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Wallets/tigo-money

Tigo Money (Millicom Latin America)

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This wallet supports the following visual-code standards:

Overview

Tigo Money is Millicom (Tigo) Group's pan-Latin-American mobile wallet + agent-network, with presence in 5 countries: Guatemala, El Salvador, Honduras, Bolivia, Paraguay [1, 2, [latam-cro]]. Tigo Money revolutionizes financial inclusion through digital technology benefiting millions of customers daily across Tigo telco territories.

Tigo Money Bolivia [2]: largest network in Bolivia with 3,500+ Tigo Money Points (cash-in/cash-out + transactions) — distinctive Bolivia coverage. Latest app version 8.0.17 released January 2025.

2025 Visa partnership [3]: Millicom (Tigo) Fintech business Tigo Money + Visa collaboration to boost financial inclusion across Latin America.

Existing per-country entries in standards-extracted corpus: tigo-money-bo (Bolivia), tigo-money-hn (Honduras), tigo-money-gt (Guatemala) — Batches 33-34 of standards extraction.

History

2010 — Tigo Money launches [1]: Pan-LATAM mobile financial services under Millicom (Tigo).

2010-2024 — 5-country LATAM expansion [1]: GT + SV + HN + BO + PY.

January 2025 — Bolivia app v8.0.17 [2].

2025 — Visa partnership for LATAM financial inclusion [3].

Ownership & operator

Operating entity: Tigo Money — fintech business of Millicom International Cellular S.A. (Tigo Group).

Parent: Millicom (NASDAQ: TIGO) — Luxembourg-headquartered LATAM telco; Atlas Investissement (Xavier Niel) major shareholder (Iliad founder, $5B+ stake mid-2025).

Regulators: Per-country — BCB (Bolivia) + BCP (Paraguay) + BCG (Guatemala) + BCRES (El Salvador) + CNBS (Honduras).

Technical integration

Layer Description
Channels Tigo Money mobile app (iOS + Android, per-country) + agent network + merchant QR
Identifiers Phone
Countries active Guatemala + El Salvador + Honduras + Bolivia + Paraguay (5 countries)
Per-country apps Billetera Tigo Money Bolivia + Billetera Tigo Money Paraguay + per-country branded
Bolivia distinctive 3,500+ Tigo Money Points (cash-in/out network)
2025+ network partner Visa (LATAM financial inclusion collaboration)

Use cases

P2P transfers (free in Paraguay); cash-in/cash-out via 3,500+ Bolivia Tigo Money Points; merchant payments + transfers; bill payments + utilities; mobile top-ups + airtime; financial inclusion for LATAM unbanked.

Implementations & partners

Operator: Tigo Money (Millicom International Cellular fintech business).

Parent: Millicom (NASDAQ: TIGO) — Luxembourg-headquartered LATAM telco.

Major Millicom shareholder: Atlas Investissement (Xavier Niel; Iliad founder) — $5B+ Millicom stake (mid-2025).

Strategic partner: Visa (2025+ LATAM financial inclusion).

Major per-country LATAM-mobile-money competitors:

  • [[mercado-pago]] (LATAM super-app + wallet)
  • [[picpay]] (Brazil mobile wallet)
  • modo (Argentina bank-consortium)
  • nequi (Colombia Bancolombia spin-off)
  • mtn-momo + airtel-money (analogous African telco-led mobile money)

Fun facts

  • 2010 launch by Millicom as LATAM mobile financial services.
  • 5-country LATAM presence: GT + SV + HN + BO + PY.
  • 3,500+ Tigo Money Points in Bolivia — largest country-specific cash-in/out network.
  • Atlas Investissement (Xavier Niel) is major Millicom shareholder — Iliad founder LATAM-telco strategic play.
  • January 2025 Bolivia app v8.0.17.
  • 2025 Visa partnership for LATAM financial inclusion.
  • Free P2P transfers in Paraguay (distinctive consumer-friendly model).

Comparison

Feature Tigo Money [[mercado-pago]] (LATAM super-app rival) nequi (CO bank-spinoff) mtn-momo (Africa analogous telco-led mobile money) airtel-money (Africa analogous telco-led)
Operator Tigo Money (Millicom International Cellular fintech) Mercado Pago (MercadoLibre) Nequi (Bancolombia business line) MTN Group (JSE: MTN) Airtel Africa (LSE: AAF)
Type 5-LATAM telco-led mobile financial services LATAM super-app + wallet CO bank-spinoff digital wallet → neobank Multi-African mobile money Multi-African mobile money
Country GT + SV + HN + BO + PY (5) 8 LATAM Colombia 17 African 14 African
Distinctive Bolivia 3,500+ Tigo Money Points + Paraguay free P2P LATAM #1 super-app + wallet 23.5M users + Bancolombia A La Mano MTN Group telco-led Airtel Africa telco-led
Telco parent Millicom (NASDAQ: TIGO; Atlas Investissement/Xavier Niel stake) n/a (e-commerce-led MercadoLibre) Bank-spinoff (no telco) MTN African telco Airtel African telco
2025 partnership Visa LATAM financial inclusion LATAM growth Bre-B integration African expansion African expansion

Status

Active, pan-LATAM mobile-money fintech of Millicom Tigo Group [1, 3]:

  • Tigo Money since 2010 across 5 LATAM countries (GT + SV + HN + BO + PY).
  • Bolivia 3,500+ Tigo Money Points + Paraguay free P2P + January 2025 BO app v8.0.17.
  • 2025 Visa LATAM financial-inclusion partnership.
  • Millicom (NASDAQ: TIGO) parent with Atlas Investissement (Xavier Niel) major shareholder.

Sources

Source

Biography extracted from tigo-money.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/tigo-money/index.md