Wallets/bill-com
BILL
0 standards supported
Overview
BILL (formerly Bill.com) is a US SMB financial-operations platform spanning accounts payable/receivable, spend & expense management, and business payments [1, us-cro]. It automates bill pay, invoicing and approvals and is distributed heavily through accounting firms and ERP integrations, making it a backbone for small-business back offices. With its Divvy acquisition it added corporate cards + spend management, competing with [[ramp]], [[melio]] and [[tipalti]].
BILL trades on the NYSE (BILL) and rebranded from "Bill.com" to "BILL" as it broadened beyond AP into a full financial-operations suite.
History
2006 — Bill.com founded by René Lacerte to digitize SMB accounts payable [2].
2019 — NYSE IPO as Bill.com Holdings.
2021 — Acquires Divvy (~$2.5B, spend/expense management + corporate cards) and Invoice2go (SMB invoicing), broadening the platform.
2022 — Rebrand to "BILL" (BILL Holdings, Inc.) reflecting the broader financial-operations suite [2]; continued AP/AR + spend growth through 2025.
Ownership & operator
Operating entity: BILL Holdings, Inc. (NYSE: BILL).
Founder: René Lacerte.
Regulators: FinCEN + state money-transmitter regimes for money movement.
Technical integration
| Layer | Description |
|---|---|
| Channels | Web + mobile app + accounting-firm/ERP integrations + API |
| Identifiers | Vendor/customer bank accounts + cards (Divvy) + email-based onboarding |
| AP/AR | Bill pay, invoicing, approvals, payments (ACH, check, card, virtual card) |
| Spend management | Divvy corporate cards + budgets + expense controls |
| Customer focus | SMBs + accounting firms + mid-market |
Implementations & partners
Operator: BILL Holdings, Inc.
Products: BILL AP/AR + Divvy (spend/expense + cards) + Invoice2go (invoicing).
Distribution: deep accounting-firm channel + ERP/accounting integrations (QuickBooks, Xero, NetSuite, Sage Intacct) + bank partnerships.
Competitors: [[ramp]], [[melio]], [[tipalti]], AvidXchange, Stampli.
Regulators: FinCEN + state money-transmitter regimes.
Status
Active, a leading US SMB financial-operations platform [1, 2]:
- BILL Holdings, Inc. (NYSE: BILL), founded as Bill.com by René Lacerte.
- AP/AR + spend management (Divvy) + invoicing (Invoice2go).
- Deep accounting-firm + ERP distribution.
- FinCEN + state money-transmitter regulated.
Sources
- 1 BILL (Bill.com) — official
- 2 BILL Holdings — Wikipedia
- us-cro In-corpus: see US country report
Source
Biography extracted from bill-com.md. See matrix.md for standards-support matrix if present.