Salt Bank

0 standards supported

Overview

Salt Bank is Romanian digital bank + Banca Transilvania BVB: TLV ~99.99% controlling + Romania's first digital-only bank since Apr 25 2024 + ~500K+ Romanian customers within months of launch [1, ro-cro].

History

Apr 25 2024 — Salt Bank launched as Romania's first digital-only bank by Banca Transilvania distinctive Romanian digital banking heritage.

2024 — Salt Bank crosses 500K+ customer milestone within months of launch.

Ownership & operator

Operating entity: Salt Bank S.A. (Romanian digital bank; Banca Transilvania controlling).

Major shareholders: Banca Transilvania (BVB: TLV; Romania's largest commercial bank by assets) ~99.99% controlling.

Regulators: BNR + ECB.

Technical integration

Salt Bank mobile app (iOS + Android; ~500K+ Romanian customers) + saltbank.ro + Salt Bank Mastercard debit cards; SEPA + SEPA Instant + EPC-QR.

Implementations & partners

Banca Transilvania parent: [[banca-transilvania]] (Banca Transilvania; BVB: TLV; Romania's largest commercial bank by assets + Salt Bank parent).

Major Romanian banking + payments competitors: [[banca-comerciala-romana]] (BCR Banca Comercială Română; Erste Group Austrian parent ~99.9% controlling) + [[brd-romania]] (BRD Société Générale Romania; BVB: BRD; Société Générale French parent ~60.17% controlling) + [[raiffeisen-romania]] (Raiffeisen Romania; Raiffeisen Bank International Austrian parent ~99.5% controlling) + [[otp-romania]] (OTP Romania; OTP Bank Hungarian parent Romanian subsidiary) + [[unicredit-ro]] (UniCredit Bank Romania; UniCredit Italian parent Romanian subsidiary) + [[ing-romania]] (ING Bank Romania; ING Group Dutch parent Romanian subsidiary) + [[revolut]] (Revolut UK global; ~5M+ Romanian users; Sep 2024 EU bank license via Lithuania).

Regulators: BNR + ECB.

Status

Active, Romanian digital bank + Banca Transilvania BVB:TLV ~99.99% controlling + Romania's first digital-only bank since Apr 25 2024 + ~500K+ Romanian customers within months of launch [1, 2].

Sources

1 Salt Bank — official
2 Salt Bank — Wikipedia
ro-cro In-corpus: reports/countries/RO-romania.md

Source

Biography extracted from salt-bank.md. See matrix.md for standards-support matrix if present.