Maya / PayMaya

Overview

Maya (formerly PayMaya) is the Philippines' largest mobile wallet with 60M+ users. It operates both as an e-money institution (Maya Payments Pi) and a digital bank (Maya Bank / MBi). Maya fully complies with QR Ph (the Philippines' national QR standard) and EMVCo MPM specifications. In 2024, the platform processed over ₱1 trillion in transaction value. It supports QR payments, P2P transfers, bill payments, online checkout, and even crypto trading.

QR Format

Maya uses QR Code symbology with an EMVCo Merchant-Presented Mode (MPM) payload. Its QR Ph compliance means it interoperates with all other QR Ph-accepting wallets (GCash, GrabPay, ShopeePay, etc.) via the URL QR format for EMVCo UR payloads. Maya supports both static and dynamic QR codes.

Status

Active in the Philippines.

Cross-references

• Maya / PayMaya wallet biography — full biography: history, ownership, technical integration, users, use cases, partners, and comparison with GCash and other PH wallets.
• QR Ph — Philippines' national QR payment standard; Maya is a core QR Ph participant.
• EMVCo MPM — EMVCo Merchant-Presented Mode specification; Maya's QR payloads conform to this standard.
• QR Code — underlying barcode symbology.
• URL QR — payload format for Maya's QR codes.

Deployments

Found in the following country reports (grep across reports/countries/):

• PH — PH-philippines.md