Wallets/macquarie-bank
Macquarie Bank
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Overview
Macquarie Bank is Macquarie Group's Australian retail + business banking subsidiary + Macquarie Authenticator 1M+ users Jun 2025 [1, 2, au-cro]. Jun 2025 baseline: Macquarie Authenticator 1M+ users (Australian banking customers demanding more secure two-factor authentication; Macquarie's distinctive two-factor authentication app); award-winning Macquarie mobile banking app + Macquarie Group expanded mobile banking experience for business customers in 2025 (simple + seamless + secure way for business customers to manage business finances on the go).
Distinctive Macquarie Bank positioning [1, 2, 3]:
- Macquarie Group's Australian retail + business banking subsidiary (Macquarie Group = Australian-listed global investment bank + asset manager)
- Macquarie Authenticator 1M+ users Jun 2025 — distinctive Australian banking two-factor authentication scale (Macquarie's distinctive two-factor authentication app)
- Award-winning Macquarie mobile banking app + 2025 business banking app expansion
- Smart budgets + transaction categorization + receipt uploads + real-time notifications — distinctive Australian banking PFM (Personal Finance Management) features
- 1969 Macquarie founding as Hill Samuel Australia (Australian subsidiary of UK Hill Samuel) → 1981 spun off as Macquarie post-Hill Samuel UK reorganization → distinctive Australian banking heritage
- 1996 Macquarie Bank Limited full Australian banking license
History
1969 — Hill Samuel Australia founded as Australian subsidiary of UK Hill Samuel — distinctive Australian-UK investment banking heritage.
1981 — Hill Samuel Australia spun off + becomes Macquarie post-Hill Samuel UK reorganization → distinctive Australian banking heritage.
1996 — Macquarie Bank Limited receives Australian banking license → Macquarie Bank Limited full Australian retail banking entry.
Jul 29 1996 — Macquarie Group Limited IPO on ASX.
2014 — Macquarie mobile banking app launches.
Jun 2025 — Macquarie Authenticator 1M+ users (Australian banking customers demanding more secure two-factor authentication) [2].
2025 — Macquarie expands mobile banking experience for business customers (Australian business banking app expansion: simple + seamless + secure way for business customers to manage business finances on the go) [1].
Ownership & operator
Operating entity: Macquarie Bank Limited (Macquarie Group Limited parent; ASX: MQG).
Major shareholders: Vanguard + BlackRock + State Street + Australian Super + Australian institutional + Australian retail public float.
Regulators: APRA (Australian Prudential Regulation Authority) + ASIC (Australian Securities + Investments Commission).
Technical integration
Award-winning Macquarie mobile banking app (iOS + Android; business banking app expansion 2025) + macquarie.com.au online + Macquarie Bank cards (Visa + Mastercard) + Macquarie Bank Australian branch network (modest; Macquarie traditionally branchless retail banking model); PayID + NPP + BPAY + OSKO; Macquarie Authenticator (distinctive Australian banking two-factor authentication app; 1M+ users Jun 2025); smart budgets + transaction categorization + receipt uploads + real-time notifications distinctive Australian banking PFM features.
Users & growth
Jun 2025: Macquarie Authenticator 1M+ users (Australian banking customers demanding more secure two-factor authentication).
Use cases
Australian retail + private + corporate + SME + investment + asset management + insurance banking via Macquarie mobile + macquarie.com.au online + cards; PayID + NPP + BPAY + OSKO; Macquarie Authenticator (distinctive Australian banking two-factor authentication app) + smart budgets + transaction categorization + receipt uploads + real-time notifications distinctive Australian banking PFM features; 2025 business banking app expansion.
Implementations & partners
Operator: Macquarie Bank Limited (Macquarie Group Limited parent; ASX: MQG).
Macquarie Group sister entities: Macquarie Capital (investment banking) + Macquarie Asset Management (Macquarie's $570B+ AUM global asset manager) + Macquarie Financial Markets + Macquarie Banking + Financial Services Group + Macquarie Commodities + Global Markets.
Major Australian banking competitors: [[commbank]] (CBA; Australia's largest bank; CommBank app + Yello distinctive Australian banking innovation) + [[westpac]] (Australia's 2nd-largest bank by assets) + [[anz-australia]] (ANZ; ANZ Plus distinctive Australian challenger banking innovation + 2024 Suncorp Bank $4.9B acquisition) + [[nab]] (National Australia Bank; NAB app) + [[bendigo-bank]] + [[bank-of-queensland]] (BoQ) + [[suncorp-bank]] (post-2024 ANZ $4.9B acquisition; integrated) + [[ubank]] (NAB's digital subsidiary post-2008 launch; UBank Save).
