Wallets/bank-of-baroda

Bank of Baroda (bob World)

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Overview

Bank of Baroda (bob World) is India's #3 public-sector bank by assets after SBI + PNB + Government of India ~63.97% controlling + bob World 370+ services for 360-degree banking + 330+ banking services around the clock + bob World Lite for feature phone users in rural and semi-urban regions + post-Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger [1, 2, in-cro]. 2025 baseline: Bank of Baroda India's #3 public-sector bank by assets after SBI + PNB + Government of India ~63.97% controlling; bob World offers 370+ services for 360° banking needs + bob World is the official Bank of Baroda's Mobile Banking application (erstwhile known as M-Connect Plus) distinctive Indian state-owned banking + mobile-first comprehensive banking; bob World Lite designed to bring mobile banking services to feature phone users, especially those in rural and semi-urban regions distinctive Indian rural mobile banking innovation; Bank of Baroda offers more than 330+ banking services around the clock conveniently from the comfort of your home using a mobile phone distinctive Indian comprehensive mobile banking services.

Distinctive Bank of Baroda positioning:

India's #3 public-sector bank by assets after SBI + PNB (Bank of Baroda; NSE: BANKBARODA; BSE: 532134; Government of India ~63.97% controlling)
Government of India ~63.97% controlling distinctive Indian state-owned banking ownership
bob World 370+ services for 360° banking needs distinctive Indian state-owned banking + mobile-first comprehensive banking
bob World Lite for feature phone users in rural and semi-urban regions distinctive Indian rural mobile banking innovation
330+ banking services around the clock distinctive Indian comprehensive mobile banking services
Post-Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger distinctive Indian state-owned banking consolidation
Jul 20 1908 Bank of Baroda founding by Maharaja Sayajirao Gaekwad III of Baroda distinctive Indian princely-era banking heritage
Bank of Baroda + 18+ international countries distinctive Indian state-owned banking international presence

History

Jul 20 1908 — Bank of Baroda founded by Maharaja Sayajirao Gaekwad III of Baroda distinctive Indian princely-era banking heritage.

1969 — Bank of Baroda nationalized by Government of India as Indian state-owned commercial bank (post-Bank Nationalisation Act 1969).

Dec 1996 — Bank of Baroda IPO on NSE + BSE under tickers BANKBARODA + 532134 distinctive Indian state-owned banking listings.

2014 — M-Connect Plus mobile banking app launch (erstwhile name of bob World) distinctive Indian mobile banking strategy.

Apr 1 2019 — Bank of Baroda + Vijaya Bank + Dena Bank merger → India's #3 public-sector bank by assets after SBI + PNB distinctive Indian state-owned banking consolidation [3].

2020-2021 — M-Connect Plus rebranded to bob World distinctive Indian state-owned banking app rebranding.

2025 — Bank of Baroda bob World 370+ services for 360° banking needs + bob World Lite for feature phone users in rural and semi-urban regions [1, 2].

Ownership & operator

Operating entity: Bank of Baroda (NSE: BANKBARODA; BSE: 532134; India's #3 public-sector bank by assets after SBI + PNB; Government of India majority controlling).

Major shareholders: Government of India (President of India + Ministry of Finance) ~63.97% controlling + LIC of India + Indian retail + institutional + foreign investors.

Regulators: RBI (Reserve Bank of India) + SEBI + IRDAI.

Technical integration

bob World mobile banking app (iOS + Android; 370+ services for 360° banking needs) + bob World Lite (feature phone banking for rural and semi-urban regions) + bob World Internet Banking + bobibanking.bankofbaroda.bank.in online + Bank of Baroda branch network across India + 18+ international countries + Bank of Baroda Visa + Mastercard + RuPay cards; UPI (Unified Payments Interface) + IMPS + NEFT + RTGS + Aadhaar Pay + BBPS (Bharat Bill Payment System); bob World offers 370+ services for 360° banking needs + bob World is the official Bank of Baroda's Mobile Banking application (erstwhile known as M-Connect Plus) + Bank of Baroda offers more than 330+ banking services around the clock conveniently from the comfort of your home using a mobile phone + users can perform UPI transactions, check balances, transfer funds, pay bills, and recharge mobile phones + bob World Lite designed to bring mobile banking services to feature phone users, especially those in rural and semi-urban regions distinctive Indian state-owned banking + mobile-first comprehensive banking.

