Wallets/sezzle
Sezzle
0 standards supported
Overview
Sezzle is NASDAQ: SEZL US + Canada BNPL Buy Now Pay Later + 2.86M active consumers +9.5% YoY 2025 + 412k unique merchants +nearly 2x YoY + 748k Monthly On-Demand & Subscribers MODS +62% YoY 2025 + Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + Q3 2025 revenue $116.8M +~3x YoY + Sezzle Anywhere 37% in-store orders BNPL momentum [1, 2, us-cro]. 2025 baseline: Sezzle 2.86M active consumers +9.5% YoY + 412k unique merchants + 748k MODS +62% YoY + Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + Q3 2025 revenue $116.8M +~3x YoY; Sezzle recasts BNPL model with subscriptions Sezzle Anywhere and eased rules distinctive US BNPL subscription pivot; 37% of Sezzle Anywhere Orders Occur In-Store Amid BNPL Momentum distinctive US BNPL in-store penetration.
Distinctive Sezzle positioning:
- NASDAQ: SEZL US + Canada BNPL Buy Now Pay Later (Sezzle Inc; Minneapolis HQ; Charlie Youakim founder + CEO)
- 2.86M active consumers +9.5% YoY 2025 distinctive US + Canada BNPL active consumer growth
- 412k unique merchants +nearly 2x YoY distinctive US + Canada BNPL merchant adoption growth
- 748k Monthly On-Demand & Subscribers MODS +62% YoY 2025 distinctive US + Canada BNPL subscription pivot growth
- Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high distinctive US + Canada BNPL Q2 revenue + GMV growth
- Q3 2025 revenue $116.8M +~3x YoY distinctive US + Canada BNPL Q3 revenue growth
- Sezzle Anywhere 37% in-store orders BNPL momentum distinctive US + Canada BNPL in-store penetration
- Jul 30 2019 Sezzle ASX IPO under ticker SZL at AU$1.22 a share distinctive US-Australian BNPL ASX listing
- 2023 Sezzle Australia operations collapse + Sezzle Nasdaq move + Feb 2023 profitability
- 2016 Sezzle founding by Charlie Youakim + Killian Brackey + Paul Paradis in Minneapolis distinctive US BNPL founder heritage
History
2016 — Sezzle founded by Charlie Youakim + Killian Brackey + Paul Paradis in Minneapolis distinctive US BNPL founder heritage.
Jul 30 2019 — Sezzle ASX IPO under ticker SZL at AU$1.22 a share distinctive US-Australian BNPL ASX listing.
2023 — Sezzle Australia operations collapse + Sezzle Nasdaq move + Feb 2023 profitability.
Q2 2025 — Sezzle revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + 2.86M active consumers +9.5% YoY + 412k unique merchants +nearly 2x YoY + 748k MODS +62% YoY [1, 2].
Q3 2025 — Sezzle revenue $116.8M +~3x YoY + GMV +59% YoY + Sezzle Anywhere 37% in-store orders BNPL momentum [3].
2025 — Sezzle recasts BNPL model with subscriptions Sezzle Anywhere and eased rules distinctive US BNPL subscription pivot.
Ownership & operator
Operating entity: Sezzle Inc (NASDAQ: SEZL; US BNPL Buy Now Pay Later; Minneapolis HQ; Charlie Youakim founder + CEO).
Major shareholders: Charlie Youakim (co-founder + CEO) + Killian Brackey (co-founder + CTO) + Paul Paradis (co-founder + Chief Revenue Officer) + retail + institutional + foreign investors + post-2023 NASDAQ listing.
Regulators: FDIC + state-level (US + Canada).
Technical integration
Sezzle mobile app (iOS + Android; 2.86M active consumers +9.5% YoY 2025) + sezzle.com online + Sezzle Anywhere (virtual card BNPL for in-store + 37% in-store orders) + Sezzle Subscriptions (post-2025 BNPL subscription pivot); ACH + RTP + Interac CA; Sezzle Anywhere 37% in-store orders BNPL momentum + Sezzle recasts BNPL model with subscriptions Sezzle Anywhere and eased rules + Sezzle Up + Sezzle Premium subscriptions distinctive US + Canada BNPL subscription pivot + in-store penetration.
Users & growth
Q2 2025: Sezzle 2.86M active consumers +9.5% YoY + 412k unique merchants +nearly 2x YoY + 748k MODS +62% YoY + revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high; Q3 2025: Sezzle revenue $116.8M +~3x YoY + GMV +59% YoY + Sezzle Anywhere 37% in-store orders BNPL momentum.
