Wallets/paytabs
PayTabs
0 standards supported
Overview
PayTabs is Saudi-built AI-powered payment-orchestration platform for MENA merchants [1, 2, sa-cro]. Founded 2014 in Riyadh by Abdulaziz Al Jouf with vision to help merchants across MENA access a secure way to get paid online.
2025 strategic milestones [3]:
- Crossing SAR 325 billion in transaction processing shortly.
- AI-powered services to over 1 million clients by July 2025.
- Card volume: biggest in Saudi online payment-gateway space.
October 2024 milestone: PayTabs became the first in Arab World to be recognized as a Top 100 Global Fintech Company — distinctive Saudi-built payment technology going global.
PayTabs Paymes Super App [4]: All-in-One Payment Acceptance for Small Merchants — payment gateway + onboarding + invoicing + QR code + social media payments + POS + switching platforms.
History
2014 — PayTabs founded [2] in Riyadh by Abdulaziz Al Jouf — Saudi entrepreneur.
2018-2023 — MENA payment-orchestration expansion [1]: SA + AE + EG + JO + BH + KW + OM + QA + IQ.
October 2024 — Top 100 Global Fintech (first Arab World) [3].
By July 2025 — 1M+ clients + AI-powered services + SAR 325B tx processing [3].
Ownership & operator
Operating entity: PayTabs Group (Saudi-headquartered MENA payment-orchestration fintech).
Founder: Abdulaziz Al Jouf (Saudi entrepreneur; founded 2014).
Regulators: SAMA (Saudi Central Bank) + per-country MENA regulators (UAE CBUAE, Egypt CBE, etc.).
Technical integration
| Layer | Description |
|---|---|
| Channels | PayTabs API + online checkout + merchant QR + Paymes Super App + social-media payments + POS + switching platforms |
| Identifiers | Card + QR + Mada (SA national debit) |
| SA rail | mada (Saudi national debit + POS-mandatory) |
| AI-powered platform | AI-driven payment orchestration + fraud detection + routing |
| Sub-products | Payment Gateway + Paymes Super App + Onboarding + Invoicing + QR + Social Media Payments + POS + Switching for banks + financial institutions + fintechs |
| Countries | SA primary + AE + EG + JO + BH + KW + OM + QA + IQ (9 MENA countries) |
Users & growth
By July 2025 baseline [3]:
- Target clients: 1+ million
- Transaction processing: SAR 325 billion shortly to cross
- Recognition: First Arab World Top 100 Global Fintech (Oct 2024)
- MENA coverage: 9 countries (SA + AE + EG + JO + BH + KW + OM + QA + IQ)
Use cases
MENA merchant payment-orchestration via PayTabs API; Paymes Super App for SME payment acceptance; social-media payments + QR + invoicing + POS; payment-switching infrastructure for banks + financial institutions + fintechs; SA card-volume processing; cross-border MENA payment-rails.
Implementations & partners
Operator: PayTabs Group (Saudi-headquartered; Abdulaziz Al Jouf founder).
Major MENA payment-processor competitors:
- [[geidea]] (SA #1 payment-acceptance with 75% SA market share)
- [[hala]] (Saudi SME comprehensive infrastructure)
- HyperPay (Saudi-headquartered MENA payment gateway)
- Tap Payments (Kuwait-headquartered MENA gateway)
- Telr (UAE-Singapore payment gateway)
- [[network-international]] (Brookfield-led; $400B+ combined TPV post-Magnati merger)
- [[fawry]] (Egypt's #1 payment platform)
Regulators: SAMA + per-country MENA.
Fun facts
- 2014 founding in Riyadh by Abdulaziz Al Jouf — Saudi payment-orchestration pioneer.
- First in Arab World to be recognized as a Top 100 Global Fintech (October 2024).
- By July 2025: 1M+ clients + SAR 325B tx processing.
- AI-powered payment orchestration platform — distinctive AI-driven MENA fintech.
- Saudi-built payment technology going global.
- 9-country MENA reach: SA + AE + EG + JO + BH + KW + OM + QA + IQ.
- PayTabs Paymes Super App for SME payment acceptance.
- Card volume biggest in Saudi online payment-gateway space.
Comparison
| Feature | PayTabs | [[geidea]] (SA #1 payment-acceptance rival) | [[hala]] (Saudi SME comprehensive comparable) | HyperPay (SA MENA gateway rival) | Tap Payments (KW MENA gateway rival) |
|---|---|---|---|---|---|
| Operator | PayTabs Group (Saudi-headquartered; Abdulaziz Al Jouf founder 2014) | Geidea (Gulf Capital-acquired 2018) | Hala (TPG + Sanabil $157M Sep 2025) | HyperPay | Tap Payments |
| Type | MENA payment-orchestration + AI-powered + Paymes Super App + Switching | SA #1 payment-acceptance + POS + 75% SA market share | Saudi SME comprehensive financial infrastructure | SA MENA payment gateway | Kuwait MENA payment gateway |
| Country | SA + AE + EG + JO + BH + KW + OM + QA + IQ (9 MENA) | SA + AE + EG | Saudi + UAE | SA + MENA | Kuwait + MENA |
| Distinctive | First Arab Top 100 Global Fintech (Oct 2024); SAR 325B tx; AI-powered; card volume biggest in SA online | 700K+ POS terminals + 150K+ merchants + 5M+ daily tx; 2018 SAR 1B Gulf Capital | Sep 2025 $157M Series B (TPG + Sanabil); Saudi SME infra | SA-anchored payment gateway | Kuwait-anchored MENA gateway |
Status
Active, Saudi-built AI-powered MENA payment-orchestration platform [1, 3]:
- PayTabs Group (Abdulaziz Al Jouf founder) since 2014.
- By July 2025: 1M+ clients + SAR 325B tx processing.
- First Arab World Top 100 Global Fintech (Oct 2024).
- 9-country MENA reach + AI-powered orchestration platform.
- SAMA + per-country MENA regulated.
Sources
- 1 PayTabs — official
- 2 PayTabs — CB Insights
- 3 PayTabs Saudi-built AI orchestration — PayTabs PR
- 4 PayTabs Paymes Super App
- sa-cro In-corpus:
reports/countries/SA-saudi-arabia.md
Source
Biography extracted from paytabs.md. See matrix.md for standards-support matrix if present.