Regulators: APRA + ASIC.
Fun facts
- Macquarie Group's Australian retail + business banking subsidiary (Macquarie Group = Australian-listed global investment bank + asset manager).
- Macquarie Authenticator 1M+ users Jun 2025 — distinctive Australian banking two-factor authentication scale (Macquarie's distinctive two-factor authentication app).
- Award-winning Macquarie mobile banking app + 2025 business banking app expansion.
- Smart budgets + transaction categorization + receipt uploads + real-time notifications — distinctive Australian banking PFM (Personal Finance Management) features.
- 1969 Macquarie founding as Hill Samuel Australia (Australian subsidiary of UK Hill Samuel) → 1981 spun off as Macquarie post-Hill Samuel UK reorganization → distinctive Australian banking heritage.
- 1996 Macquarie Bank Limited full Australian banking license → Macquarie Bank Limited full Australian retail banking entry.
- Macquarie traditionally branchless retail banking model — distinctive Australian banking digital-first approach.
Comparison
| Feature | Macquarie Bank | [[commbank]] (CBA; Australia's largest bank rival; CommBank app + Yello distinctive Australian banking innovation) | [[westpac]] (Australia's 2nd-largest bank by assets rival) | [[anz-australia]] (ANZ; ANZ Plus distinctive Australian challenger banking innovation rival; 2024 Suncorp Bank $4.9B acquisition) | [[nab]] (National Australia Bank rival; NAB app) |
|---|---|---|---|---|---|
| Operator | Macquarie Bank Limited (Macquarie Group Limited parent; ASX: MQG) | Commonwealth Bank of Australia (ASX: CBA) | Westpac Banking Corporation (ASX: WBC) | Australia and New Zealand Banking Group Limited (ASX: ANZ) | National Australia Bank Limited (ASX: NAB) |
| Type | Macquarie Group's Australian retail + business banking subsidiary + Macquarie Authenticator 1M+ users Jun 2025 + award-winning Macquarie mobile banking app + 2025 business banking app expansion + Macquarie traditionally branchless retail banking model | Australia's largest bank by assets + CommBank app 9M+ MAU + Yello distinctive Australian banking innovation | Australia's 2nd-largest bank by assets + Westpac mobile banking app | Australia's 4th-largest bank by assets + ANZ Plus distinctive Australian challenger banking innovation + 2024 Suncorp Bank $4.9B acquisition completion | Australia's 3rd-largest bank by assets + NAB app + UBank digital subsidiary |
| Country | AU | AU + NZ | AU + NZ + 11 countries Pacific + Asia | AU + NZ + Pacific + Asia | AU + NZ + Asia |
| Distinctive | 1969 Hill Samuel Australia founding (Australian-UK investment banking heritage); 1981 Hill Samuel Australia spun off → Macquarie post-Hill Samuel UK reorganization; 1996 Macquarie Bank Limited Australian banking license; Jul 29 1996 ASX IPO; 2014 mobile app launch; Jun 2025 Macquarie Authenticator 1M+ users; Macquarie traditionally branchless retail banking model | 1911 Commonwealth Bank founding by Australian Labor Party government Andrew Fisher; CommBank app 9M+ MAU + Yello distinctive innovation | 1817 Bank of New South Wales founding (Australia's oldest bank); 2008 St.George Bank acquisition | 1835 Bank of Australasia founding; 2024 Suncorp Bank $4.9B acquisition completion | 1858 National Bank of Australasia founding |
Status
Active, Macquarie Group's Australian retail + business banking subsidiary + Macquarie Authenticator 1M+ users Jun 2025 [1, 2, 3]:
- Macquarie Bank Limited (Macquarie Group Limited parent; ASX: MQG) since 1969 Hill Samuel Australia founding + 1981 spun off → Macquarie + 1996 Macquarie Bank Limited Australian banking license + Jul 29 1996 ASX IPO.
- Macquarie Authenticator 1M+ users Jun 2025 + award-winning Macquarie mobile banking app + 2025 business banking app expansion.
- APRA + ASIC regulated.
Sources
- 1 Macquarie expands mobile banking experience for business customers — Macquarie Group
- 2 Macquarie Authenticator users exceed one million — Macquarie Group
- 3 Macquarie Mobile Banking app — Macquarie
- au-cro In-corpus:
reports/countries/AU-australia.md
Source
Biography extracted from macquarie-bank.md. See matrix.md for standards-support matrix if present.