Banco Pan

Overview

Banco Pan is B3: BPAN4 + BTG Pactual ~70% controlling + Brazilian middle-market consumer credit + retail commercial bank + ~30M+ Brazilian customers [1, br-cro].

History

1969 — Banco BMC founded as Brazilian commercial bank.

2007 — BMC sale + Banco Panamericano rebrand.

2010 — Banco Panamericano accounting fraud scandal + government intervention.

2011 — BTG Pactual + Caixa Econômica Federal acquire Banco Panamericano.

2014 — Banco Panamericano renamed Banco Pan + Banco Pan mobile banking app launch.

Ownership & operator

Operating entity: Banco Pan S.A. (Brazilian commercial bank; B3: BPAN4).

Major shareholders: BTG Pactual (B3: BPAC11; Brazilian investment bank; Latin America's largest investment bank by market capitalization) ~70% controlling + Caixa Econômica Federal Brazilian federal savings bank minority + Brazilian retail + institutional + foreign investors free float.

Regulators: BACEN + CVM.

Technical integration

Banco Pan mobile app (iOS + Android; ~30M+ Brazilian customers) + bancopan.com.br online + Banco Pan branch network across Brazil + Banco Pan Visa + Mastercard cards; Pix + Pix QR + TED + Boleto Bancário.

Implementations & partners

BTG Pactual parent: [[btg-pactual]] (BTG Pactual; B3: BPAC11; Latin America's largest investment bank by market capitalization).

Major Brazilian + Latin American banking + payments competitors: [[banco-itau]] (Itaú Unibanco; B3: ITUB4 + NYSE: ITUB; Brazil's largest commercial bank by assets + market capitalization) + [[banco-do-brasil]] (Banco do Brasil; B3: BBAS3; Brazilian state-owned commercial bank) + [[caixa-economica]] (Caixa Econômica Federal; Brazilian federal savings bank; ~145M+ Brazilian customers) + [[bradesco]] (Banco Bradesco; B3: BBDC4 + NYSE: BBD) + [[santander-brasil]] (Santander Brasil; B3: SANB11 + NYSE: BSBR) + [[banco-inter]] (Banco Inter; B3: BIDI11; Brazilian digital bank) + [[nubank]] (Nubank Brasil; NYSE: NU; ~110M+ across Brazil + Mexico + Colombia) + [[c6-bank]] (C6 Bank; Brazilian digital bank; JPMorgan Chase US strategic investor ~46%) + [[picpay]] (PicPay; Brazilian super-app wallet) + [[mercado-pago]] (Mercado Pago; MercadoLibre group; Brazilian operations).

Regulators: BACEN + CVM.

Status

Active, B3:BPAN4 + BTG Pactual ~70% controlling + Brazilian middle-market consumer credit + retail commercial bank + ~30M+ Brazilian customers [1, 2].

Sources

• 1 Banco Pan — official
• 2 Banco Pan — Wikipedia
• br-cro In-corpus: reports/countries/BR-brazil.md

Source

Biography extracted from banco-pan.md. See matrix.md for standards-support matrix if present.