Wallets/orange-money

Orange Money

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Overview

Orange Money is Orange S.A. pan-African mobile money + >100M customers Nov 2025 + 17 countries + 44-45M active users 2025 + H1 2025 42.8M active users +20% YoY + Q3 2025 revenue +17.4% + West Africa's digital payment champion [1, 2, fr-cro]. 2025 baseline: Orange Money >100M customers Nov 2025 + 17 countries + 44-45M active users 2025 + H1 2025 42.8M active users +20% YoY + Q3 2025 revenue +17.4%; West Africa's digital payment champion distinctive pan-African mobile money West Africa dominance; Orange surpasses 300M customers globally Q3 2025 distinctive Orange S.A. global telecom + mobile money scale; Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion.

Distinctive Orange Money positioning:

Orange S.A. pan-African mobile money (Orange Money Group; Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom)
>100M customers Nov 2025 distinctive pan-African mobile money scale
17 countries distinctive pan-African mobile money geographic coverage
44-45M active users 2025 distinctive pan-African mobile money active user scale
H1 2025 42.8M active users +20% YoY distinctive pan-African mobile money active user growth
Q3 2025 revenue +17.4% distinctive pan-African mobile money revenue growth
West Africa's digital payment champion distinctive pan-African mobile money West Africa dominance
Orange surpasses 300M customers globally Q3 2025 distinctive Orange S.A. global telecom + mobile money scale
Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion
Africa accounts for 74% of all mobile money transactions globally with over 1.1 billion active accounts processing $1.1 trillion in transactions during 2024

History

Dec 12 2008 — Orange Money launches in Côte d'Ivoire as pan-African mobile money pioneer.

2010-2024 — Orange Money expansion to 17 African + Middle Eastern countries distinctive pan-African mobile money geographic expansion (Senegal + Mali + Côte d'Ivoire + Cameroon + Madagascar + Niger + Burkina Faso + Guinea-Bissau + Jordan + Egypt + Morocco + DRC + Republic of Congo + Botswana + Liberia + Sierra Leone + Benin + Tunisia).

H1 2025 — Orange Money 42.8M active users +20% YoY.

Q3 2025 — Orange Money 44M active users + revenue +17.4% + Orange surpasses 300M customers globally.

Nov 2025 — Orange Money >100M customers + 17 countries distinctive pan-African mobile money scale milestone.

Dec 19 2025 — Orange Money Group + Visa strategic partnership announced to accelerate online payments across Africa + bring virtual cards to millions across Africa [3].

Ownership & operator

Operating entity: Orange Money Group (Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom; West Africa's digital payment champion).

Major shareholders: Orange S.A. (ENXTPA: ORA; French multinational telecom; French government ~22.95% controlling + French strategic shareholders + retail + institutional + foreign investors).

Regulators: BCEAO (Banque Centrale des Etats de l'Afrique de l'Ouest) + BEAC (Banque des États de l'Afrique Centrale) + national regulators.

Technical integration

Orange Money mobile app (iOS + Android) + Orange Money USSD (*144#) + Orange Money agent network across Africa + Orange Money + Visa virtual cards (post-Dec 19 2025 Orange Money + Visa strategic partnership); GIMAC Pay + PI DPay WAEMU + Pesalink (partial); Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion + Orange Bank Africa (Orange Money subsidiary banking license).

Users & growth

Nov 2025: Orange Money >100M customers + 17 countries + 44-45M active users 2025 + H1 2025 42.8M active users +20% YoY + Q3 2025 revenue +17.4%.

Use cases

Pan-African (Senegal + Mali + Côte d'Ivoire + Cameroon + Madagascar + Niger + Burkina Faso + Guinea-Bissau + Jordan + Egypt + Morocco + DRC + Republic of Congo + Botswana + Liberia + Sierra Leone + Benin + Tunisia) retail + private + financial inclusion + mobile money + agent-based + online payments + cross-border + virtual cards via Orange Money mobile + Orange Money USSD (*144#) + Orange Money agent network across Africa + Orange Money + Visa virtual cards; GIMAC Pay + PI DPay WAEMU + Pesalink (partial); Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion.

Implementations & partners

Operator: Orange Money Group (Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom; West Africa's digital payment champion); Orange S.A. (ENXTPA: ORA; French multinational telecom; French government ~22.95% controlling + French strategic shareholders + retail + institutional + foreign investors).

Visa strategic partnership: Orange Money Group + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion.

Major pan-African mobile money competitors: [[m-pesa]] (Safaricom Kenya M-Pesa mobile money pioneer; 50M+ users across 7 countries) + mtn-momo (MTN Mobile Money pan-African mobile money; 70M+ users across 17 African countries) + airtel-money (Airtel Africa pan-African mobile money; 39M+ users across 14 African countries) + [[moov]] (Moov Money pan-African mobile money; 14 African countries) + [[wave-money-africa]] (Wave Mobile Money pan-African digital wallet; ~20M+ active users across Senegal + Côte d'Ivoire + Uganda + Mali + Burkina Faso + The Gambia; Sequoia Capital + Stripe + Founders Fund $1.7B valuation 2021) + [[ecocash]] (Zimbabwean mobile money pioneer; Econet Wireless) + [[wing-bank]] (Cambodian mobile money + banking license; 9M+ accounts).

Regulators: BCEAO + BEAC + national regulators.

