Wallets/qi-card-iraq
Qi Card Iraq
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Overview
Qi Card Iraq is Iraqi fintech payment processor + prepaid card scheme + Rafidain Bank + Iraqi government salary payments distribution agent + Iraq's largest fintech payment processor handling Iraqi government pension + salary payments + ~8M+ Qi Card holders [1, iq-cro].
History
2008 — International Smart Card Company ISC founded in Baghdad Iraq as Rafidain Bank + Iraqi government salary payments distribution agent distinctive Iraqi fintech heritage as Iraq's first electronic payment infrastructure for Iraqi government salaries + pensions.
2014 — Qi Card Mobile app launch.
Ownership & operator
Operating entity: International Smart Card Company ISC dba Qi Card (Iraqi fintech payment processor + prepaid card scheme).
Major shareholders: Iraqi private investors + Rafidain Bank partnership.
Regulators: Central Bank of Iraq CBI.
Technical integration
Qi Card mobile app (iOS + Android; ~8M+ Qi Card holders) + qi.iq online + Qi Card POS + ATM network across Iraq (Iraq's largest fintech payment processor + prepaid card scheme handling Iraqi government pension + salary payments for ~8M+ Iraqi citizens) + Qi Visa + Mastercard cards; EMVCo QRCPS QR payments + Iraqi Dinar IQD domestic transfers.
Implementations & partners
Major Iraqi banking + payments competitors: [[rafidain-bank]] (Rafidain Bank; Qi Card primary commercial banking partner) + [[rashid-bank-iraq]] (Rasheed Bank) + [[iraq-trade-bank]] (Trade Bank of Iraq TBI) + [[bank-of-baghdad]] (Bank of Baghdad) + [[zaintel-iraq]] (Zain Cash; Zain Iraq mobile money) + [[asia-hawala]] (AsiaHawala Iraq; Asiacell Iraq mobile money).
Regulators: Central Bank of Iraq CBI.
Status
Active, Iraqi fintech payment processor + prepaid card scheme + Rafidain Bank + Iraqi government salary payments distribution agent + Iraq's largest fintech payment processor handling Iraqi government pension + salary payments + ~8M+ Qi Card holders [1, 2].
Sources
- 1 Qi Card — official
- 2 Qi Card — Wikipedia
- iq-cro In-corpus:
reports/countries/IQ-iraq.md
Source
Biography extracted from qi-card-iraq.md. See matrix.md for standards-support matrix if present.