Wallets/banco-bisa
Banco BISA (Bolivia) + Movilink
0 standards supported
Overview
Banco BISA is Bolivia's commercial bank + leader in digital banking modernization [1, 2, bo-cro]. Infrastructure: 66 banking centers + 280 ATMs + call centers + online + mobile banking platforms.
Banco BISA digital ecosystem:
- e-BISA Móvil+ [3]: Mobile banking app for inquiries + transactions (balances + movements + product details + transfers between own BISA accounts + Bolivian third-party transfers + accounts of other Bolivian banks + foreign + cash advances from credit cards + issuance of money orders).
- Movilink digital wallet [4]: NFC-based contactless wallet allowing payments without physical card or cash; uses NFC technology for purchases at POS terminals + available for Android devices with NFC enabled.
- e-BISA Móvil+ for Microempresas (microenterprises): Bolivian SME banking subsidiary product.
Security features [3]: Soft Token + SMS Token for transactions + biometric login (facial recognition or fingerprint) + silent authentication (automatic token generation + validation).
History
1963 — Banco BISA founded [2] in Bolivia as commercial bank (originally Banco Industrial S.A.).
1990s-2024 — Mass Bolivian adoption + multi-product banking expansion [1]: 66 banking centers + 280 ATMs + call centers + online + mobile banking platforms infrastructure.
2020s — e-BISA Móvil+ mobile banking app + Movilink digital wallet launch [3, 4]: NFC-based contactless mobile wallet for Bolivian Android users.
2024-2025 — Continued Bolivian digital banking modernization [1].
Ownership & operator
Operating entity: Banco BISA S.A. (Bolivian commercial bank).
Regulators: ASFI (Autoridad de Supervisión del Sistema Financiero; Bolivian Financial System Supervisory Authority).
Technical integration
| Layer | Description |
|---|---|
| Channels | Banco BISA mobile app (iOS + Android) + e-BISA Móvil+ + Movilink digital wallet (NFC) + Banco BISA cards + 66 banking centers + 280 ATMs + call centers |
| Identifiers | Phone + email + card number + Bolivian ID |
| License | Bank (Banco BISA full Bolivian banking license) |
| Sub-products | Banco BISA Account + Banco BISA Cards (Visa + Mastercard) + e-BISA Móvil+ (mobile banking + SME variant) + Movilink digital wallet (NFC) + Banco BISA Loans + Banco BISA Wealth Management |
| Movilink distinctive | NFC-based POS contactless payments (Android NFC-enabled devices) |
| Security | Soft Token + SMS Token + biometric (facial recognition + fingerprint) + silent authentication |
Users & growth
Baseline [1]:
- Banking centers: 66
- ATMs: 280
- Channels: Call centers + online + mobile banking platforms
- Specific 2025 user numbers: not publicly disclosed in current sources
Use cases
Bolivian retail + corporate + SME banking via e-BISA Móvil+ (account inquiries + balances + movements + transfers between BISA accounts + third-party Bolivian + other-bank + foreign accounts + cash advances + money orders); Movilink NFC contactless digital wallet for POS purchases (Bolivian Android NFC-enabled devices); biometric security (facial recognition + fingerprint + silent authentication).
Implementations & partners
Operator: Banco BISA S.A.
Major Bolivian banking competitors:
- Banco Mercantil Santa Cruz (BMSC) — Bolivia's largest commercial bank by assets
- Banco Nacional de Bolivia (BNB)
- Banco Unión (Bolivian state-owned bank)
- Banco de Crédito de Bolivia (BCP Bolivia) — Credicorp Bolivia subsidiary
- Banco Económico + Banco Ganadero + Banco Fortaleza + Banco Solidario (Bolivian banking)
Major Bolivian mobile-payment + wallet competitors:
- [[tigo-money]] (Millicom Tigo Group; 5-LATAM-country mobile money including Bolivia primary: BO 3,500+ Tigo Money Points distinctive)
- PagoMóvil (Bolivian mobile payments)
- e-Pagofácil + Multipago (Bolivian payment platforms)
Regulator: ASFI (Bolivian Financial System Supervisory Authority).
Fun facts
- Banco BISA — Bolivia's commercial bank since 1963.
- Infrastructure: 66 banking centers + 280 ATMs + call centers + online + mobile banking.
- Movilink digital wallet — NFC-based contactless wallet for Bolivian Android NFC-enabled devices.
- e-BISA Móvil+ for Microempresas — Bolivian SME banking variant.
- Security: Soft Token + SMS Token + biometric (facial recognition + fingerprint) + silent authentication.
- Distinctive Bolivian NFC contactless payments via Movilink — distinctive Bolivian wallet innovation in NFC-limited LATAM landscape.
Comparison
| Feature | Banco BISA | [[tigo-money]] (BO + 4-LATAM mobile money rival; covered Batch 16) | Banco Mercantil Santa Cruz (BO largest commercial bank by assets) | Banco de Crédito de Bolivia (BCP BO; Credicorp BO subsidiary) | Banco Unión (BO state-owned) |
|---|---|---|---|---|---|
| Operator | Banco BISA S.A. | Tigo Money (Millicom International Cellular fintech; NASDAQ: TIGO; Atlas Investissement/Xavier Niel stake) | Banco Mercantil Santa Cruz | Banco de Crédito de Bolivia (Credicorp BO subsidiary) | Banco Unión (Bolivian state-owned) |
| Type | BO commercial bank + e-BISA Móvil+ + Movilink NFC digital wallet | 5-LATAM telco-led mobile financial services (GT + SV + HN + BO + PY) | BO largest commercial bank by assets | BO BCP Credicorp Peru affiliate | BO state-owned bank |
| Country | Bolivia | GT + SV + HN + BO + PY | Bolivia | Bolivia | Bolivia |
| Distinctive | 66 banking centers + 280 ATMs; Movilink NFC contactless POS payments (Android NFC-enabled); biometric security; e-BISA Móvil+ for Microempresas SME variant | BO 3,500+ Tigo Money Points (largest BO cash-in/out network); PY free P2P; Millicom NASDAQ: TIGO parent + Atlas Investissement/Xavier Niel major shareholder; 2025 Visa LATAM financial-inclusion partnership | BO largest commercial bank by assets | Credicorp Peru-affiliated; LATAM Yape + Plin (PE) sister | BO state-owned banking |
Status
Active, Bolivia's commercial bank with NFC contactless Movilink digital wallet [1, 4]:
- Banco BISA S.A. since 1963.
- Infrastructure: 66 banking centers + 280 ATMs + call centers + online + mobile banking platforms.
- e-BISA Móvil+ mobile banking + Movilink NFC digital wallet + e-BISA Móvil+ for Microempresas (SME).
- Movilink distinctive — NFC-based contactless POS payments for Bolivian Android NFC-enabled devices.
- Security: Soft Token + SMS Token + biometric + silent authentication.
- ASFI regulated.
Sources
- 1 Banco BISA — official
- 2 Banco BISA — Wikipedia
- 3 e-BISA Móvil+ — Banco BISA
- 4 Movilink digital wallet — Banco BISA
- bo-cro In-corpus:
reports/countries/BO-bolivia.md
Source
Biography extracted from banco-bisa.md. See matrix.md for standards-support matrix if present.