Wallets/hdbank
HDBank
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Overview
HDBank is Ho Chi Minh City Development Joint Stock Commercial Bank's mobile banking platform + HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + HDBank total assets VND784T+ ($29.7B) [1, 2, vn-cro]. 2025 baseline: HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + HDBank total assets VND784T+ ($29.7B) + HDBank outstanding loans grew 18.2% nearly double the sector's average + HDBank 2025 profit target VND21,000B+; HDBank Forbes Vietnam Top 50 Listed Companies 2025 distinctive Vietnamese listed company recognition.
Distinctive HDBank positioning:
- HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result
- HDBank total assets VND784T+ ($29.7B) distinctive Vietnamese banking scale
- HDBank outstanding loans grew 18.2% nearly double the sector's average distinctive Vietnamese loan growth
- HDBank 2025 profit target VND21,000B+ distinctive Vietnamese banking 2025 profit target
- HDBank Forbes Vietnam Top 50 Listed Companies 2025 distinctive Vietnamese listed company recognition
- 1990 HDBank founding as Ho Chi Minh City Development Joint Stock Commercial Bank → 2018 HDBank HOSE IPO
- HDBank VietQR + NAPAS full support + Vietnamese mobile banking ecosystem
History
1990 — HDBank founded as Ho Chi Minh City Development Joint Stock Commercial Bank.
2018 — HDBank IPO on HOSE (Ho Chi Minh City Stock Exchange).
2019 — HDBank mobile banking app launches as Vietnamese mobile-first banking.
H1 2025 — HDBank pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + total assets VND784T+ ($29.7B) + outstanding loans grew 18.2% nearly double the sector's average + HDBank 2025 profit target VND21,000B+ [1, 2].
2025 — HDBank Forbes Vietnam Top 50 Listed Companies 2025 [3].
Ownership & operator
Operating entity: Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB; Vietnamese commercial bank).
Major shareholders: Sovico Group + Vietnamese retail + institutional + foreign investors + Vietjet Air partnership distinctive Vietnamese banking aviation partnership.
Regulator: SBV (State Bank of Vietnam).
Technical integration
HDBank mobile banking app (iOS + Android) + hdbank.com.vn online + HDBank branch network Vietnam + HDBank Visa + Mastercard cards; VietQR + NAPAS; HDBank Mobile Banking online application delivers modern banking service experiences allowing customers to manage their personal finances quickly, safely and conveniently anytime, anywhere.
Users & growth
H1 2025: HDBank pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + total assets VND784T+ ($29.7B) + outstanding loans grew 18.2% nearly double the sector's average + HDBank 2025 profit target VND21,000B+.
Use cases
Vietnamese retail + private + SME + commercial banking via HDBank mobile + hdbank.com.vn online + HDBank branch network + Visa/Mastercard cards; VietQR + NAPAS; HDBank Mobile Banking online application delivers modern banking service experiences allowing customers to manage their personal finances quickly, safely and conveniently anytime, anywhere.
Implementations & partners
Operator: Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB; Vietnamese commercial bank); Sovico Group + Vietnamese retail + institutional + foreign investors + Vietjet Air partnership distinctive Vietnamese banking aviation partnership.
Major Vietnamese banking competitors: [[techcombank]] (Vietnam's largest private commercial bank by assets; T-Connect ecosystem; Masan Group + Vingroup partnership; HOSE: TCB) + [[vpbank]] (Vietnam Prosperity Joint Stock Commercial Bank; HOSE: VPB; VPBank NEO 10M+ users + 600M annual transactions; SMBC ~15% strategic investor) + [[mb-bank]] (Vietnamese military-affiliated bank; HOSE: MBB; MB Bank App Vietnamese mobile banking) + [[acb-vietnam]] (Asia Commercial Bank; HOSE: ACB; Vietnamese private commercial bank) + [[vietcombank]] (Vietnam's #1 state-owned commercial bank by market cap; HOSE: VCB; VCB Digibank) + [[bidv]] (Vietnam's largest bank by assets; HOSE: BID; BIDV SmartBanking) + [[vietinbank]] (Vietnam's third-largest state-owned commercial bank; HOSE: CTG; VietinBank iPay) + [[tpbank]] (Vietnamese digital-first private bank; HOSE: TPB; TPBank LiveBank 24/7 self-service branches) + [[shb-bank]] (Saigon-Hanoi Commercial Joint Stock Bank; HOSE: SHB; SHB SAHA next-gen digital banking platform).
