Wallets/memo-bank
Memo Bank
0 standards supported
Key details
- Launch: 2017
Overview
Memo Bank is French B2B neobank for mid-market businesses + full ACPR France banking license + first new full French banking license issued in ~10 years [1, fr-cro].
History
2017 — Memo Bank founded by Jean-Daniel Guyot + Olivier Belaouchi + Aurélien Marc in France.
2020 — Memo Bank granted full ACPR France banking license + first new full French banking license issued in ~10 years distinctive French banking licensing heritage.
2020 — Memo Bank mid-market business banking app launch.
Ownership & operator
Operating entity: Memo Bank SA (French B2B neobank for mid-market businesses; private).
Major shareholders: BlackFin Capital Partners + Daphni + Founders Future + Jean-Daniel Guyot + Olivier Belaouchi + Aurélien Marc co-founders.
Regulators: ACPR France + ECB.
Technical integration
Memo Bank mobile app (iOS + Android) + memo.bank web + Memo Bank Mastercard business cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).
Implementations & partners
Major French + EU B2B neobank competitors: [[qonto]] (Qonto French B2B neobank for SMEs + freelancers; ACPR France credit institution licence post-Jul 2022; ~600K+ business customers across 8 countries; European business banking unicorn ~€4.4B valuation) + [[shine]] (Shine French B2B neobank for SMEs + freelancers; Société Générale subsidiary post-Jun 2020 ~€100M acquisition; ~100K+ business customers in France) + [[finom]] (Finom European B2B neobank for SMEs + freelancers) + [[revolut-business]] (Revolut Business UK + global B2B neobank).
Regulators: ACPR France + ECB.
Status
Active, French B2B neobank for mid-market businesses + full ACPR France banking license + first new full French banking license issued in ~10 years [1, 2].
Sources
- 1 Memo Bank — official
- 2 Memo Bank — Wikipedia
- fr-cro In-corpus:
reports/countries/FR-france.md
Source
Biography extracted from memo-bank.md. See matrix.md for standards-support matrix if present.