Wallets/emirates-islamic
Emirates Islamic Bank / EI+
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Overview
Emirates Islamic Bank is Emirates NBD's Islamic banking subsidiary + Best Islamic Bank in UAE - Personal & Business Needs [1, 2, ae-cro]. 2025 baseline: EI+ distinctive UAE Islamic banking app (Emirates Islamic Bank EI+ Mobile Banking App - Fast & Secure + brings latest in technology and enhanced user experience to existing + new clients); Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform.
Distinctive Emirates Islamic Bank positioning:
- Emirates NBD's Islamic banking subsidiary (ENBD = UAE Big-4 bank by assets; Dubai government majority shareholder)
- Best Islamic Bank in UAE - Personal & Business Needs
- EI+ distinctive UAE Islamic banking app (Fast & Secure + latest technology + enhanced user experience for existing + new clients)
- Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform
- 2004 Emirates Islamic Bank founding as Emirates NBD's Islamic banking arm (formerly Middle East Bank; renamed Emirates Islamic Bank 2008)
- Emirates Islamic Priority Banking + Mobile Banking Apps distinctive UAE Islamic priority banking integration
History
1976 — Middle East Bank founded in Dubai, UAE (Emirates Islamic Bank ultimate predecessor).
2004 — Middle East Bank converts to Islamic banking post-Emirates NBD Islamic banking strategy.
2008 — Middle East Bank renamed Emirates Islamic Bank post-Emirates NBD Islamic banking subsidiary consolidation.
2020 — EI+ mobile banking app launches.
2025 — Emirates Islamic Bank EI+ Mobile Banking App + Emirates Islamic Bank businessONLINE + Best Islamic Bank in UAE - Personal & Business Needs [1, 2].
Ownership & operator
Operating entity: Emirates Islamic Bank PJSC (Emirates NBD subsidiary).
Parent: Emirates NBD Bank PJSC (DFM: EMIRATESNBD) — UAE Big-4 bank by assets; Dubai government majority shareholder.
Regulator: CBUAE (Central Bank of UAE).
Technical integration
EI+ Mobile Banking App (iOS + Android; UAE Islamic banking app; Fast & Secure + latest technology + enhanced user experience for existing + new clients) + emiratesislamic.ae online + Emirates Islamic Bank cards (Visa + Mastercard + Emirates Islamic banking cards) + Emirates Islamic Bank UAE branch network + Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform; UAE IPI (Instant Payment Instruction) + Aani UAE instant payment service.
Users & growth
2025: Emirates Islamic Bank EI+ Mobile Banking App + Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform.
Use cases
UAE Islamic retail + private + corporate + SME + investment banking via EI+ Mobile Banking App + emiratesislamic.ae online + cards + branches + Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform; UAE IPI + Aani UAE instant payment service.
Implementations & partners
Operator: Emirates Islamic Bank PJSC (Emirates NBD subsidiary); Emirates NBD Bank PJSC (DFM: EMIRATESNBD) parent.
Emirates NBD Group sister entities: [[emirates-nbd]] (Emirates NBD; UAE Big-4 bank; ENBD X distinctive UAE banking app) + [[denizbank]] (Emirates NBD Turkish subsidiary post-Jul 31 2019 Sberbank $2.78B acquisition; MobilDeniz + fastPay distinctive Turkish banking apps) + Emirates NBD Egypt (post-2013 BNP Paribas Egypt $500M acquisition).
Major UAE banking competitors: [[first-abu-dhabi-bank]] (First Abu Dhabi Bank; UAE largest bank by assets) + [[adcb]] (Abu Dhabi Commercial Bank) + [[mashreq-neo]] (Mashreq Bank; UAE Big-4) + [[dubai-islamic-bank]] (Dubai Islamic Bank; world's first full-service Islamic bank since 1975; AED 393B total assets 9M 2025; UAE Islamic Big-2 with Emirates Islamic Bank) + [[abu-dhabi-islamic-bank]] (Abu Dhabi Islamic Bank) + RAK Bank (Ras Al Khaimah).
Regulator: CBUAE.
Fun facts
- Emirates NBD's Islamic banking subsidiary (ENBD = UAE Big-4 bank by assets; Dubai government majority shareholder).
- Best Islamic Bank in UAE - Personal & Business Needs.
- EI+ distinctive UAE Islamic banking app (Fast & Secure + latest technology + enhanced user experience for existing + new clients).