Use cases
US + Canada retail + BNPL Buy Now Pay Later + Sezzle Anywhere virtual card BNPL for in-store + Sezzle Subscriptions BNPL via Sezzle mobile + sezzle.com online + Sezzle Anywhere; ACH + RTP + Interac CA; Sezzle Anywhere 37% in-store orders BNPL momentum + Sezzle recasts BNPL model with subscriptions Sezzle Anywhere and eased rules + Sezzle Up + Sezzle Premium subscriptions distinctive US + Canada BNPL subscription pivot + in-store penetration.
Implementations & partners
Operator: Sezzle Inc (NASDAQ: SEZL; US BNPL Buy Now Pay Later; Minneapolis HQ; Charlie Youakim founder + CEO); Charlie Youakim (co-founder + CEO) + Killian Brackey (co-founder + CTO) + Paul Paradis (co-founder + Chief Revenue Officer) + retail + institutional + foreign investors + post-2023 NASDAQ listing.
Major US + global BNPL Buy Now Pay Later competitors: [[klarna]] (Swedish + global BNPL; NYSE: KLAR post-Sep 11 2025 NYSE IPO ~$15B valuation; 111M+ users +31% YoY Q2 2025; 790k+ retailers; $1.37B raised in IPO) + [[affirm]] (US BNPL; NASDAQ: AFRM; ~20M+ active customers + Affirm Card + Shopify Shop Pay Installments partnership) + [[afterpay]] (Australian BNPL; Block Inc Cash App acquired Jan 2022 for $29B all-stock deal; ~24M+ customers globally + 100k+ merchants) + [[paypal]] (PayPal Pay Later; PayPal Holdings; NASDAQ: PYPL; BNPL total payment volume reached $33B in 2024, growing 21% YoY) + [[zip]] (Australian + global BNPL; ASX: ZIP; ~7M+ customers + 91k+ merchants) + [[tabby]] (MENA BNPL; UAE + Saudi Arabia + Kuwait + Bahrain + Egypt; 18M+ users + 40k+ merchants; ~$3.3B valuation post-2024 Series D) + [[tamara]] (Saudi MENA BNPL; Tamara; 10M+ users; ~$1B valuation post-2024 Series C; Saudi Arabia + UAE + Kuwait + Bahrain) + [[bazo-pay]] (Egyptian BNPL by Bazo) + [[atome]] (Singapore + Southeast Asian BNPL; Advance Intelligence Group; ~10M+ users + 40k+ merchants).
Regulators: FDIC + state-level (US + Canada).
Fun facts
- NASDAQ: SEZL US + Canada BNPL Buy Now Pay Later (Sezzle Inc; Minneapolis HQ; Charlie Youakim founder + CEO).
- 2.86M active consumers +9.5% YoY 2025 distinctive US + Canada BNPL active consumer growth.
- 412k unique merchants +nearly 2x YoY distinctive US + Canada BNPL merchant adoption growth.
- 748k Monthly On-Demand & Subscribers MODS +62% YoY 2025 distinctive US + Canada BNPL subscription pivot growth.
- Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high distinctive US + Canada BNPL Q2 revenue + GMV growth.
- Q3 2025 revenue $116.8M +~3x YoY distinctive US + Canada BNPL Q3 revenue growth.
- Sezzle Anywhere 37% in-store orders BNPL momentum distinctive US + Canada BNPL in-store penetration.
- Jul 30 2019 Sezzle ASX IPO under ticker SZL at AU$1.22 a share distinctive US-Australian BNPL ASX listing.
- 2023 Sezzle Australia operations collapse + Sezzle Nasdaq move + Feb 2023 profitability.
- 2016 Sezzle founding by Charlie Youakim + Killian Brackey + Paul Paradis in Minneapolis distinctive US BNPL founder heritage.
