Wallets/boursobank
BoursoBank (Boursorama)
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Overview
BoursoBank (formerly Boursorama Banque, renamed October 2, 2023) is France's undisputed leader in digital banking [1, 2, fr-cro]. End-December 2025 baseline: 8.8 million clients + 22% client growth YoY in 2025 (1.9 million new clients = record year).
8M client milestone reached July 2025 — ~18 months ahead of strategic plan (Sep 2023 plan target). Q4 2025: 575,000 new clients acquired + savings assets €78 billion (+18% YoY).
Distinctive BoursoBank positioning:
- France's #1 digital bank by far — 7+ million active French clients (2025).
- Sole shareholder: Société Générale (one of France's major banks).
- Founded 1995 — long-vintage French digital-banking pioneer.
2025 awards [3]: Euromoney Awards for Excellence national winner 2025 — France's Best Digital Bank.
History
1995 — Boursorama founded as French online financial information + brokerage platform.
2002 — Société Générale acquired Boursorama majority stake.
2014 — Société Générale became Boursorama's sole shareholder.
October 2, 2023 — Boursorama Banque rebranded to BoursoBank [2].
July 2025 — 8 million clients milestone reached ~18 months ahead of strategic plan [1].
Q4 2025 — 575K new clients + €78B savings assets (+18% YoY) [1].
End-December 2025 — 8.8M clients + 22% YoY growth + 1.9M new clients = record year [1].
2026 — €300M+ benefit target [4].
Ownership & operator
Operating entity: BoursoBank (formerly Boursorama Banque; renamed Oct 2, 2023).
Sole shareholder: Société Générale (Euronext Paris: GLE) — France's major bank.
Regulators: ACPR (Autorité de contrôle prudentiel et de résolution; France) + ECB.
Technical integration
| Layer | Description |
|---|---|
| Channels | BoursoBank mobile app (iOS + Android) + BoursoBank web + BoursoBank Visa/Mastercard cards |
| Identifiers | Phone + email + card number + IBAN |
| French rail | SCT Inst (SEPA Instant Credit Transfer) + French banking-rail integration |
| License | Bank (Boursorama Banking License via Société Générale) |
| Sub-products | BoursoBank Account + BoursoBank Cards + BoursoBank Bourse (stock trading) + BoursoBank Crédit (loans) + BoursoBank Assurance (insurance) + BoursoBank Investment + BoursoBank Premium |
| Distinctive heritage | 1995 founding as French online financial info + brokerage; oldest French digital banking institution |
Users & growth
End-December 2025 baseline [1]:
- Clients: 8.8 million (22% growth YoY)
- 2025 new clients: 1.9 million (record year)
- July 2025 — 8M milestone reached ~18 months ahead of plan
- Q4 2025 new clients: 575,000
- Q4 2025 savings assets: €78 billion (+18% YoY)
- Active French clients: 7+ million (2025)
- 2026 target: €300M+ benefits
Use cases
French digital banking (8.8M clients); BoursoBank Account + Cards (Visa/Mastercard); BoursoBank Bourse stock trading; BoursoBank Crédit (loans); BoursoBank Assurance + Investment + Premium; SCT Inst SEPA Instant European payments; Société Générale banking-license-backed deposit safety.
Implementations & partners
Operator: BoursoBank (Société Générale wholly-owned subsidiary).
Sole shareholder: Société Générale (Euronext Paris: GLE).
Major French digital-bank + neobank competitors:
- Hello Bank! (BNP Paribas) — French Big-4-bank digital arm
- Fortuneo (Crédit Mutuel Arkéa) — French digital bank
- Monabanq (Crédit Mutuel) — French digital bank
- [[lydia]] / Sumeria (FR social-payment + Sumeria mobile-banking challenger)
- [[revolut]] France (UK global expansion)
- [[n26]] France (German neobank)
- Orange Bank (FR telco-anchored; closed 2024)
Regulators: ACPR + ECB.
Fun facts
- France's #1 digital bank by far — 8.8M clients (end-Dec 2025) + 22% YoY growth.
- 1995 founding as Boursorama — long-vintage French digital-banking pioneer (oldest French digital-banking institution).
- October 2, 2023 rebrand from Boursorama Banque to BoursoBank.
- July 2025 — 8M client milestone reached ~18 months ahead of Sep 2023 strategic plan.
- 2025 record year: 1.9M new clients.
- Société Générale wholly-owned (sole shareholder since 2014).
- Euromoney Awards for Excellence 2025 — France's Best Digital Bank.
- Q4 2025: 575K new clients + €78B savings assets (+18% YoY).
Comparison
| Feature | BoursoBank | Hello Bank! (BNP Paribas digital arm rival) | Fortuneo (Crédit Mutuel Arkéa rival) | [[lydia]] / Sumeria (FR social-payment + mobile-banking) | [[revolut]] France (UK expansion rival) |
|---|---|---|---|---|---|
| Operator | BoursoBank / Boursorama (Société Générale wholly-owned subsidiary) | Hello Bank! (BNP Paribas digital arm) | Fortuneo (Crédit Mutuel Arkéa) | Lydia Solutions (Cyril Chiche CEO; Accel + Tencent + Crédit Mutuel Arkéa backed) | Revolut Group |
| Type | FR #1 digital bank + Société Générale banking-license + BoursoBank Bourse + Crédit + Assurance + Investment + Premium | FR digital banking + BNP Paribas backing | FR digital bank + Crédit Mutuel Arkéa | FR social-payment P2P (Lydia) + Sumeria mobile banking | UK global multi-currency digital bank |
| Country | France | France | France | FR + ES + DE | Global |
| Users | 8.8M clients (end-Dec 2025; 22% YoY) + 1.9M new in 2025 (record) + €78B savings assets | Major FR | Major FR | 8M Lydia + Sumeria target 5M by 2027 | 50M+ |
| Heritage | 1995 founding (oldest FR digital banking) | BNP Paribas-anchored | Crédit Mutuel Arkéa-anchored | 2013 founding | UK global |
| Distinctive | Société Générale sole-shareholder; Oct 2023 rebrand; 8M July 2025 milestone 18mo ahead; 2025 Euromoney France's Best Digital Bank | BNP Paribas Big-4 backing | Crédit Mutuel Arkéa-affiliated | 2024 split into Lydia (P2P) + Sumeria (mobile banking) | Global multi-currency Borderless |
Status
Active, France's undisputed leader in digital banking [1, 3]:
- BoursoBank (Société Générale wholly-owned subsidiary; renamed Oct 2 2023) since 1995.
- End-December 2025: 8.8M clients + 22% YoY growth + 1.9M new clients in 2025 (record year).
- Q4 2025: 575K new clients + €78B savings assets (+18% YoY).
- July 2025 — 8M milestone ~18 months ahead of plan.
- 2026 target: €300M+ benefits.
- 2025 Euromoney Awards for Excellence — France's Best Digital Bank.
- ACPR + ECB regulated.
Sources
- 1 BoursoBank reaches 8.8M clients — La Revue du Digital
- 2 Boursorama Banque devient BoursoBank — Le Blog du Dirigeant
- 3 Awards for Excellence France's Best Digital Bank — Euromoney
- 4 BoursoBank 8.8M clients + €300M 2026 target — FranceTransactions
- fr-cro In-corpus:
reports/countries/FR-france.md
Source
Biography extracted from boursobank.md. See matrix.md for standards-support matrix if present.