Wallets/krungsri
Krungsri Bank of Ayudhya (krungsri app)
0 standards supported
Overview
Krungsri Bank of Ayudhya (krungsri app) is Bank of Ayudhya Public Company Limited + MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 + strategic member of Mitsubishi UFJ Financial Group + 700 branches + 35,000+ service outlets nationwide + AI-powered cloud data governance for customer experience optimization [1, 2, th-cro]. 2025 baseline: Krungsri Bank of Ayudhya 700 branches + 35,000+ service outlets nationwide + MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 + strategic member of Mitsubishi UFJ Financial Group (Japan's largest financial group + one of the world's largest financial organizations); krungsri app user-friendly platform for payments, transfers, bill settlements, QR cross-border payments, and investment monitoring + online loan applications + transaction rewards via Krungsri GIFT distinctive Thai-Japanese commercial banking mobile-first banking; 2025 innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions.
Distinctive Krungsri positioning:
- Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025)
- MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 distinctive Japanese-Thai banking controlling relationship
- Strategic member of Mitsubishi UFJ Financial Group (Japan's largest financial group + one of the world's largest financial organizations)
- 700 branches + 35,000+ service outlets nationwide distinctive Thai commercial banking scale
- AI-powered cloud data governance for customer experience optimization distinctive Thai-Japanese commercial banking AI innovation
- krungsri app user-friendly platform for payments, transfers, bill settlements, QR cross-border payments, and investment monitoring + online loan applications + transaction rewards via Krungsri GIFT distinctive Thai-Japanese commercial banking mobile-first banking
- 2025 innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions
- 1945 Bank of Ayudhya founding + 2013 MUFG Bank Bank of Ayudhya acquisition ~72% stake distinctive Thai-Japanese banking heritage
History
1945 — Bank of Ayudhya founded as Thai commercial bank.
1977 — Bank of Ayudhya SET IPO under ticker BAY distinctive Thai banking SET listing.
Dec 18 2013 — MUFG Bank Bank of Ayudhya acquisition ~72% stake → Krungsri (Bank of Ayudhya) distinctive Thai-Japanese banking acquisition heritage.
2014 — krungsri app mobile banking launch distinctive Thai-Japanese commercial banking mobile banking strategy.
Sep 2025 — Krungsri MUFG Bank Ltd Japanese parent ~76.88% controlling [1, 2, 3].
2025 — Krungsri innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions + Krungsri 700 branches + 35,000+ service outlets nationwide.
Ownership & operator
Operating entity: Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025).
Major shareholders: MUFG Bank Ltd (Mitsubishi UFJ Financial Group Japanese parent; TSE: 8306) ~76.88% controlling as of September 2025 + Thai retail + institutional + foreign investors.
Regulators: BOT (Bank of Thailand) + national regulators across 9 countries.
Technical integration
krungsri app mobile banking app (iOS + Android) + krungsri.com online + Krungsri 700 branches + 35,000+ service outlets nationwide + Krungsri Visa + Mastercard + UnionPay cards; Thai QR + PromptPay + NAPAS QR (partial) + Lao QR + KHQR + ASEAN QR; krungsri app user-friendly platform for payments, transfers, bill settlements, QR cross-border payments, and investment monitoring + online loan applications + transaction rewards via Krungsri GIFT distinctive Thai-Japanese commercial banking mobile-first banking + 2025 innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions distinctive Thai-Japanese commercial banking AI innovation.
Users & growth
Krungsri 700 branches + 35,000+ service outlets nationwide; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025.
Use cases
Thai + Southeast Asian (Cambodia + Laos + Vietnam + Myanmar + Indonesia + Philippines + Hong Kong + Singapore + China) retail + private + SME + commercial + corporate + MUFG Group cross-border banking via krungsri app mobile + krungsri.com online + Krungsri 700 branches + 35,000+ service outlets nationwide + Visa/Mastercard/UnionPay cards; Thai QR + PromptPay + NAPAS QR (partial) + Lao QR + KHQR + ASEAN QR; krungsri app user-friendly platform for payments, transfers, bill settlements, QR cross-border payments, and investment monitoring + online loan applications + transaction rewards via Krungsri GIFT distinctive Thai-Japanese commercial banking mobile-first banking.
