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Wallets/huntington-bank

Huntington Bank / Huntington Mobile

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Overview

Huntington Bank is a Top-10 US regional bank holding company + post-Oct 20 2025 Veritex Holdings $1.9B merger close + post-Oct 27 2025 Cadence Bank $7.4B acquisition [1, 2, us-cro]. Oct 27 2025 baseline: post-Veritex + Cadence merger Huntington Bancshares — ~1,400 branches across 21 states from Midwest to South to Texas (post-Cadence's 390 branches integration); Columbus Ohio HQ; previously 6 Midwest US states pre-2025 acquisitions; Huntington Mobile banking app.

Distinctive Huntington Bank positioning [1, 2, 3, 4]:

  • Top-10 US regional bank holding company + Columbus Ohio HQ — distinctive US Midwest regional bank flagship
  • Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B all-stock merger (Texas-based lender) — distinctive Huntington Texas entry
  • Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition (Cadence's 390 branches across Texas + the South integration) — distinctive Huntington South + Texas expansion
  • Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas
  • 1866 Huntington National Bank founding in Columbus, Ohio + 2016 FirstMerit Corporation $3.4B acquisition + 2021 TCF Financial $22B all-stock merger — distinctive US Midwest banking consolidation heritage

History

1866 — Huntington National Bank founded in Columbus, Ohio, US by Pelatiah Webster Huntington — distinctive US Midwest banking heritage.

2010 — Huntington Mobile banking app launches.

2016 — Huntington Bancshares acquires FirstMerit Corporation for $3.4B — distinctive US Midwest banking consolidation.

Jun 2021 — Huntington Bancshares + TCF Financial $22B all-stock merger — distinctive US Midwest banking consolidation.

Jul 2025 — Huntington Bancshares announces Veritex Community Bank (Texas) $1.9B all-stock merger — distinctive Huntington Texas entry.

Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B merger [3].

Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition (Cadence's 390 branches across Texas + the South integration; post-merger ~1,400 branches across 21 states from Midwest to South to Texas) [1, 2, 3].

Ownership & operator

Operating entity: Huntington Bancshares Incorporated (NASDAQ: HBAN) — Huntington National Bank parent.

Major shareholders: Vanguard + BlackRock + State Street + Fidelity + US institutional + US retail public float.

Regulators: OCC + FDIC + Federal Reserve + state-level.

Technical integration

Huntington Mobile banking app (iOS + Android) + huntington.com online + Huntington cards (Visa + Mastercard) + Huntington 1,400+ branch network across 21 states (post-Cadence + Veritex acquisitions; from Midwest to South to Texas); ACH + Zelle + RTP + Fedwire; 24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation + Huntington Heads Up balance alerts + Huntington Wealth + Huntington Capital Markets.

Users & growth

Oct 27 2025 baseline (post-Veritex + Cadence merger): ~1,400 branches across 21 states from Midwest to South to Texas; Columbus Ohio HQ.

Use cases

US retail + private + corporate + SME + investment + insurance + mortgage banking via Huntington Mobile + huntington.com online + cards + branches (1,400+ across 21 states post-Cadence + Veritex; from Midwest to South to Texas); ACH + Zelle + RTP + Fedwire; 24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation + Huntington Heads Up balance alerts + Huntington Wealth + Huntington Capital Markets.

Implementations & partners

Operator: Huntington Bancshares Incorporated (NASDAQ: HBAN); Vanguard + BlackRock + State Street + Fidelity major US institutional + retail public float.

Subsidiaries: Huntington National Bank + Huntington Wealth + Huntington Capital Markets + Cadence Bank (post-Oct 27 2025 $7.4B acquisition) + Veritex Community Bank (post-Oct 20 2025 $1.9B merger) + FirstMerit Bank (post-2016 $3.4B acquisition; integrated) + TCF Bank (post-Jun 2021 $22B all-stock merger; integrated).

Major US 2nd-tier banking competitors: [[td-bank-us]] (TD Bank US; America's Most Convenient Bank; 1,100+ branches; Oct 2024 $3.09B AML penalty) + [[citizens-financial]] (Citizens Bank; $218B+ assets; 14 states + DC) + [[keybank]] (KeyCorp; $184B+ assets; Cleveland Ohio HQ; 2026 Scotiabank ~14.9% strategic alliance for $2.8B) + [[fifth-third]] (post-Feb 2 2026 Comerica merger completion; $294B combined assets; Cincinnati Ohio HQ) + [[regions-financial]] (Southeast + Midwest + Texas; 1,200+ branches) + [[mt-bank]] (M&T Bank; post-Apr 2 2022 People's United Financial $8.3B acquisition) + [[bmo-harris]] + [[hsbc-usa]].

Regulators: OCC + FDIC + Federal Reserve + state-level.

