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Wallets/cibc

CIBC (Canadian Imperial Bank of Commerce)

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Overview

CIBC (Canadian Imperial Bank of Commerce) is Canada Big 5 bank + CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking [1, 2, ca-cro]. Oct 31 2024 baseline: CIBC total assets C$1.04 trillion + deposits C$765B + loans C$559B + common shareholders' equity C$54B + 14M customers + 48,525 employees + 990+ branches; CIBC Mobile Banking App distinctive Canadian banking app receives highest customer satisfaction ranking in Canada (J.D. Power 2025 study); mobile cheque deposit + Interac e-Transfer integration distinctive Canadian banking features.

Distinctive CIBC positioning:

  • Canada Big 5 bank (alongside [[rbc-mobile]] + [[td-canada]] + [[bmo]] + [[scotiabank-ca]])
  • CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking
  • Oct 31 2024 baseline: C$1.04T total assets + C$765B deposits + C$559B loans + C$54B common shareholders' equity + 14M customers + 48,525 employees + 990+ branches
  • CIBC US presence post-Jun 2017 PrivateBancorp $5B acquisition (CIBC Bank USA distinctive Canadian-US banking presence)
  • Jun 1 1961 CIBC founding via merger of The Canadian Bank of Commerce + The Imperial Bank of Canada → distinctive Canadian banking heritage (then largest Canadian banking merger)
  • 2017 CIBC + PrivateBancorp $5B US acquisition → distinctive Canadian-US banking acquisition (CIBC Bank USA formation)
  • Apr 2025 CIBC + Costco Canada credit cards partnership exclusive issuer (post-Capital One Canada Costco card divestiture)

History

1867 — The Canadian Bank of Commerce founded in Toronto (CIBC ultimate predecessor) → distinctive Canadian banking heritage.

1875 — The Imperial Bank of Canada founded in Toronto (CIBC second predecessor).

Jun 1 1961 — Canadian Bank of Commerce + Imperial Bank of Canada merger → CIBC (Canadian Imperial Bank of Commerce) → distinctive Canadian banking heritage (then largest Canadian banking merger).

2011 — CIBC Mobile Banking app launches.

Jun 23 2017 — CIBC acquires PrivateBancorp for $5B → distinctive Canadian-US banking acquisition (CIBC Bank USA formation).

Apr 2025 — CIBC + Costco Canada credit cards partnership exclusive issuer (post-Capital One Canada Costco card divestiture).

Oct 31 2024 baseline: CIBC total assets C$1.04T + deposits C$765B + loans C$559B + common shareholders' equity C$54B + 14M customers + 48,525 employees + 990+ branches [1, 2, 3].

2025 — CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking [3].

Ownership & operator

Operating entity: Canadian Imperial Bank of Commerce (CIBC; TSX: CM; NYSE: CM).

Major shareholders: Vanguard + BlackRock + Royal Trust + CDP + Canadian institutional + Canadian retail public float + foreign institutional.

Regulator: OSFI (Office of the Superintendent of Financial Institutions Canada).

Technical integration

CIBC Mobile Banking app (iOS + Android; #1 J.D. Power 2025 Canada customer satisfaction ranking) + cibc.com online + CIBC cards (Visa + Mastercard) + CIBC 990+ Canadian + US + UK + HK + SG branch network; Interac e-Transfer + Canadian ACH (EFT); mobile cheque deposit + Interac e-Transfer integration distinctive Canadian banking features; CIBC Bank USA (post-Jun 23 2017 PrivateBancorp $5B acquisition) distinctive Canadian-US banking presence; CIBC Wood Gundy (private wealth management) + Simplii Financial (CIBC Canadian online + telephone banking subsidiary).

Users & growth

Oct 31 2024 baseline: CIBC 14M customers + 48,525 employees + 990+ branches + C$1.04T total assets + C$765B deposits + C$559B loans + C$54B common shareholders' equity; CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking.

Use cases

Canadian + US + UK + HK + SG retail + private + corporate + SME + investment + insurance banking via CIBC Mobile + cibc.com online + cards + branches + mobile cheque deposit + Interac e-Transfer integration distinctive Canadian banking features; CIBC Bank USA (post-Jun 23 2017 PrivateBancorp $5B acquisition) distinctive Canadian-US banking presence; CIBC Wood Gundy (private wealth management) + Simplii Financial (CIBC Canadian online + telephone banking subsidiary).

Implementations & partners

Operator: Canadian Imperial Bank of Commerce (CIBC; TSX: CM; NYSE: CM); Vanguard + BlackRock + Royal Trust + CDP + Canadian institutional + Canadian retail public float + foreign institutional.

Subsidiaries: CIBC Bank USA (post-Jun 23 2017 PrivateBancorp $5B acquisition) + Simplii Financial (CIBC Canadian online + telephone banking subsidiary; formerly PC Financial) + CIBC Wood Gundy (CIBC Canadian private wealth management) + CIBC Capital Markets (CIBC Canadian investment banking).