Implementations & partners
Operator: Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025); MUFG Bank Ltd (Mitsubishi UFJ Financial Group Japanese parent; TSE: 8306) ~76.88% controlling as of September 2025 + Thai retail + institutional + foreign investors.
MUFG Group global ecosystem partnership: [[mufg-bank]] (MUFG Bank Japan; Japan's largest banking group by assets; Krungsri Bank of Ayudhya ~76.88% controlling parent + au Jibun Bank ~50% JV co-owner + PayPay Bank ~50% JV co-owner + Mitsubishi UFJ Morgan Stanley Securities ~74.5%) + [[mufg-securities]] (MUFG Securities Japan + global investment banking).
MUFG Krungsri Southeast Asian regional ecosystem: [[krungsri-cambodia]] (HATTHA Bank Cambodia; Bank of Ayudhya Cambodian subsidiary) + Krungsri Vietnam + Krungsri Laos + Krungsri Myanmar + Krungsri Indonesia + Krungsri Philippines + Krungsri Hong Kong + Krungsri Singapore + Krungsri China.
Major Thai banking competitors: [[kasikorn-bank]] (Kasikornbank K PLUS; Thailand's #1 mobile banking app by market share; 22.2M+ K PLUS users + 17M Active App Users + 15M MAU + 14M Android users + 1 in 3 Thai online transactions on K PLUS + 2025 CN + VN + ID expansion) + Bangkok Bank (Thailand's largest commercial bank by assets) + [[krungthai-bank]] (Thailand's state-controlled bank + PaoTang government benefits platform + QR Code Cross Border Payment Thailand-Laos via Krungthai NEXT) + Siam Commercial Bank SCB (Thai royal-backed banking heritage + SCB EASY mobile banking) + TMBThanachart Bank (Thai post-merger banking) + CIMB Thai (Malaysian CIMB Thai subsidiary) + [[truemoney]] (Thai dominant mobile wallet; CP Group + Ant Financial JV) + [[rabbit-line-pay]] (Thai LINE-anchored mobile wallet).
Regulators: BOT + national regulators across 9 countries.
Fun facts
- Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025).
- MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 distinctive Japanese-Thai banking controlling relationship.
- Strategic member of Mitsubishi UFJ Financial Group (Japan's largest financial group + one of the world's largest financial organizations).
- 700 branches + 35,000+ service outlets nationwide distinctive Thai commercial banking scale.
- AI-powered cloud data governance for customer experience optimization distinctive Thai-Japanese commercial banking AI innovation.
- krungsri app user-friendly platform for payments, transfers, bill settlements, QR cross-border payments, and investment monitoring + online loan applications + transaction rewards via Krungsri GIFT distinctive Thai-Japanese commercial banking mobile-first banking.
- 2025 innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions.
- 1945 Bank of Ayudhya founding + Dec 18 2013 MUFG Bank Bank of Ayudhya acquisition ~72% stake → Krungsri (Bank of Ayudhya) distinctive Thai-Japanese banking heritage.
