Wallets/allo-bank
Allo Bank Indonesia
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Overview
Allo Bank Indonesia is Indonesian digital bank + Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner + 345 employees Feb 2026 [1, 2, id-cro]. 2025 baseline: Allo Bank Indonesia carries out business activities in banking services with a digital banking business model; Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner distinctive Indonesian digital bank Mega Corpora + CT Corpora dual ecosystem; AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans distinctive Indonesian digital bank product expansion.
Distinctive Allo Bank Indonesia positioning:
- Indonesian digital bank (PT Allo Bank Indonesia Tbk; IDX: BBHI)
- Mega Corpora majority controlling distinctive Indonesian digital bank Mega Corpora controlling
- CT Corp ~1.88% stake post-2022 rights issue distinctive Indonesian digital bank CT Corp partnership
- CT Corpora ecosystem strategic partner distinctive Indonesian digital bank CT Corp + Mega Corp dual ecosystem
- AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans distinctive Indonesian digital bank product expansion
- Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot distinctive Indonesian digital bank pivot heritage
- 345 employees Feb 2026 distinctive Indonesian digital bank scale
History
Oct 21 1992 — PT Bank Harda Internasional founded as Indonesian commercial bank in South Jakarta.
2021 — PT Bank Harda Internasional acquired by Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate) distinctive Indonesian digital bank Mega Corpora acquisition.
2022 — PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot distinctive Indonesian digital bank pivot.
2022 — CT Corp ~1.88% stake post-2022 rights issue distinctive Indonesian digital bank CT Corp partnership.
2022 — Allo Bank mobile banking app launches as Indonesian mobile-first digital bank.
Feb 2026 — Allo Bank Indonesia 345 employees [1, 3].
Ownership & operator
Operating entity: PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner).
Major shareholders: Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate) majority controlling + CT Corp ~1.88% stake post-2022 rights issue + Indonesian retail + institutional + foreign investors.
Regulators: OJK (Otoritas Jasa Keuangan / Financial Services Authority Indonesia) + Bank Indonesia.
Technical integration
Allo Bank Indonesia mobile banking app (iOS + Android) + allobank.com online + Allo Bank Visa + Mastercard cards; QRIS (Quick Response Code Indonesian Standard); AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans distinctive Indonesian digital bank product expansion + CT Corpora ecosystem integration (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank).
Users & growth
Allo Bank Indonesia 345 employees Feb 2026.
Use cases
Indonesian retail + private + digital + CT Corpora ecosystem (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank) banking via Allo Bank Indonesia mobile + allobank.com online + Visa/Mastercard cards; QRIS; AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans distinctive Indonesian digital bank product expansion.
Implementations & partners
Operator: PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner); Mega Corpora (Chairul Tanjung CT Corp + Mega Corp Indonesian conglomerate) majority controlling + CT Corp ~1.88% stake post-2022 rights issue + Indonesian retail + institutional + foreign investors.
CT Corpora ecosystem partnership: Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue distinctive Indonesian digital bank CT Corpora ecosystem + Transmart (Indonesian hypermarket chain) + Carrefour (Indonesian Carrefour Indonesia subsidiary) + Trans TV (Indonesian Trans TV broadcasting subsidiary) + Bank Mega (Indonesian CT Corp commercial bank).
Major Indonesian banking + digital bank competitors: [[bank-central-asia]] (Bank Central Asia BCA Mobile; Indonesia's largest private bank by assets; IDX: BBCA; ~30M+ BCA Mobile users) + [[bank-mandiri]] (Indonesia's largest state-owned bank by assets; IDX: BMRI; Livin' by Mandiri) + [[bank-rakyat-indonesia]] (Bank Rakyat Indonesia BRImo; Indonesia's #2 state-owned bank by assets; IDX: BBRI; 38M+ BRImo users) + [[bank-jago]] (Indonesian-listed technology-based bank; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem strategic partner) + [[seabank-id]] (SeaBank Indonesia; Sea Group Shopee ecosystem; 13M+ customers + nearly $2B total assets 2025) + [[bank-aladin]] (Indonesian digital-based Syariah bank; IDX: BANK; Aladin Bank donations + zakat features) + [[bank-syariah-indonesia]] (Indonesia's largest Islamic bank; IDX: BRIS; post-2021 BRI Syariah + BNI Syariah + Mandiri Syariah merger; >40M customers target 2025; 10M BSI Mobile users target end-2025) + [[bank-neo]] (BNC Bank Neo Commerce; Indonesian digital bank; IDX: BBYB).
Regulators: OJK + Bank Indonesia.
Fun facts
- Indonesian digital bank (PT Allo Bank Indonesia Tbk; IDX: BBHI).
- Mega Corpora majority controlling distinctive Indonesian digital bank Mega Corpora controlling.
- CT Corp ~1.88% stake post-2022 rights issue distinctive Indonesian digital bank CT Corp partnership.