Comparison
| Feature | Sezzle | [[klarna]] (Swedish + global BNPL rival; NYSE: KLAR post-Sep 11 2025 NYSE IPO ~$15B valuation; 111M+ users +31% YoY Q2 2025; 790k+ retailers) | [[affirm]] (US BNPL rival; NASDAQ: AFRM; ~20M+ active customers + Affirm Card + Shopify Shop Pay Installments partnership) | [[afterpay]] (Australian BNPL rival; Block Inc Cash App acquired Jan 2022 for $29B all-stock deal; ~24M+ customers globally) | [[paypal]] (PayPal Pay Later rival; BNPL total payment volume reached $33B in 2024, growing 21% YoY) |
|---|---|---|---|---|---|
| Operator | Sezzle Inc (NASDAQ: SEZL; US BNPL Buy Now Pay Later; Minneapolis HQ; Charlie Youakim founder + CEO) | Klarna Bank AB (NYSE: KLAR post-Sep 11 2025 NYSE IPO ~$15B valuation; Swedish BNPL) | Affirm Holdings (NASDAQ: AFRM; US BNPL) | Afterpay (Block Inc Cash App subsidiary post-Jan 2022 $29B all-stock acquisition) | PayPal Holdings (NASDAQ: PYPL) |
| Type | NASDAQ: SEZL US + Canada BNPL Buy Now Pay Later + 2.86M active consumers +9.5% YoY 2025 + 412k unique merchants +nearly 2x YoY + 748k MODS +62% YoY + Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + Q3 2025 revenue $116.8M +~3x YoY + Sezzle Anywhere 37% in-store orders BNPL momentum + Sezzle recasts BNPL model with subscriptions | Swedish + global BNPL + NYSE: KLAR post-Sep 11 2025 NYSE IPO ~$15B valuation + $1.37B raised in IPO (largest IPO of 2025) + 111M+ users +31% YoY Q2 2025 + 790k+ retailers + Sweden 30% BNPL usage increase since 2020 | US BNPL + NASDAQ: AFRM + ~20M+ active customers + Affirm Card + Shopify Shop Pay Installments partnership | Australian BNPL + Block Inc Cash App acquired Jan 2022 for $29B all-stock deal + ~24M+ customers globally + 100k+ merchants | PayPal Pay Later + PayPal Holdings + BNPL total payment volume reached $33B in 2024 +21% YoY + 2x purchase volume vs standard checkout |
| Country | US + CA | 24 countries (SE + DE + US + GB + AU + others) | US + CA + UK + EU (limited) | 23+ countries (AU + US + CA + GB + NZ + EU + others) | 200+ countries |
| Distinctive | 2016 Sezzle founding by Charlie Youakim + Killian Brackey + Paul Paradis in Minneapolis; Jul 30 2019 Sezzle ASX IPO under ticker SZL at AU$1.22 a share; 2023 Sezzle Australia operations collapse + Sezzle Nasdaq move + Feb 2023 profitability; Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high; Q3 2025 revenue $116.8M +~3x YoY + Sezzle Anywhere 37% in-store orders BNPL momentum | 2005 Klarna founding by Sebastian Siemiatkowski + Niklas Adalberth + Victor Jacobsson in Stockholm; Sep 11 2025 Klarna NYSE IPO under ticker KLAR + $1.37B raised + ~$15B valuation + largest IPO of 2025; Klarna debuts on NYSE Wednesday at 15% above IPO price | 2012 Affirm founding by Max Levchin + Nathan Gettings + Jeffrey Kaditz + Alex Rampell in San Francisco; Jan 13 2021 NASDAQ AFRM IPO | 2014 Afterpay founding by Nick Molnar + Anthony Eisen in Sydney; Jan 2022 Block Inc Cash App acquires Afterpay for $29B all-stock deal | 1998 PayPal founding by Peter Thiel + Max Levchin + Luke Nosek + Ken Howery + Russel Simmons + Yu Pan; 2008 PayPal Pay Later launches |
Status
Active, NASDAQ: SEZL US + Canada BNPL Buy Now Pay Later + 2.86M active consumers +9.5% YoY 2025 + 412k unique merchants +nearly 2x YoY + 748k MODS +62% YoY 2025 + Q2 2025 revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + Q3 2025 revenue $116.8M +~3x YoY [1, 2, 3]:
- Sezzle Inc (NASDAQ: SEZL; US BNPL Buy Now Pay Later; Minneapolis HQ; Charlie Youakim founder + CEO) since 2016 Sezzle founding by Charlie Youakim + Killian Brackey + Paul Paradis in Minneapolis + Jul 30 2019 Sezzle ASX IPO under ticker SZL at AU$1.22 a share + 2023 Sezzle Australia operations collapse + Sezzle Nasdaq move + Feb 2023 profitability + Q2 2025 Sezzle revenue $98.7M +76.4% YoY + GMV $927M +74.2% YoY all-time high + Q3 2025 Sezzle revenue $116.8M +~3x YoY.
- Sezzle 2.86M active consumers + 412k unique merchants + 748k MODS + GMV $927M Q2 2025 all-time high.
- Sezzle Anywhere 37% in-store orders BNPL momentum + Sezzle recasts BNPL model with subscriptions.
- FDIC + state-level regulated (US + Canada).
Sources
- 1 Sezzle — Wikipedia
- 2 Sezzle Q2 2025 presentation: Revenue soars 76%, net income dips as stock slides — Investing.com Australia
- 3 37% of Sezzle Anywhere Orders Occur In-Store Amid BNPL Momentum — PYMNTS
- us-cro In-corpus:
reports/countries/US-united-states.md
Source
Biography extracted from sezzle.md. See matrix.md for standards-support matrix if present.