free + minutes-to-24h settlement.
  • 2025 Pay with Bitso — merchant crypto-acceptance with instant fiat/crypto settlement.
  • August 2025 Chile + Peru entry + Bitso Business stablecoin corporate payments.
  • Mexico IFPE-licensed — distinctive LATAM regulatory anchor.

Comparison

Feature Bitso Mercado Bitcoin (BR rival) Lemon Cash (AR analogous) [[binance-pay]] (global analogous) [[coinbase-wallet]] (US/global analogous)
Operator Bitso (Daniel Vogel CEO; Tiger Global + Coatue + Paradigm + a16z backed) Mercado Bitcoin (2x BR crypto exchange) Lemon Cash Binance Coinbase Global (NASDAQ: COIN)
Type LATAM crypto exchange + cross-border-payments fintech + stablecoin corporate (2025+) BR largest crypto exchange AR crypto + fiat Global Binance ecosystem payments US/global self-custody Web3 wallet
Country MX + BR + AR + CO + CL + PE + GI Brazil Argentina Global Global
Users 9M users + 2,000+ B2B clients Major BR crypto Major AR crypto + 1M+ users Binance global scale 100M+ Coinbase users + millions Coinbase Wallet
Distinctive LATAM-fiat-rail bridges (SPEI + Pix + COELSA + PSE all free); 2025 Pay with Bitso; Aug 2025 CL + PE + stablecoin corporate; IFPE-licensed BR-anchored AR-anchored Binance ecosystem Self-custody Web3

Status

Active, LATAM's #1 crypto exchange + cross-border-payments fintech [1, 4]:

  • Bitso since 2014.
  • 9M users across 7 LATAM countries.
  • 2025 milestones: Pay with Bitso launch + Chile/Peru entry + stablecoin corporate payments.
  • Mexico IFPE-licensed + per-country LATAM regulated.
  • $2.2B 2021 unicorn valuation.

Sources

Source

Biography extracted from bitso.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/bitso/index.md