- Emirates Islamic Bank businessONLINE distinctive UAE Islamic SME banking platform.
- 2004 Middle East Bank converts to Islamic banking + 2008 Middle East Bank renamed Emirates Islamic Bank post-Emirates NBD Islamic banking subsidiary consolidation.
- Emirates Islamic Priority Banking + Mobile Banking Apps distinctive UAE Islamic priority banking integration.
Comparison
| Feature | Emirates Islamic Bank / EI+ | [[dubai-islamic-bank]] (Dubai Islamic Bank rival; world's first full-service Islamic bank since 1975; AED 393B total assets 9M 2025; UAE Islamic Big-2 with Emirates Islamic Bank) | [[abu-dhabi-islamic-bank]] (Abu Dhabi Islamic Bank rival) | [[emirates-nbd]] (Emirates NBD parent; ENBD X distinctive UAE banking app) | [[first-abu-dhabi-bank]] (First Abu Dhabi Bank rival; UAE largest bank by assets) |
|---|---|---|---|---|---|
| Operator | Emirates Islamic Bank PJSC (Emirates NBD subsidiary; Emirates NBD Bank PJSC parent DFM: EMIRATESNBD) | Dubai Islamic Bank PJSC (DFM: DIB) | Abu Dhabi Islamic Bank PJSC (ADX: ADIB) | Emirates NBD Bank PJSC (DFM: EMIRATESNBD) | First Abu Dhabi Bank PJSC (ADX: FAB) |
| Type | Emirates NBD's Islamic banking subsidiary + Best Islamic Bank in UAE + EI+ Mobile Banking App (Fast & Secure) + Emirates Islamic Bank businessONLINE UAE Islamic SME banking + Emirates Islamic Priority Banking | World's first full-service Islamic bank since 1975 + AED 393B total assets 9M 2025 + record revenues AED 9.7B + DIB alt UAE Islamic banking app + DIB Digital Account + 6-country footprint + 2020 Noor Bank AED 4.3B acquisition | UAE Islamic Big-2 with DIB + ADIB Direct + ADIB Egypt + ADIB UK + ADIB Saudi Arabia | UAE Big-4 + ENBD X + Emirates Islamic Bank subsidiary + DenizBank Turkish subsidiary post-Jul 2019 Sberbank acquisition | UAE largest bank by assets + FAB Mobile + Mubadala Investment Company controlling |
| Country | AE | AE + 5+ countries | AE + EG + UK + SA | AE + TR + 5+ countries | AE + EG + UK + SA + 14+ countries |
| Distinctive | 1976 Middle East Bank founding in Dubai (Emirates Islamic Bank ultimate predecessor); 2004 Middle East Bank Islamic banking conversion; 2008 Middle East Bank renamed Emirates Islamic Bank; 2020 EI+ mobile app launch | Sep 12 1975 DIB founding (world's first full-service Islamic commercial bank); Jan 2020 Noor Bank AED 4.3B acquisition | May 20 1997 Abu Dhabi Islamic Bank founding | 1963 Emirates NBD founding heritage; 2007 Emirates Bank + NBD merger → Emirates NBD; Jul 31 2019 DenizBank $2.78B from Sberbank | 1968 National Bank of Abu Dhabi founding + 2017 NBAD + FGB merger → FAB |
Status
Active, Emirates NBD's Islamic banking subsidiary + Best Islamic Bank in UAE [1, 2]:
- Emirates Islamic Bank PJSC (Emirates NBD subsidiary; Emirates NBD Bank PJSC parent DFM: EMIRATESNBD) since 1976 Middle East Bank founding + 2004 Middle East Bank Islamic banking conversion + 2008 renamed Emirates Islamic Bank + 2020 EI+ mobile app launch.
- EI+ Mobile Banking App (Fast & Secure) + Emirates Islamic Bank businessONLINE UAE Islamic SME banking + Emirates Islamic Priority Banking.
- CBUAE regulated.
Sources
- 1 Best Islamic Bank in UAE - Personal & Business Needs — Emirates Islamic
- 2 EI + Mobile Banking App – Fast & Secure — Emirates Islamic
- ae-cro In-corpus:
reports/countries/AE-united-arab-emirates.md
Source
Biography extracted from emirates-islamic.md. See matrix.md for standards-support matrix if present.