Regulator: SBV.
Fun facts
- HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result.
- HDBank total assets VND784T+ ($29.7B) distinctive Vietnamese banking scale.
- HDBank outstanding loans grew 18.2% nearly double the sector's average distinctive Vietnamese loan growth.
- HDBank 2025 profit target VND21,000B+ distinctive Vietnamese banking 2025 profit target.
- HDBank Forbes Vietnam Top 50 Listed Companies 2025 distinctive Vietnamese listed company recognition.
- 1990 HDBank founding as Ho Chi Minh City Development Joint Stock Commercial Bank → 2018 HDBank HOSE IPO.
- Sovico Group + Vietjet Air partnership distinctive Vietnamese banking aviation partnership.
Comparison
| Feature | HDBank | [[vpbank]] (Vietnam Prosperity Joint Stock Commercial Bank rival; VPBank NEO 10M+ users) | [[techcombank]] (Vietnam's largest private commercial bank by assets rival; T-Connect) | [[shb-bank]] (Saigon-Hanoi Commercial Joint Stock Bank rival; SHB SAHA) | [[mb-bank]] (Vietnamese military-affiliated bank rival; MB Bank App) |
|---|---|---|---|---|---|
| Operator | Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB; Vietnamese commercial bank) | Vietnam Prosperity Joint Stock Commercial Bank (HOSE: VPB; SMBC ~15% strategic investor since Mar 2023) | Techcombank (HOSE: TCB; Masan Group + Vingroup partnership) | Saigon-Hanoi Commercial Joint Stock Bank (HOSE: SHB; Vietnamese private commercial bank) | MBBank / Military Commercial Joint Stock Bank (HOSE: MBB; Vietnamese military-affiliated) |
| Type | HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + HDBank total assets VND784T+ ($29.7B) + HDBank outstanding loans grew 18.2% nearly double the sector's average + HDBank 2025 profit target VND21,000B+ + Forbes Vietnam Top 50 Listed Companies 2025 | VPBank NEO 10M+ users + 600M annual transactions + Jul 2021 all-in-one digital banking platform launch + SMBC ~15% strategic investor ~$1.5B investment | Vietnam's largest private commercial bank by assets + T-Connect ecosystem + Masan Group + Vingroup partnership | SHB SAHA next-gen digital banking platform launched 2025 + 5M+ individual and corporate customers + Krungsri ~50% stake in SHB Finance acquisition 2023 | Vietnamese military-affiliated bank + MB Bank App Vietnamese mobile banking |
| Country | VN | VN | VN | VN + LA + KH | VN |
| Distinctive | 1990 HDBank founding as Ho Chi Minh City Development Joint Stock Commercial Bank; 2018 HDBank HOSE IPO; 2019 HDBank mobile banking app launch; H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + total assets VND784T+ ($29.7B); Sovico Group + Vietjet Air partnership distinctive Vietnamese banking aviation partnership | 1993 VPBank founding; 2017 VPBank HOSE IPO; Jul 2021 VPBank NEO all-in-one digital banking platform launch; Mar 27 2023 SMBC ~15% strategic investor ~$1.5B investment | 1993 Techcombank founding; T-Connect ecosystem distinctive | 1993 Saigon-Hanoi Commercial Joint Stock Bank founding; 2009 SHB IPO on HOSE; 2025 SHB SAHA next-gen digital banking platform launch | 1994 MB Bank founding by Vietnamese military |
Status
Active, HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + total assets VND784T+ ($29.7B) [1, 2, 3]:
- Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB; Vietnamese commercial bank) since 1990 HDBank founding + 2018 HDBank HOSE IPO + 2019 HDBank mobile banking app launch.
- HDBank H1 2025 pre-tax profit VND10.1T (US$382.6M) +23.3% YoY highest-ever semi-annual result + total assets VND784T+ ($29.7B) + outstanding loans grew 18.2% nearly double the sector's average + HDBank 2025 profit target VND21,000B+.
- HDBank Forbes Vietnam Top 50 Listed Companies 2025 distinctive Vietnamese listed company recognition.
- SBV regulated.
Sources
- 1 HDBank honoured in Forbes Vietnam's Top 50 Listed Companies 2025 — Vietnam News
- 2 HDBank sets 2025 profit target of over VND 21,000 billion — HDBank
- 3 HDBank — official
- vn-cro In-corpus:
reports/countries/VN-vietnam.md
Source
Biography extracted from hdbank.md. See matrix.md for standards-support matrix if present.