Fio banka

Overview

Fio banka is Czech commercial bank + Fio family Czech founders fully owned + Czech online brokerage + commercial bank + no-fee retail banking pioneer [1, cz-cro].

History

1993 — Fio investment company founded in Czech Republic as online brokerage.

2010 — Fio banka launched as Czech commercial bank distinctive Czech banking heritage.

2013 — Fio Smartbanking mobile app launch.

Ownership & operator

Operating entity: Fio banka a.s. (Czech commercial bank; Fio family Czech founders fully owned).

Major shareholders: Fio family Czech founders fully owned.

Regulators: ČNB.

Technical integration

Fio Smartbanking mobile app (iOS + Android) + fio.cz online + Fio banka branch network across Czech Republic + Slovakia + Fio banka Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + SPD CZ (Short Payment Descriptor; Czech national QR payment standard).

Implementations & partners

Major Czech banking + payments competitors: [[ceska-sporitelna]] (Česká spořitelna; Erste Group Austrian parent; Czech Republic's largest commercial bank by retail customers) + [[csob-cz]] (ČSOB Czech Republic; KBC Group Belgian parent fully owned post-2008 split) + [[komercni-banka]] (Komerční banka; Société Générale French parent ~60.4% controlling) + [[raiffeisenbank-cz]] (Raiffeisenbank CZ; Raiffeisen Bank International Austrian parent) + [[air-bank]] (Air Bank Czech digital bank by PPF Group) + [[moneta-money-bank]] (Moneta Money Bank; PSE: MONET; Czech commercial bank; PPF Group major shareholder) + [[mbank-cz]] (mBank CZ; Polish Commerzbank-owned mBank Czech branch).

Regulator: ČNB.

Status

Active, Czech commercial bank + Fio family Czech founders fully owned + Czech online brokerage + commercial bank + no-fee retail banking pioneer [1, 2].

Sources

• 1 Fio — official
• 2 Fio banka — Wikipedia
• cz-cro In-corpus: reports/countries/CZ-czech-republic.md

Source

Biography extracted from fio-banka.md. See matrix.md for standards-support matrix if present.