Fun facts

  • Top-10 US regional bank holding company + Columbus Ohio HQ — distinctive US Midwest regional bank flagship.
  • Oct 20 2025 — Huntington Bancshares closes Veritex Holdings $1.9B all-stock merger (Texas-based lender) — distinctive Huntington Texas entry.
  • Oct 27 2025 — Huntington Bancshares announces Cadence Bank $7.4B all-stock acquisition (Cadence's 390 branches across Texas + the South integration).
  • Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas.
  • 1866 Huntington National Bank founding in Columbus, Ohio by Pelatiah Webster Huntington — distinctive US Midwest banking heritage.
  • 2016 FirstMerit Corporation $3.4B acquisition + Jun 2021 TCF Financial $22B all-stock merger — distinctive US Midwest banking consolidation.
  • 24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation — distinctive US banking consumer-friendly feature.

Comparison

Feature Huntington Bank / Huntington Mobile [[td-bank-us]] (TD Bank US America's Most Convenient Bank rival) [[citizens-financial]] (Citizens Bank rival; $218B+ assets) [[keybank]] (KeyCorp rival; $184B+ assets; Cleveland Ohio HQ) [[fifth-third]] (post-Feb 2 2026 Comerica merger rival; $294B combined assets)
Operator Huntington Bancshares Incorporated (NASDAQ: HBAN) TD Bank N.A. (Toronto-Dominion Bank subsidiary; TSX: TD; NYSE: TD) Citizens Financial Group Inc. (NYSE: CFG; post-Sep 24 2014 RBS divestiture) KeyCorp (NYSE: KEY) Fifth Third Bancorp (NASDAQ: FITB)
Type Top-10 US regional bank holding company + Columbus Ohio HQ + Oct 20 2025 Veritex Holdings $1.9B merger + Oct 27 2025 Cadence Bank $7.4B acquisition + ~1,400 branches across 21 states from Midwest to South to Texas + 24-Hour Grace overdraft protection distinctive Huntington fee waiver innovation US subsidiary of Toronto-Dominion Bank + 1,100+ US branches + extended hours + 7 days a week + America's Most Convenient Bank brand + Oct 2024 $3.09B AML penalty $218B+ assets + ~3,000 ATMs + ~1,000 branches + 14 states + DC + 2014 NYSE IPO post-RBS divestiture $184B KeyCorp assets + 27th largest US bank + Cleveland Ohio HQ + 2026 Scotiabank ~14.9% strategic alliance for $2.8B $294B combined assets post-Feb 2 2026 Comerica merger + #1-rated mobile app + Cincinnati Ohio HQ
Country US US US US US
Distinctive 1866 Huntington National Bank founding in Columbus, Ohio by Pelatiah Webster Huntington; 2016 FirstMerit Corporation $3.4B acquisition; Jun 2021 TCF Financial $22B all-stock merger; Oct 20 2025 Veritex Holdings $1.9B merger; Oct 27 2025 Cadence Bank $7.4B acquisition; ~1,400 branches across 21 states; 24-Hour Grace overdraft protection 1855 Commerce Bank founding in Pennsylvania; 2008 Toronto-Dominion Bank Commerce Bancorp $8.5B acquisition; America's Most Convenient Bank brand; Oct 2024 $3.09B AML penalty 1828 Citizens Savings Bank founding in Providence, Rhode Island; 1988 RBS acquisition; Sep 24 2014 NYSE IPO post-RBS divestiture; 2022 Investors Bancorp $3.5B acquisition 1825 Commercial Bank of Lake Erie founding; 1849 KeyBank predecessor; 1994 Society Corporation + KeyCorp merger; 2016 First Niagara Financial Group $4.1B acquisition; 2026 Scotiabank ~14.9% strategic alliance for $2.8B 1858 Bank of the Ohio Valley founding; 1908 Fifth Third name; Feb 2 2026 Comerica merger completion ($294B combined assets)

Status

Active, Top-10 US regional bank holding company + post-Oct 20 2025 Veritex Holdings $1.9B merger close + post-Oct 27 2025 Cadence Bank $7.4B acquisition [1, 2, 3, 4]:

  • Huntington Bancshares Incorporated (NASDAQ: HBAN) since 1866 Huntington National Bank founding in Columbus, Ohio.
  • Post-Cadence + Veritex acquisitions ~1,400 branches across 21 states from Midwest to South to Texas.
  • 2016 FirstMerit $3.4B + Jun 2021 TCF Financial $22B all-stock merger + Oct 20 2025 Veritex $1.9B + Oct 27 2025 Cadence $7.4B acquisitions.
  • OCC + FDIC + Federal Reserve + state-level regulated.

Sources

Source

Biography extracted from huntington-bank.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/huntington-bank/index.md