Users & growth

Bank of Baroda India's #3 public-sector bank by assets after SBI + PNB + Government of India ~63.97% controlling.

Use cases

Indian + international (UK + US + UAE + Kenya + Uganda + Tanzania + Zambia + South Africa + Australia + Singapore + New Zealand + Guyana + Oman + Bahrain + Botswana + Myanmar + Mauritius + Ghana) retail + private + SME + commercial + corporate + rural feature phone + Indian state-owned banking via bob World mobile + bob World Lite (feature phone) + bob World Internet Banking + bobibanking.bankofbaroda.bank.in online + Bank of Baroda branch network + Visa/Mastercard/RuPay cards; UPI + IMPS + NEFT + RTGS + Aadhaar Pay + BBPS.

Implementations & partners

Operator: Bank of Baroda (NSE: BANKBARODA; BSE: 532134; India's #3 public-sector bank by assets after SBI + PNB; Government of India majority controlling); Government of India (President of India + Ministry of Finance) ~63.97% controlling + LIC of India + Indian retail + institutional + foreign investors.

Major Indian banking + payments competitors: [[sbi-yono]] (State Bank of India; NSE: SBIN; BSE: 500112; India's #1 commercial bank by assets; Government of India ~57.46% controlling; YONO super-app 60M+ users) + [[pnb-india]] (Punjab National Bank; NSE: PNB; BSE: 532461; India's #2 public-sector bank by assets after SBI; Government of India ~73.15% controlling; PNB ONE + 10,189 branches + 11,822 ATMs Mar 2025) + [[hdfc-bank]] (HDFC Bank; NSE: HDFCBANK; BSE: 500180; NYSE: HDB; India's #1 private commercial bank by assets) + [[icici-bank]] (ICICI Bank; NSE: ICICIBANK; BSE: 532174; NYSE: IBN; India's #2 private commercial bank by assets; iMobile Pay) + [[axis-bank]] (Axis Bank; NSE: AXISBANK; BSE: 532215; India's #3 private commercial bank by assets) + [[kotak-mahindra]] (Kotak Mahindra Bank; NSE: KOTAKBANK; BSE: 500247; India's #4 private commercial bank by assets) + [[idfc-first-bank]] (IDFC FIRST Bank; NSE: IDFCFIRSTB; India's challenger commercial bank) + [[bharatpe]] (BharatPe; Indian merchant fintech + Unity Small Finance Bank) + [[phonepe]] (PhonePe; Walmart-Flipkart subsidiary; India's largest UPI payments app) + [[paytm]] (Paytm; NSE: PAYTM; BSE: 543396; Indian payments super-app) + [[google-pay]] (Google Pay; India's #2 UPI payments app) + [[bhim]] (BHIM; NPCI's official UPI app) + [[cred]] (CRED; Indian credit card management + payments super-app).

Regulators: RBI + SEBI + IRDAI.

Fun facts

India's #3 public-sector bank by assets after SBI + PNB (Bank of Baroda; NSE: BANKBARODA; BSE: 532134; Government of India ~63.97% controlling).
Government of India ~63.97% controlling distinctive Indian state-owned banking ownership.
bob World 370+ services for 360° banking needs distinctive Indian state-owned banking + mobile-first comprehensive banking.
bob World Lite for feature phone users in rural and semi-urban regions distinctive Indian rural mobile banking innovation.
330+ banking services around the clock distinctive Indian comprehensive mobile banking services.
Post-Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger distinctive Indian state-owned banking consolidation.
Jul 20 1908 Bank of Baroda founding by Maharaja Sayajirao Gaekwad III of Baroda distinctive Indian princely-era banking heritage.
Bank of Baroda + 18+ international countries distinctive Indian state-owned banking international presence.