Major partnerships: Apr 2025 CIBC + Costco Canada credit cards partnership exclusive issuer (post-Capital One Canada Costco card divestiture).

Major Canadian banking competitors: [[rbc-mobile]] (Canada #1 by assets) + [[td-canada]] (Canada #2 by assets) + [[bmo]] (Canada #4 by assets) + [[scotiabank-ca]] (Canada #3 by assets; Latin American footprint) + [[national-bank-canada]] (Canada Big-6) + [[desjardins]] (Quebec cooperative banking flagship) + [[tangerine]] (Scotiabank Canadian online banking subsidiary; post-2012 Scotiabank ING Direct Canada $3.1B acquisition).

Regulator: OSFI.

Fun facts

  • Canada Big 5 bank (alongside [[rbc-mobile]] + [[td-canada]] + [[bmo]] + [[scotiabank-ca]]).
  • CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking.
  • Oct 31 2024 baseline: C$1.04T total assets + C$765B deposits + C$559B loans + C$54B common shareholders' equity + 14M customers + 48,525 employees + 990+ branches.
  • CIBC US presence post-Jun 23 2017 PrivateBancorp $5B acquisition (CIBC Bank USA distinctive Canadian-US banking presence).
  • Jun 1 1961 CIBC founding via merger of The Canadian Bank of Commerce + The Imperial Bank of Canada → distinctive Canadian banking heritage (then largest Canadian banking merger).
  • Apr 2025 CIBC + Costco Canada credit cards partnership exclusive issuer (post-Capital One Canada Costco card divestiture).

Comparison

Feature CIBC [[rbc-mobile]] (Canada #1 by assets rival) [[td-canada]] (Canada #2 by assets rival) [[bmo]] (Canada #4 by assets rival) [[scotiabank-ca]] (Canada #3 by assets rival; Latin American footprint)
Operator Canadian Imperial Bank of Commerce (CIBC; TSX: CM; NYSE: CM) Royal Bank of Canada (RBC; TSX: RY; NYSE: RY) Toronto-Dominion Bank (TD; TSX: TD; NYSE: TD) Bank of Montreal (BMO; TSX: BMO; NYSE: BMO) Bank of Nova Scotia (Scotiabank; TSX: BNS; NYSE: BNS)
Type Canada Big 5 + CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking + Oct 31 2024 C$1.04T assets + 14M customers + 990+ branches + CIBC Bank USA + Simplii Financial + CIBC Wood Gundy + Apr 2025 Costco Canada credit cards partnership exclusive issuer Canada #1 by assets + RBC Mobile + 17M+ Canadian clients + RBC Capital Markets Canada #2 by assets + TD Bank US Big 5 US subsidiary + Toronto-Dominion Bank Canada #4 by assets + BMO Harris US subsidiary + BMO Capital Markets Canada #3 by assets + Latin American footprint + Scotiabank Latin America (Chile + Mexico + Peru + Colombia + Caribbean)
Country CA + US + UK + HK + SG CA + US + UK + 30+ countries CA + US + UK + 4+ countries CA + US + 4+ countries CA + Latin America + Caribbean
Distinctive 1867 Canadian Bank of Commerce founding (CIBC ultimate predecessor); 1875 Imperial Bank of Canada founding; Jun 1 1961 Canadian Bank of Commerce + Imperial Bank of Canada merger → CIBC (Canadian banking heritage; then largest Canadian banking merger); 2011 mobile app launch; Jun 23 2017 PrivateBancorp $5B acquisition; Apr 2025 Costco Canada credit cards partnership exclusive issuer 1864 Royal Bank of Canada founding 1855 Toronto-Dominion Bank founding 1817 Bank of Montreal founding (Canada's oldest bank); Bank of Montreal Canada's first official central bank 1832 Scotiabank founding

Status

Active, Canada Big 5 bank + CIBC Mobile Banking App #1 in J.D. Power 2025 Canada customer satisfaction ranking [1, 2, 3]:

  • Canadian Imperial Bank of Commerce (CIBC; TSX: CM; NYSE: CM) since 1867 Canadian Bank of Commerce founding + 1875 Imperial Bank of Canada founding + Jun 1 1961 Canadian Bank of Commerce + Imperial Bank of Canada merger → CIBC.
  • Oct 31 2024 baseline: C$1.04T total assets + C$765B deposits + 14M customers + 990+ branches.
  • CIBC Bank USA (post-Jun 23 2017 PrivateBancorp $5B acquisition) + Apr 2025 Costco Canada credit cards partnership exclusive issuer + Simplii Financial + CIBC Wood Gundy.
  • OSFI regulated.

Sources

Source

Biography extracted from cibc.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/cibc/index.md