- CT Corpora ecosystem strategic partner distinctive Indonesian digital bank CT Corp + Mega Corp dual ecosystem.
- AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans distinctive Indonesian digital bank product expansion.
- Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot distinctive Indonesian digital bank pivot heritage.
- 345 employees Feb 2026 distinctive Indonesian digital bank scale.
Comparison
| Feature | Allo Bank Indonesia | [[bank-jago]] (Indonesian-listed technology-based bank rival; IDX: ARTO; 18.6M+ customers Q3 2025; GoTo + Gojek ecosystem) | [[seabank-id]] (SeaBank Indonesia rival; Sea Group Shopee ecosystem; 13M+ customers) | [[bank-aladin]] (Indonesian digital-based Syariah bank rival; IDX: BANK) | [[bank-neo]] (BNC Bank Neo Commerce rival; Indonesian digital bank; IDX: BBYB) |
|---|---|---|---|---|---|
| Operator | PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner) | PT Bank Jago Tbk (IDX: ARTO; Indonesian-listed technology-based bank) | PT Bank Seabank Indonesia (Sea Limited / Monee Group subsidiary; NYSE: SE) | PT Bank Aladin Syariah Tbk (IDX: BANK; Indonesian digital-based Syariah bank) | PT Bank Neo Commerce Tbk (IDX: BBYB; Indonesian digital bank) |
| Type | Indonesian digital bank + Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner + AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans + 345 employees Feb 2026 | Indonesian-listed technology-based bank + 18.6M+ customers Q3 2025 + 14.5M+ funding customers + GoTo + Gojek ecosystem strategic partner + Forbes World's Best Banks ranking + GoPay Tabungan by Jago integration + 80% from strategic partners | Sea Limited / Monee Group subsidiary + 13M+ customers + nearly $2B total assets 2025 + 15M users by year-end target + $1.4B gross loans 2024 + 84% loan-to-deposit ratio + May 8 2025 SeaMoney rebranded to Monee | Indonesian digital-based Syariah bank + IDX: BANK + previously known as Bank Net Syariah before Aladin Bank rebranding + Aladin Bank donations + zakat features + DSN-MUI Sharia supervisory board oversight | Indonesian digital bank |
| Country | ID | ID | ID | ID | ID |
| Distinctive | Oct 21 1992 PT Bank Harda Internasional founding; 2021 PT Bank Harda Internasional acquired by Mega Corpora (Chairul Tanjung CT Corp + Mega Corp); 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot; 2022 CT Corp ~1.88% stake post-2022 rights issue; 2022 Allo Bank mobile banking app launch; Feb 2026 345 employees | 1992 PT Bank Artos Indonesia Tbk founding; 2020 PT Bank Artos Indonesia Tbk acquired by Jerry Ng + Patrick Walujo + GIC + Northstar Group + Provident Group + transformed to Bank Jago digital bank; 2021 Bank Jago digital banking app launch | 2010 PT Bank Kesejahteraan Ekonomi founding; 2021 PT Bank Kesejahteraan Ekonomi acquired by Sea Group + rebranded to SeaBank Indonesia | 1994 PT Bank Net Indonesia founding; 2018 PT Bank Net Indonesia converts to Bank Net Syariah; 2021 PT Bank Net Syariah rebranded to PT Bank Aladin Syariah Tbk + Aladin Bank digital Islamic bank launch | 1989 Bank Andara founding heritage; 2019 Bank Neo Commerce rebranding |
Status
Active, Indonesian digital bank + Mega Corpora majority controlling + CT Corp ~1.88% stake post-2022 rights issue + CT Corpora ecosystem strategic partner + 345 employees Feb 2026 [1, 2, 3]:
- PT Allo Bank Indonesia Tbk (IDX: BBHI; Indonesian digital bank; Mega Corpora majority controlling; CT Corpora ecosystem strategic partner) since Oct 21 1992 PT Bank Harda Internasional founding + 2021 PT Bank Harda Internasional acquired by Mega Corpora + 2022 PT Bank Harda Internasional renamed PT Allo Bank Indonesia Tbk + Allo Bank digital banking business model pivot + 2022 CT Corp ~1.88% stake post-2022 rights issue + 2022 Allo Bank mobile banking app launch.
- AlloPay + AlloPay+ electronic money + Allo Prime savings accounts + time deposits + Paylater + Instant Cash Loans.
- CT Corpora ecosystem strategic partner (Transmart + Carrefour + Trans TV + Bank Mega + Allo Bank).
- OJK + Bank Indonesia regulated.
Sources
- 1 PT. Allo Bank Indonesia Tbk [BBHI] — IDNFinancials
- 2 Giant Moves Closer, Allo Bank Becomes a Serious Player for Indonesian Digital Bank — Gentala Institute
- 3 PT Allo Bank Indonesia Tbk(BBHI) — Sectors
- id-cro In-corpus:
reports/countries/ID-indonesia.md
Source
Biography extracted from allo-bank.md. See matrix.md for standards-support matrix if present.