Wallets/monabanq

Monabanq

0 standards supported

Key details

Users: 4M customers

Overview

Monabanq is French online bank + Crédit Mutuel CIC subsidiary + ~600K+ customers in France [1, fr-cro].

History

2006 — Monabanq founded as French online bank by Cofidis Participations Crédit Mutuel CIC subsidiary.

2012 — Monabanq mobile banking app launch.

Ownership & operator

Operating entity: Monabanq SA (French online bank; Crédit Mutuel CIC subsidiary).

Major shareholders: Cofidis Participations Crédit Mutuel CIC subsidiary fully owned.

Regulators: ACPR France + ECB.

Technical integration

Monabanq mobile app (iOS + Android; ~600K+ customers) + monabanq.com web + Monabanq Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).

Implementations & partners

Crédit Mutuel CIC parent: [[credit-mutuel]] (Crédit Mutuel French cooperative banking group) + [[cic-mobile]] (CIC Mobile Crédit Industriel et Commercial; Crédit Mutuel CIC subsidiary).

Major French online + neobank competitors: [[boursobank]] (Boursorama French digital bank subsidiary of Société Générale; 8.4M customers Jul 2025) + [[hello-bank-fr]] (Hello bank! BNP Paribas digital bank brand) + [[nickel]] (Nickel French neobank distributed via tobacco shops; BNP Paribas subsidiary; ~4M+ customers across 5 EU countries) + [[ma-french-bank]] (Ma French Bank La Banque Postale digital bank; closed 2024) + [[orange-bank]] (Orange Bank French neobank by Orange; BNP Paribas acquired 2024) + [[fortuneo]] (Fortuneo French online bank + brokerage; Crédit Mutuel Arkéa subsidiary; ~1.1M+ customers) + [[lydia]] (Lydia French P2P mobile wallet + neobank) + [[revolut]] (Revolut UK global; ~5M+ French users; Sep 2024 EU bank license via Lithuania).

Regulators: ACPR France + ECB.

Status

Active, French online bank + Crédit Mutuel CIC subsidiary + ~600K+ customers in France [1, 2].

Sources

1 Monabanq — official
2 Monabanq — Wikipedia
fr-cro In-corpus: reports/countries/FR-france.md

Source

Biography extracted from monabanq.md. See matrix.md for standards-support matrix if present.