Comparison

Feature	Bank of Baroda	[[sbi-yono]] (State Bank of India rival; India's #1 commercial bank by assets)	[[pnb-india]] (Punjab National Bank rival; India's #2 public-sector bank by assets after SBI; Government of India ~73.15% controlling; 10,189 branches + 11,822 ATMs Mar 2025)	[[hdfc-bank]] (HDFC Bank rival; India's #1 private commercial bank by assets)	[[icici-bank]] (ICICI Bank rival; India's #2 private commercial bank by assets)
Operator	Bank of Baroda (NSE: BANKBARODA; BSE: 532134; India's #3 public-sector bank by assets after SBI + PNB; Government of India ~63.97% controlling)	State Bank of India (NSE: SBIN; BSE: 500112; India's #1 commercial bank by assets; Government of India ~57.46% controlling)	Punjab National Bank (NSE: PNB; BSE: 532461; Indian state-owned commercial bank since 1894; India's second-oldest commercial bank; Government of India majority controlling)	HDFC Bank (NSE: HDFCBANK; BSE: 500180; NYSE: HDB; India's #1 private commercial bank by assets)	ICICI Bank (NSE: ICICIBANK; BSE: 532174; NYSE: IBN; India's #2 private commercial bank by assets)
Type	India's #3 public-sector bank by assets after SBI + PNB + Government of India ~63.97% controlling + bob World 370+ services for 360° banking needs + bob World Lite for feature phone users in rural and semi-urban regions + 330+ banking services around the clock + post-Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger + 18+ international countries	India's #1 commercial bank by assets + Government of India ~57.46% controlling + YONO super-app 60M+ users	India's second-oldest commercial bank since 1894 + India's #2 public-sector bank by assets after SBI + Government of India ~73.15% controlling + 10,189 branches + 11,822 ATMs Mar 2025 + PNB ONE up to Rs.10 lakh transactions + Rs.2 lakh default limit + post-Apr 1 2020 PNB + Oriental Bank of Commerce + United Bank of India merger	India's #1 private commercial bank by assets	India's #2 private commercial bank by assets + iMobile Pay
Country	IN + 18 countries (GB + US + AE + KE + UG + TZ + ZM + ZA + AU + SG + NZ + GY + OM + BH + BW + MM + MU + GH)	IN + 35 countries	IN + HK + GB + MM + BT	IN + 17 countries	IN + 19 countries
Distinctive	Jul 20 1908 Bank of Baroda founding by Maharaja Sayajirao Gaekwad III of Baroda (Indian princely-era banking heritage); 1969 Bank of Baroda nationalized by Government of India (post-Bank Nationalisation Act 1969); Dec 1996 Bank of Baroda IPO on NSE + BSE under tickers BANKBARODA + 532134; 2014 M-Connect Plus mobile banking app launch; Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger → India's #3 public-sector bank by assets after SBI + PNB; 2020-2021 M-Connect Plus rebranded to bob World; 2025 bob World 370+ services + bob World Lite for feature phone users	1806 SBI founding heritage (oldest Indian commercial bank)	May 19 1894 Punjab National Bank founding in Lahore by Lala Lajpat Rai (Indian independence leader); 1969 PNB nationalized; Apr 1 2020 PNB + Oriental Bank of Commerce + United Bank of India merger	1994 HDFC Bank founding	1994 ICICI Bank founding

Status

Active, India's #3 public-sector bank by assets after SBI + PNB + Government of India ~63.97% controlling + bob World 370+ services for 360° banking needs + bob World Lite for feature phone users in rural and semi-urban regions + post-Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger [1, 2, 3]:

Bank of Baroda (NSE: BANKBARODA; BSE: 532134; India's #3 public-sector bank by assets after SBI + PNB; Government of India majority controlling) since Jul 20 1908 Bank of Baroda founding by Maharaja Sayajirao Gaekwad III of Baroda + 1969 Bank of Baroda nationalized by Government of India + Dec 1996 Bank of Baroda IPO on NSE + BSE under tickers BANKBARODA + 532134 + 2014 M-Connect Plus mobile banking app launch + Apr 1 2019 Bank of Baroda + Vijaya Bank + Dena Bank merger → India's #3 public-sector bank by assets after SBI + PNB + 2020-2021 M-Connect Plus rebranded to bob World.
Bank of Baroda bob World 370+ services for 360° banking needs + bob World Lite for feature phone users in rural and semi-urban regions.
18+ international countries.
RBI + SEBI + IRDAI regulated.

Sources

Source

Biography extracted from bank-of-baroda.md. See matrix.md for standards-support matrix if present.