Comparison
| Feature | Krungsri | [[kasikorn-bank]] (Kasikornbank K PLUS rival; Thailand's #1 mobile banking app by market share; 22.2M+ K PLUS users) | Bangkok Bank (Thailand's largest commercial bank by assets rival) | [[krungthai-bank]] (Thailand's state-controlled bank rival; Krungthai NEXT + PaoTang) | Siam Commercial Bank SCB (Thai royal-backed banking rival; SCB EASY) |
|---|---|---|---|---|---|
| Operator | Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025) | Kasikornbank PCL (SET: KBANK; one of Thailand's Big-4 commercial banks) | Bangkok Bank PCL (SET: BBL; one of Thailand's Big-4 commercial banks) | Krung Thai Bank PCL (SET: KTB; Thai government Vayupak Fund + Crown Property Bureau majority controlling) | Siam Commercial Bank PCL (SET: SCB; one of Thailand's Big-4 commercial banks) |
| Type | Bank of Ayudhya Public Company Limited + MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 + strategic member of Mitsubishi UFJ Financial Group + 700 branches + 35,000+ service outlets nationwide + AI-powered cloud data governance + krungsri app QR cross-border payments + Krungsri GIFT + 2025 fintech innovations | K PLUS Thailand's #1 mobile banking app by market share + 22.2M+ users + 17M Active App Users + 15M MAU + 14M Android users + 1 in 3 Thai online transactions on K PLUS + 2025 CN + VN + ID expansion | Thailand's largest commercial bank by assets + Bangkok Bank Mobile Banking | Thailand's state-controlled bank + Krungthai NEXT mobile banking + PaoTang Thai government benefits platform + QR Code Cross Border Payment Thailand-Laos via Krungthai NEXT | Thai royal-backed banking heritage + SCB EASY mobile banking |
| Country | TH + KH + LA + VN + MM + ID + PH + HK + SG + CN | TH + CN + VN + ID + KH + LA + MM | TH + 14 countries (Asia + US + UK) | TH + LA (Krungthai NEXT cross-border PromptPay-LaosQR) | TH |
| Distinctive | 1945 Bank of Ayudhya founding; 1977 Bank of Ayudhya SET IPO under ticker BAY; Dec 18 2013 MUFG Bank Bank of Ayudhya acquisition ~72% stake → Krungsri (Bank of Ayudhya); 2014 krungsri app mobile banking launch; Sep 2025 Krungsri MUFG Bank Ltd Japanese parent ~76.88% controlling; 2025 Krungsri innovations incorporate fintech elements such as AI-powered cloud data governance | 1945 Kasikornbank founding as Thai Farmers Bank by Choti Lamsam; 2014 K PLUS mobile banking app launch; 22.2M+ K PLUS users | 1944 Bangkok Bank founding; Thailand's largest commercial bank by assets; 14-country international branch network | 1966 Krung Thai Bank founding by Thai government merger of Agricultural Bank + Mong Khol Thai Bank | 1907 Siam Commercial Bank founding (Thailand's first Thai-owned bank); Thai royal-backed banking heritage |
Status
Active, Bank of Ayudhya Public Company Limited + MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025 + strategic member of Mitsubishi UFJ Financial Group + 700 branches + 35,000+ service outlets nationwide + AI-powered cloud data governance for customer experience optimization [1, 2, 3]:
- Bank of Ayudhya Public Company Limited (SET: BAY; Krungsri; MUFG Bank Ltd Japanese parent ~76.88% controlling as of September 2025) since 1945 Bank of Ayudhya founding + 1977 Bank of Ayudhya SET IPO under ticker BAY + Dec 18 2013 MUFG Bank Bank of Ayudhya acquisition ~72% stake → Krungsri (Bank of Ayudhya) + 2014 krungsri app mobile banking launch + Sep 2025 Krungsri MUFG Bank Ltd Japanese parent ~76.88% controlling.
- Krungsri 700 branches + 35,000+ service outlets nationwide.
- 2025 Krungsri innovations incorporate fintech elements such as AI-powered cloud data governance to optimize customer experiences and enable data-driven advisory + participation in digital finance advancements for seamless mobile interactions.
- BOT + national regulators across 9 countries.
Sources
- 1 About MUFG | Bank of Ayudhya (Krungsri) — Krungsri
- 2 Bank of Ayudhya — Wikipedia
- 3 Bank of Ayudhya — Grokipedia
- th-cro In-corpus:
reports/countries/TH-thailand.md
Source
Biography extracted from krungsri.md. See matrix.md for standards-support matrix if present.