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Wallets/vietinbank

VietinBank / VietinBank iPay

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Overview

VietinBank (Vietnam Joint Stock Commercial Bank for Industry and Trade) is a Vietnam Big 4 state-controlled commercial bank + VietinBank iPay distinctive Vietnamese banking app [1, 2, vn-cro]. 2025 baseline: VietinBank iPay ranked among Big 4 banks, positioned 4th-7th in mobile banking app downloads on iOS in Vietnam; VietinBank has partnered with 2,000+ providers + brought 150+ features and services to VietinBank iPay; comprehensive financial services include investment in Open Funds + Bonds + Gold + account opening via eKYC; Oct 2013 Mobile Banking service launch (VietinBank Vietnamese pioneer Mobile Banking).

Distinctive VietinBank positioning [1, 2, 3]:

  • Vietnam Big 4 state-controlled commercial bank by assets (alongside [[vietcombank]] + [[bidv]] + Agribank)
  • VietinBank iPay distinctive Vietnamese banking app + 2,000+ partners + 150+ features and services
  • VietinBank iPay ranked Big 4 banks 4th-7th in mobile banking app downloads on iOS in Vietnam
  • Oct 2013 VietinBank Mobile Banking service launch (VietinBank Vietnamese pioneer Mobile Banking)
  • Open Funds + Bonds + Gold investment + eKYC account opening distinctive Vietnamese banking innovations
  • 1988 VietinBank founding as Vietnam Bank for Industry and Trade (Vietnamese state-controlled banking heritage)

History

Jul 26 1988 — Vietnam Bank for Industry and Trade founded as state-controlled Vietnamese commercial bank.

2008 — Vietnam Bank for Industry and Trade renamed Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) + 2009 HOSE IPO.

Oct 2013 — VietinBank Mobile Banking service launches (VietinBank Vietnamese pioneer Mobile Banking).

2017 — VietinBank iPay app launches.

2025: VietinBank iPay 2,000+ partners + 150+ features and services + ranked Big 4 banks 4th-7th in iOS mobile banking app downloads [1, 2].

Ownership & operator

Operating entity: Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank; HOSE: CTG).

Major shareholders: SBV (State Bank of Vietnam) ~64% controlling state shareholder + MUFG Bank (Mitsubishi UFJ Financial Group; Japanese banking parent) ~19.7% strategic + Vietnamese institutional + Vietnamese retail public float.

Regulator: SBV (State Bank of Vietnam).

Technical integration

VietinBank iPay mobile banking app (iOS + Android; 2,000+ partners + 150+ features and services) + vietinbank.vn online + VietinBank cards (Visa + Mastercard + NAPAS) + VietinBank Vietnamese branch network + VietinBank Germany subsidiary + VietinBank Laos subsidiary; VietQR + NAPAS 247; VietinBank Open Funds + Bonds + Gold investment + eKYC account opening distinctive Vietnamese banking innovations.

Users & growth

2025: VietinBank iPay 2,000+ partners + 150+ features and services + ranked Big 4 banks 4th-7th in iOS mobile banking app downloads in Vietnam.

Use cases

Vietnamese + German + Laotian retail + private + corporate + SME + investment + insurance banking via VietinBank iPay + vietinbank.vn online + cards + branches; VietQR + NAPAS 247; VietinBank Open Funds + Bonds + Gold investment + eKYC account opening.

Implementations & partners

Operator: VietinBank (HOSE: CTG); SBV ~64% + MUFG Bank ~19.7% strategic.

Major Vietnamese banking competitors: [[vietcombank]] (Vietnam #1 state-controlled) + [[bidv]] (Vietnam #2 by assets state-controlled) + [[vpbank]] (Vietnam #1 private commercial bank; SMBC 15% strategic) + [[techcombank]] (Vietnam #2 private + Masan partnership) + [[mb-bank]] (Vietnam Military Bank) + [[acb-vietnam]] (Asia Commercial Bank).

Regulator: SBV.

Fun facts

  • Vietnam Big 4 state-controlled commercial bank by assets (alongside [[vietcombank]] + [[bidv]] + Agribank).
  • VietinBank iPay distinctive Vietnamese banking app + 2,000+ partners + 150+ features and services.
  • VietinBank iPay ranked Big 4 banks 4th-7th in mobile banking app downloads on iOS in Vietnam.
  • Oct 2013 VietinBank Mobile Banking service launch (VietinBank Vietnamese pioneer Mobile Banking).
  • Open Funds + Bonds + Gold investment + eKYC account opening distinctive Vietnamese banking innovations.
  • Jul 26 1988 VietinBank founding as Vietnam Bank for Industry and Trade.
  • MUFG Bank ~19.7% strategic Japanese banking shareholder (distinctive Vietnamese-Japanese banking strategic partnership).

Comparison

Feature VietinBank / VietinBank iPay [[vietcombank]] (Vietnam #1 state-controlled rival) [[bidv]] (Vietnam #2 by assets state-controlled rival) [[vpbank]] (Vietnam #1 private commercial bank rival) [[techcombank]] (Vietnam #2 private + Masan partnership rival)
Operator VietinBank (HOSE: CTG) Vietcombank (HOSE: VCB) BIDV (HOSE: BID) VPBank (HOSE: VPB) Techcombank (HOSE: TCB)
Type Vietnam Big 4 state-controlled commercial bank + VietinBank iPay 2,000+ partners + 150+ features + 4th-7th iOS rankings + MUFG ~19.7% strategic Vietnam #1 state-controlled by assets Vietnam #2 by assets state-controlled Vietnam #1 private commercial bank by assets + SMBC 15% strategic + FE Credit consumer finance Vietnam #2 private + Masan partnership
Country VN + 2 countries (DE + LA) VN + 5+ countries VN + 6+ countries VN VN
Distinctive Jul 26 1988 Vietnam Bank for Industry and Trade founding; 2008 renamed VietinBank + 2009 HOSE IPO; Oct 2013 Mobile Banking launch (Vietnamese pioneer); SBV ~64% + MUFG Bank ~19.7% strategic 1963 Vietcombank founding as Vietnam's foreign trade bank; SBV 74.8% majority 1957 BIDV founding as Vietnam's investment + development bank; SBV majority 1993 VPBank founding; Mar 2023 SMBC USD 1.5B 15% strategic 1993 Techcombank founding

Status

Active, Vietnam Big 4 state-controlled commercial bank [1, 2, 3]:

  • VietinBank (HOSE: CTG) since Jul 26 1988 Vietnam Bank for Industry and Trade founding + 2008 renamed VietinBank + 2009 HOSE IPO.
  • VietinBank iPay 2,000+ partners + 150+ features and services + Oct 2013 Mobile Banking launch (Vietnamese pioneer).
  • MUFG Bank ~19.7% strategic Japanese banking shareholder.
  • SBV regulated.

Sources

Source

Biography extracted from vietinbank.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/vietinbank/index.md