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Standards/orange-money-gn

Orange Money GN

TypeMobile QR
PrimaryGN
Completeness91%high

Overview

Orange Money Guinea is Orange Group's Guinean mobile-money service, operated by Orange Guinée [1, 2, [gn-cro]]. Part of Orange Money's pan-African mobile-money platform (covered comprehensively in orange-money-qr parent report — 47-49 million subscribers across 17 countries, ~34M monthly active users, €130B+ annual transaction volume, 25M+ daily transactions globally). Guinea is one of the Francophone West African markets where Orange Money has substantial mobile-money market share.

The structural significance: Guinea (Conakry — distinct from Guinea-Bissau + Equatorial Guinea) is member of wave-qr-affected WAEMU/CFA-franc zone? — actually Guinea uses Guinean franc (GNF), not CFA franc — so technically outside WAEMU. Banque Centrale de la République de Guinée (BCRG) regulates Guinean payment system. Guinea's mobile-money landscape is MNO-dominated: Orange Money Guinea + MTN MoMo Guinea + others. Orange × Mastercard October 2024 partnership for digitising payments across Sub-Saharan Africa includes Guinea as deployment market. Orange Money Guinea provides P2P transfers, bill payments, merchant payments, airtime + data top-ups, international remittance receiving — standard Orange Money product suite.

History

Background — Guinean payment landscape GN:

  • Banque Centrale de la République de Guinée (BCRG) — central bank.
  • Orange Guinée — Orange Group subsidiary, major Guinean MNO.
  • MTN Guinea + others — competing MNOs.
  • Guinean franc (GNF) — distinct from WAEMU CFA franc.

Orange Money Guinea launch by Orange Guinée [1]:

  • Part of pan-African Orange Money platform.

Orange × Mastercard 2024 partnership for African digital-payment digitisation [mastercard]:

  • Sub-Saharan deployment includes Guinea.

Pan-Orange-Money 47-49M subscribers across 17 countries [2]:

  • Guinea among these markets.

Technical specification

Orange Money Guinea is Orange Guinée-operated Guinean mobile money on Orange Group platform [1, [orange-money-qr]]:

Layer Description
Operator Orange Guinée (Orange Group subsidiary)
Country Guinea
Currency GNF (Guinean franc)
Channels USSD, Orange Money app
Pan-Orange Money platform context 47-49M subscribers / 17 countries / €130B+ annual / ~34M MAU
Major competitor MTN MoMo Guinea
Regulator BCRG
Mastercard partnership Orange × Mastercard for digital-payment digitisation (October 2024)

Use cases

P2P transfers [1]: Cardinal use.

Bill payment orange-money-qr: Utilities + services.

Merchant payments via QR orange-money-qr: Standard Orange Money offering.

Airtime + data top-ups [1]: Orange Guinée mobile services.

International remittance receiving GN: Diaspora-to-Guinea flows.

Cross-border via Orange ecosystem orange-money-qr: Multi-Orange-Africa markets.

Implementations & ecosystem

Operator: Orange Guinée (Orange Group subsidiary).

Regulator: Banque Centrale de la République de Guinée (BCRG).

Pan-Orange Money platform: 17 African + MENA markets, 47-49M subscribers.

Major competitor: MTN MoMo Guinea.

Card partner: Mastercard (October 2024 Orange × Mastercard partnership).

Fun facts

  • Guinean franc (GNF) — non-WAEMU: Distinct from CFA franc Francophone West African peers.
  • MNO-dominated Guinean mobile-money landscape: Orange + MTN.
  • Part of 47-49M-subscriber pan-Orange Money platform: Substantial cross-country scale.
  • Orange × Mastercard 2024 partnership context: Digital-payment-modernisation backing.
  • Conakry vs Bissau distinction: Guinea + Guinea-Bissau + Equatorial Guinea are three distinct countries.

Comparison

Feature Orange Money GN orange-money-ml orange-money-ne orange-money-gw MTN MoMo Guinea
Operator Orange Guinée Orange Mali Orange Niger Orange Bissau MTN Guinea
Country Guinea Mali Niger Guinea-Bissau Guinea
Currency GNF (non-WAEMU) XOF (WAEMU) XOF (WAEMU) XOF (WAEMU) GNF
Pan-Orange platform Yes Yes Yes Yes n/a

Status

Active [1, [orange-money-qr]]:

  • Orange Guinée operator.
  • Part of 47-49M-subscriber pan-Orange Money platform.
  • Standard Orange Money product suite.

Sources

Deployments

No country reports mention this standard by name.

source · docs/standards/orange-money-gn/index.md