DKB (Deutsche Kreditbank Germany)

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Overview

DKB (Deutsche Kreditbank Germany) is Bayerische Landesbank BayernLB Bavarian state bank subsidiary + ~5.5M+ customers + one of Germany's largest direct banks [1, de-cro].

History

Mar 19 1990 — Deutsche Kreditbank AG founded post-East German banking integration + reunification.

1995 — DKB acquired by Bayerische Landesbank BayernLB Bavarian state bank.

2010 — DKB Mobile Banking app launch distinctive German direct banking mobile strategy.

Ownership & operator

Operating entity: Deutsche Kreditbank AG (DKB) (Bayerische Landesbank BayernLB Bavarian state bank subsidiary; one of Germany's largest direct banks).

Major shareholders: Bayerische Landesbank (BayernLB; Bavarian state bank Sparkassenverband Bayern + Free State of Bavaria) fully owned.

Regulators: BaFin Germany + Deutsche Bundesbank + ECB.

Technical integration

DKB Mobile Banking app (iOS + Android; ~5.5M+ customers) + dkb.de online + DKB Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + giropay + Wero (post-EPI launch).

Implementations & partners

Major German banking + neobank competitors: [[deutsche-bank]] (Deutsche Bank; FRA: DBK; NYSE: DB; Germany's largest commercial bank by assets) + [[commerzbank]] (Commerzbank; FRA: CBK; Germany's #2 commercial bank by assets) + [[ing-diba]] (ING-DiBa; ING Group German subsidiary + Germany's largest direct bank by customers ~9M+) + [[comdirect]] (Comdirect; Commerzbank subsidiary German direct bank) + [[postbank-de]] (Postbank; Deutsche Bank subsidiary post-2008 acquisition) + [[n26]] (N26 German neobank + global; 8M+ customers) + [[trade-republic]] (Trade Republic Europe's largest neobroker; 10M+ users in 18 European countries; €150B+ AUM) + [[scalable-capital]] (Scalable Capital German digital wealth manager + neobroker; Munich) + [[bunq]] (Dutch + EU neobank).

Regulators: BaFin Germany + Deutsche Bundesbank + ECB.

Status

Active, Bayerische Landesbank BayernLB Bavarian state bank subsidiary + ~5.5M+ customers + one of Germany's largest direct banks [1, 2].

Sources

1 DKB — official
2 Deutsche Kreditbank — Wikipedia
de-cro In-corpus: reports/countries/DE-germany.md

Source

Biography extracted from dkb-de.md. See matrix.md for standards-support matrix if present.