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Wallets/shine

Shine

0 standards supported

Key details

  • Launch: 2017
  • Users: 4M customers

Overview

Shine is French B2B neobank for SMEs + freelancers + Société Générale subsidiary post-Jun 2020 ~€100M acquisition + ~100K+ business customers in France [1, fr-cro].

History

2017 — Shine founded by Nicolas Reboud + Ralph Ruimy in France distinctive French B2B neobank heritage.

2018 — Shine mobile + web business banking app launch.

Jun 2020 — Société Générale acquires Shine for ~€100M distinctive French banking-fintech acquisition.

Ownership & operator

Operating entity: Shine SAS (French B2B neobank for SMEs + freelancers; Société Générale subsidiary).

Major shareholders: Société Générale (ENXTPA: GLE; French banking group) fully owned post-Jun 2020 acquisition.

Regulators: ACPR France + ECB.

Technical integration

Shine mobile app (iOS + Android; ~100K+ business customers) + shine.fr web + Shine Mastercard prepaid business cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).

Implementations & partners

Société Générale parent: [[boursobank]] (Boursorama French digital bank subsidiary of Société Générale; 8.4M customers Jul 2025) + [[societe-generale-mobile]] (Société Générale Mobile French banking group app).

Major French + EU B2B neobank competitors: [[qonto]] (Qonto French B2B neobank for SMEs + freelancers; ACPR France credit institution licence post-Jul 2022; ~600K+ business customers across 8 countries; European business banking unicorn ~€4.4B valuation) + [[memo-bank]] (Memo Bank French B2B neobank for mid-market businesses) + [[finom]] (Finom European B2B neobank for SMEs + freelancers) + [[revolut-business]] (Revolut Business UK + global B2B neobank) + [[wise-business]] (Wise Business UK + global B2B multi-currency account) + [[sumup]] (SumUp UK + global SME payments + business banking).

Regulators: ACPR France + ECB.

Status

Active, French B2B neobank for SMEs + freelancers + Société Générale subsidiary post-Jun 2020 ~€100M acquisition + ~100K+ business customers in France [1, 2].

Sources

Source

Biography extracted from shine.md. See matrix.md for standards-support matrix if present.

source · docs/wallets/shine/index.md