Fun facts

Orange S.A. pan-African mobile money (Orange Money Group; Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom).
>100M customers Nov 2025 distinctive pan-African mobile money scale.
17 countries distinctive pan-African mobile money geographic coverage.
44-45M active users 2025 distinctive pan-African mobile money active user scale.
H1 2025 42.8M active users +20% YoY distinctive pan-African mobile money active user growth.
Q3 2025 revenue +17.4% distinctive pan-African mobile money revenue growth.
West Africa's digital payment champion distinctive pan-African mobile money West Africa dominance.
Orange surpasses 300M customers globally Q3 2025 distinctive Orange S.A. global telecom + mobile money scale.
Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa distinctive pan-African mobile money virtual card expansion.
Africa accounts for 74% of all mobile money transactions globally with over 1.1 billion active accounts processing $1.1 trillion in transactions during 2024.

Comparison

Feature	Orange Money	[[m-pesa]] (Safaricom Kenya M-Pesa mobile money pioneer rival; 50M+ users across 7 countries)	mtn-momo (MTN Mobile Money pan-African mobile money rival; 70M+ users across 17 African countries)	airtel-money (Airtel Africa pan-African mobile money rival; 39M+ users across 14 African countries)	[[wave-money-africa]] (Wave Mobile Money pan-African digital wallet rival; ~20M+ active users)
Operator	Orange Money Group (Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom)	Safaricom Plc (NSE: SCOM; Vodafone PLC ~35% + Kenyan government Treasury ~35%)	MTN Group (JSE: MTN; South African multinational telecom)	Airtel Africa (LSE: AAF; NSE Lagos: AIRTELAFRI; Bharti Airtel African subsidiary)	Wave Mobile Money Inc (privately-held; $1.7B valuation 2021; Sequoia Capital + Stripe + Founders Fund)
Type	Pan-African mobile money + >100M customers Nov 2025 + 17 countries + 44-45M active users 2025 + H1 2025 42.8M active users +20% YoY + Q3 2025 revenue +17.4% + West Africa's digital payment champion + Orange surpasses 300M customers globally Q3 2025 + Orange Money + Visa strategic partnership Dec 19 2025	Safaricom Kenya M-Pesa mobile money pioneer + 50M+ users across 7 countries (Kenya + Tanzania + Mozambique + Lesotho + Ethiopia + DRC + Egypt)	MTN Mobile Money pan-African mobile money + 70M+ users across 17 African countries	Airtel Africa pan-African mobile money + 39M+ users across 14 African countries	Wave Mobile Money pan-African digital wallet + ~20M+ active users across Senegal + Côte d'Ivoire + Uganda + Mali + Burkina Faso + The Gambia + Sequoia Capital + Stripe + Founders Fund $1.7B valuation 2021
Country	SN + ML + CI + CM + MG + NE + BF + GW + JO + EG + MA + CD + CG + BW + LR + SL + BJ + TN (18 countries)	KE + TZ + MZ + LS + ET + CD + EG (7 countries)	UG + GH + CI + CM + RW + ZA + ZM + BJ + LR + SS + SD + GW + NG + others (17 African countries)	KE + UG + TZ + ZM + MW + MG + GA + CD + NE + TD + NG + SC + SL + RW (14 African countries)	SN + CI + UG + ML + BF + GM (6 African countries)
Distinctive	Dec 12 2008 Orange Money launches in Côte d'Ivoire (pan-African mobile money pioneer); 2010-2024 Orange Money expansion to 17 African + Middle Eastern countries; H1 2025 42.8M active users +20% YoY; Q3 2025 44M active users + revenue +17.4% + Orange surpasses 300M customers globally; Nov 2025 >100M customers + 17 countries; Dec 19 2025 Orange Money Group + Visa strategic partnership	2007 M-Pesa launches in Kenya by Safaricom + Vodafone (Kenyan mobile money pioneer); 2007 M-Pesa Kenya launch revolutionized mobile money	2009 MTN Mobile Money launches in Uganda + Cote d'Ivoire	2010 Airtel Money launches	2017 Wave founding by Drew Durbin + Lincoln Quirk in San Francisco; 2018 Wave Senegal launch + agent-based mobile money model

Status

Active, Orange S.A. pan-African mobile money + >100M customers Nov 2025 + 17 countries + 44-45M active users 2025 + West Africa's digital payment champion + Orange Money + Visa strategic partnership Dec 19 2025 [1, 2, 3]:

Orange Money Group (Orange S.A. subsidiary; ENXTPA: ORA; French multinational telecom; West Africa's digital payment champion) since Dec 12 2008 Orange Money launches in Côte d'Ivoire + 2010-2024 Orange Money expansion to 17 African + Middle Eastern countries + H1 2025 42.8M active users +20% YoY + Q3 2025 44M active users + revenue +17.4% + Orange surpasses 300M customers globally + Nov 2025 >100M customers + 17 countries + Dec 19 2025 Orange Money Group + Visa strategic partnership.
Orange Money >100M customers Nov 2025 + 44-45M active users 2025.
Orange Money + Visa strategic partnership Dec 19 2025 to bring virtual cards to millions across Africa + accelerate online payments across Africa.
BCEAO + BEAC + national regulators.

Sources

Source

Biography extracted from orange-money.md. See matrix.md for standards-support matrix if present.